Best new account
Jenius Bank
Jenius Bank
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Bankrate’s take
Jenius Bank’s high-yield savings account launched in 2023 with an extremely competitive APY, which remains robust. And there are no contingencies on earning that APY, so whether you deposit $1 or $1,000, you’ll earn the same high rate with no fees. Although it’s a new bank, you can have peace of mind that Jenius Bank is FDIC-insured up to the limit allowed by law.