Browsing: Banks

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Key insight: Traditional banks are urging the Office of the Comptroller of the Currency to take its time in reviewing national trust charter applications from crypto…

Key Insight: Due to both production and circulation issues, one-cent coins are suddenly much harder to come by, causing problems for cash businesses and their lenders.Supporting…

Key insights: Banks are by and large lowering interest rates on deposit accounts.Expert quote: “Until loan growth really comes back in a more significant way, what…

Key insight: A critical law that gave companies legal protection to share cyber threat information with each other and the government has expired.What’s at stake: Bankers…

Key Insight: Americans are increasingly overwhelmed by all their digital subscriptions, leaving an opening for banks to help organize and save money on them.Supporting Data: In…

Key Insight: Financial institutions face a tight Dec. 5 compliance deadline to identify and remediate people and companies that had accounts shut. What’s at Stake: Bankers are…

Expert quote: A new report out today describes the rise of scams as a “global conflict” and a “whole-of-society threat to America.”Supporting data: Reported fraud losses…

Key insights: Biometric cards have lagged in the U.S. What’s at stake: The cards are expensive, but can improve authentication. Supporting data: In 2026, the U.S.…

Key insights: Payment fintechs are acquiring and keeping merchants’ business as banks lose market share. What’s at stake: Value-added services and payment orchestration are helping payment fintechs…