Browsing: Banks

American Banker’s 2026 State of Open Finance Adoption Report Application programming interfaces, protocols that let software applications communicate with or share data with each other, are…

Key insight: Banks are dealing with a myriad of complicated arrangements between third parties, stablecoin issuers and crypto exchanges that make banning stablecoin yield much more…

Key insight: The use of AI to screen job candidates, a common practice among banks and other companies, is under fire for silently blacklisting qualified candidates.What’s…

Key insight: General Motors and Ford Motor Company received approval for industrial bank charters from the Federal Deposit Insurance Corp. on Thursday.Expert quote: “The issue of…

Key insight: Unlike the U.S. focus on tabletop exercises, U.K. regulators mandate live-fire attacks on actual bank systems to uncover real-world weaknesses.Expert quote: “This year, our…

Key insight: Treasury Secretary Scott Bessent avoided confronting the rate cap directly, but argued banks already are benefitting from deregulation elsewhere.Supporting data: Bessent argued that banks…

A significant majority of Americans are now living lives of permanent financial stress, and debt delinquency is on the rise. For bankers, that’s a recipe for…

Data collected by the Conference of State Bank Supervisors demonstrates a huge disparity in compliance costs between large and small banks. Policymakers in Washington who claim…

Key insight: Democratic senators are launching a probe into whether major U.S. and global banks are helping the Trump administration process Venezuelan oil sales.Supporting data: The…

Key insight: Merchant groups have praised Trump’s support for the Credit Card Competition Act. What’s at stake: Card issuers face pressure to lower rates and fees. Forward look:…