Browsing: Banks

Key insight: Banks are finding new business cases for stablecoins.What’s at stake: Stablecoins could redefine cross-border settlement and other payment forms. Forward look: Regulatory clarity from…

Key insight: New NYDFS guidance reinforces that banks are “ultimately accountable” for cybersecurity risks from third-party vendors and cannot delegate compliance.What’s at stake: Banks face enforcement…

Key insight: The trade association letter urges the White House to reverse cuts to the congressionally mandated program.Supporting data: The Office of Management and Budget has…

Key insight: The deal would give Bloomington, Illinois-based HBT Financial a bigger share in Midwestern markets where it already operates.What’s at stake: The proposed merger is…

Key insight: Regional bank CEOs on Friday sought to ease the concerns of investors who’ve grown jittery about banks’ credit quality after the disclosure of certain…

Michelle Bowman, vice chair for supervision at the US Federal Reserve, during the Federal Reserve Board Community Bank Conference in Washington, DC, US, on Thursday, Oct.…

Key insight: Fintechs are threatening bank share of B2B commercial cards. What’s at stake: A market that totals more than $4 trillion. Forward look: Travel and fleet cards…

Key insight: Gen Z’s deposit shifts and nontraditional payments undermine traditional credit pathways.What’s at stake: Banks risk lost deposits and future lending revenue if they ignore…

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Key insight: Traditional banks are urging the Office of the Comptroller of the Currency to take its time in reviewing national trust charter applications from crypto…