Browsing: Banks

Key insights: ACH Network volume is on the rise as checks decline. What’s at stake: The growth could reduce bank deposits and card payments. Forward look: Nacha has…

Key Insight: Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed is exploring ways to reduce banks’ regulatory costs associated with mortgage lending and…

Key insight: New Treasury protocols use high-performance data processing to review millions of past records for links to cartels and benefit fraud.What’s at stake: Banks in…

Key insight: It’s unclear how hard a downturn in the software sector would hit banks’ balance sheets, but for now, their relative dependability is buoying their…

So-called “Drainer-as-a-Service” platforms that allow low-skilled attackers to execute sophisticated cryptocurrency fraud schemes present a challenge to banks as crypto goes more mainstream, writes Karthik Narayanan,…

As tokenization increasingly brings instant settlement to transactions, the liquidity buffer that batch settlement has provided for decades is going to shrink and then disappear, writes…

American Banker’s 2026 State of Open Finance Adoption Report Application programming interfaces, protocols that let software applications communicate with or share data with each other, are…

Key insight: Banks are dealing with a myriad of complicated arrangements between third parties, stablecoin issuers and crypto exchanges that make banning stablecoin yield much more…

Key insight: The use of AI to screen job candidates, a common practice among banks and other companies, is under fire for silently blacklisting qualified candidates.What’s…

Key insight: General Motors and Ford Motor Company received approval for industrial bank charters from the Federal Deposit Insurance Corp. on Thursday.Expert quote: “The issue of…