Moneymagpie Team
8th Sep 2025
Reading Time: 3 minutes
Remote work is an increasingly popular employment option among workers today, and for good reason. It’s more convenient, it’s more flexible, and in a world of increasing financial stress, it can help save you money. Looking at the long term, we want to explore some key ways workers are using remote work to build their savings and provide a future where they can feel happier and more secure, no matter where in the UK they live.
Your Biggest Costs
For most of us, the biggest cost we constantly need to address is housing. Even if we find a job that pays well, it might only be possible to work that job by living in an expensive area in an expensive city, such as London. This means the pay might not really matter that much, especially when combined with a stressful living situation and potential high local prices.
With remote work, the only real must from your home is that it offers reliable power and internet connections. This is not a difficult ask in the 2020s, and it’s only going to be easier with time. Instead of living in the city, you could move well away from the hustle and bustle or into the green countryside, with your rent or mortgage reflecting this change.
It could also be possible to use sales on existing properties to help fund a move to a more cost-effective one, further streamlining the process. Online systems which offer guaranteed sales on any property have been revolutionary in this regard, and they’re now operating across the UK. We Buy Any Home in Leicester is a perfect example, and could help you move to the outskirts of Oadby, or far beyond to another area of the country like Sheffield or Newcastle, famous for cheaper prices. With less of each paycheck going toward your home, the more you have for savings or for fun.
Saving on the Smaller Things
It’s not just your housing costs that make remote work such a money-saver. We also need to keep in mind all the additional costs which go into in-office work. According to recent statistics from Bionic, the average worker in the UK spends about £19.10 a week, or around £950 a year, on commuting. Factor in working for decades, and these costs seriously add up.
Add clothes, car maintenance, and work supplies to this, and the costs add up further, but this is just the beginning. Also important are travel costs your partner or children might have, and the amount of time wasted getting up earlier and arriving home later. This is all time you could spend working, relaxing, or spending with the people you love, which is impossible to put a price on.
The final part to understand about the advantages of remote work is that all these financial benefits are also reflected in your happiness and health. Stress is one of the biggest contributors to poor health, and Mayo Clinic details some ways that this can affect us. While saving money with remote work isn’t a miracle prevention or cure, it can put us in better mental and physical states, so when it comes time to enjoy all that we’ve saved, we’re in the right place to do so.
Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.