The Chase trifecta: What it is and how to maximize it

The Chase Sapphire Preferred® Card is an alternative to the high annual fee of the Sapphire Reserve, given its rewards structure. It can also elevate your redemption value if you house your points under this card.

• Earn 5x on travel purchased through Chase Travel℠.
• Earn 3x on dining, select streaming services and online groceries.
• Earn 2x on all other travel purchases.
• Earn 1x on all other purchases.

This card has a much lower annual fee of $95 and comes with an annual statement credit of up to $50 annually for a hotel stay purchased through Chase Travel℠.