The best credit unions of 2025

Based in Wausau, Wisconsin, Connexus Credit Union earns a top spot for its nationwide availability, broad ATM access and a wide array of deposit account options. Members can make transactions at more than 5,000 shared branches run by other credit unions in addition to 15 of Connexus’ own branches, and they have free access to more than 67,000 ATMs. Connexus offers a full range of accounts, including free and interest-bearing checking accounts, making it a solid fit for diverse financial needs.

• Connexus is easy to join, with eligibility options that include a one-time $5 donation to the Connexus Association.
• The credit union doesn’t charge monthly service fees on its deposit products.
• The CDs earn APYs that are well above national averages.

• Connexus’ savings account earns a very low APY.
• A $5 fee is charged, per month, for checking accounts with no activity in 90 days and a balance under $100.