Best business credit cards for fair credit

Best for secured high credit limit

If you don’t have a good credit score but want to build up your credit while making business purchases, the FNBO Business Edition Secured Mastercard is an option. It’s relatively easy to qualify for and requires a security deposit of between $2,000 and $10,000.

That deposit lets you request your own credit limit — so if you have the cash, you can start with a higher credit limit. After using the card responsibly to build your personal and business credit, you can upgrade to an unsecured card and get your deposit back.
Pros

You can apply for the card without good credit to make business purchases while building up your credit score.

There’s potential for a high credit limit, if you’re able to put down the deposit.

Earn interest on your security deposit. See terms when applying.
Cons

There’s a $39 annual fee, and you won’t earn rewards.

The card is only available in parts of Colorado, Illinois, Iowa, Kansas, Nebraska, South Dakota, Texas and Wyoming.

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