{"id":8990,"date":"2024-12-04T10:00:50","date_gmt":"2024-12-04T10:00:50","guid":{"rendered":"https:\/\/finderica.com\/4-money-secrets-to-paying-off-debt-and-building-wealth\/"},"modified":"2024-12-04T10:00:50","modified_gmt":"2024-12-04T10:00:50","slug":"4-money-secrets-to-paying-off-debt-and-building-wealth","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=8990","title":{"rendered":"4 Money Secrets to Paying off Debt and Building Wealth"},"content":{"rendered":"\n
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\"ScoreCard<\/p>\n

Stop worrying about money \u2014 it\u2019s bad for you.<\/p>\n

Studies show that financial stress can aggravate all kinds of health issues, like migraines, insomnia, heart disease and weight gain \u2014 not to mention our old pals anxiety and depression!<\/p>\n

Money worries can rip apart relationships and ruin your peace of mind. If you want to stop worrying, what you need to do is take action. That\u2019s right, TAKE. ACTION. And we\u2019ve got an action plan for you.<\/p>\n

You\u2019ll feel better once you take these four simple, strategic steps. They\u2019ll give you a real financial edge, and you\u2019ll be on your way to paying off your debts and building your wealth for real.<\/p>\n

1. See if You Can Cut Your Credit Card Interest Rate by 70%<\/h2>\n

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It\u2019s because of those sky-high interest rates \u2014 as much as 24% interest. It can feel impossible to get ahead.<\/p>\n

But MoneyLion<\/strong><\/a> could help you find offers to cut your interest rate by 70% as soon as tomorrow.<\/p>\n

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7 Ways to Make Money if You Hate People<\/h3>\n

Do you avoid people too? In the past, there was almost no way around working with people if you wanted to earn a living, but things have changed.<\/p>\n

Our team has compiled a list of creative ways<\/a> you can fatten your bank account this month, without having to put up with people.<\/p>\n

Enough small talk. Here are some ways<\/a> to earn extra cash, without all of the social stuff.<\/p>\n<\/div>\n<\/div>\n

Here\u2019s how it works: MoneyLion can match you with new loan offers at a lower interest rate \u2014 as low as 5.20% APR*. That\u2019s 70%* lower than the average credit card interest rate. And it\u2019s the key to finally getting ahead.<\/p>\n

You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster.<\/p>\n

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.<\/p>\n

Worried you won\u2019t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%<\/strong><\/a>.<\/p>\n

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8\/14\/24, according to Forbes Advisor\u2019s weekly credit card rates report.<\/em><\/p>\n

2. Stop Overpaying for Stuff Online<\/h2>\n

Wouldn\u2019t it be nice if you got an alert any time you\u2019re shopping online and you\u2019re about to pay more than you need to?<\/p>\n

That\u2019s exactly what Capital One Shopping<\/a>\u00a0does.<\/p>\n

Just add it to your browser for free, and before you check out, it\u2019ll check to see if your item is available for cheaper somewhere else or if you are getting the best price available. Plus, you can get coupon codes, set up price-drop alerts and even see the item\u2019s price history.<\/p>\n

Let\u2019s say you\u2019re shopping for a new pair of shoes, and you assume you\u2019ve found the best price. Here\u2019s when you\u2019ll get a pop-up letting you know if that exact pair of shoes is available elsewhere for cheaper.<\/p>\n

In the last year, this has saved people $160 million. You can get started in just a few clicks to\u00a0see if you\u2019re overpaying online<\/a>.<\/p>\n

3. Cancel Your Car Insurance<\/h2>\n

Here\u2019s the thing: your current car insurance company is probably overcharging you. But don\u2019t waste your time hopping around to different insurance companies looking for a better deal.<\/p>\n

Use a website called EverQuote<\/b><\/a> to see all your options at once.<\/p>\n

EverQuote is the largest online marketplace for insurance in the US, so you\u2019ll get the top options from more than 175 different carriers handed right to you.<\/p>\n

Take a couple of minutes to answer some questions<\/b><\/a> about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.<\/p>\n

4. Leave Your Family up to $1.5M<\/h2>\n

Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still leave them up to $1.5 million in life insurance \u2014 and you don\u2019t even need to have the money in the bank.<\/p>\n

You\u2019re probably thinking: I don\u2019t have the time or money for that. But this takes just minutes \u2014 and you could leave your family up to $1.5 million with a company called Bestow<\/a>.<\/p>\n

We hear people are paying as little as $10 a month.* (But every year you wait, this gets more expensive.)<\/p>\n

It takes just minutes to get a free quote<\/a> and see how much life insurance you can leave your loved ones \u2014 even if you don\u2019t have seven figures in your bank account.<\/p>\n

Mike Brassfield ([email\u00a0protected]) is a senior writer at The SS. He tries not to worry too much about money \u2014 aside from writing about it, of course.<\/em><\/p>\n

*Bestow: Policies are issued by Bestow Life Insurance Company, Dallas, TX on policy form series BLI-ITPOL. Bestow Life Insurance products may not be available in all states. Policy limitations or restrictions may apply. Not available in New York. Our application asks lifestyle and health questions to determine eligibility in order to avoid requiring a medical exam. Prices start at $10\/month based on an 18-year-old male rated Preferred Plus NT for a $100k policy for a 10-year term. Rates will vary based on underwriting review.<\/i><\/p>\n

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The 5 Dumbest Things We Keep Spending Too Much Money On<\/h3>\n

You\u2019ve done what you can to cut back your spending.You brew coffee at home, you don\u2019t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)<\/p>\n

But no matter how cognizant you are of your spending habits, you\u2019re still stuck with those inescapable monthly bills.<\/p>\n

You know which ones we\u2019re talking about: rent, utilities, cell phone bill, insurance, groceries\u2026<\/p>\n

Ready to stop paying them? Follow these moves\u2026<\/a><\/p>\n<\/div>\n<\/div>\n

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