{"id":8761,"date":"2024-11-29T09:50:33","date_gmt":"2024-11-29T09:50:33","guid":{"rendered":"https:\/\/finderica.com\/tired-of-eating-ramen-every-night-use-these-tips-to-get-out-of-debt\/"},"modified":"2024-11-29T09:50:33","modified_gmt":"2024-11-29T09:50:33","slug":"tired-of-eating-ramen-every-night-use-these-tips-to-get-out-of-debt","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=8761","title":{"rendered":"Tired of Eating Ramen Every Night? Use These Tips To Get Out of Debt"},"content":{"rendered":"\n<div>\n<div class=\"four_by_six\"><img srcset=\"https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-222x148.jpg 222w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-314x209.jpg 314w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-363x242.jpg 363w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-467x311.jpg 467w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-649x433.jpg 649w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-750x500.jpg 750w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-793x529.jpg 793w,https:\/\/cdn.thepennyhoarder.com\/wp-content\/uploads\/2024\/07\/01103543\/Ramen2-1200x800.jpg 1200w\" class=\"\" alt=\"\"><\/div>\n<div class=\"single-post-image-meta\">\n<p>\n                                    <span><br \/>\n                        Instant noodle soup in a white bowl on a yellow background top view.                    <\/span>\n                                <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"lazyload clicker_number\" style=\"position: absolute; height: 1px; width: 100%\" alt=\"ScoreCard Research\" data-count=\"216.98.0.236,216.98.0.236, 108.162.245.148\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><\/p>\n<p><span style=\"font-weight: 400;\">We\u2019re not talking about the kind with shoyu bone broth, hand-pulled noodles and braised bites. We\u2019re talking about the kind of ramen you eat when due dates loom over you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s how you can get out of debt fast so can enjoy more of the restaurant-grade ramen than the kitchen cabinet kind.<\/span><\/p>\n<h2>1. Get Someone to Negotiate Your Debts<\/h2>\n<p><span style=\"font-weight: 400;\">So, what if you could just\u2026 get rid of credit card debt that\u2019s weighing you down?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A company called\u00a0<\/span><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=6680&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\"><b>Freedom Debt Relief<\/b><\/a><span style=\"font-weight: 400;\"> could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll need to show why you\u2019re struggling to make your payments and tell them a little bit about your finances.\u00a0<\/span><\/p>\n<h2><strong>2. Stop Paying Bills Late for Good<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Even people earning six figures can spend too much, overdraft, and rack up late fees.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All of these things can make it harder to get a house, but we found an app that can help you avoid them all for good.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With\u00a0<\/span><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=5772&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\"><b>an app called EarnIn<\/b><\/a><span style=\"font-weight: 400;\">, you can get early access to your paycheck. You don\u2019t pay interest, and there aren\u2019t any mandatory fees \u2014 you can access up to $750 per pay period*.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt.\u00a0<\/span><\/p>\n<h2><strong>3. Refinance Your Auto Loan<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Just because you can afford to pay your original loan doesn\u2019t mean you should keep overpaying. Most people already qualify for significant savings in just three to six months.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A company called\u00a0<\/span><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=6768&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\"><b>ReFiJet<\/b><\/a><span style=\"font-weight: 400;\"> can help you update your car loan to reflect the new you, the one with a higher credit score.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ReFiJet saves people an average of $150 a month when they refinance their auto loan through them.\u00a0<\/span><\/p>\n<h2>4.\u00a0 Get Rid of Collections ASAP<\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019ve been getting phone calls and mail from debt collectors, look into\u00a0<\/span><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=6060&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\"><b>Collection Shield 360<\/b><\/a><span style=\"font-weight: 400;\">, a free service that helps people clean up their credit reports and deal with collection agencies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It will contact your debt collectors on your behalf and negotiate to get marks on your credit report removed, plus other steps to improve your credit.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max.Restrictions and\/or third-party fees may apply, see EarnIn.com\/TOS for details.<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">**EarnIn does not charge hidden fees for use of its services. EarnIn does not charge interest on Cash Outs. Restrictions and\/or third-party fees may apply, see EarnIn.com\/TOS for details.<\/span><\/i><\/p>\n<p>        <!-- ACF Financial Disclaimer --><\/p>\n<p>        <!-- End ACF Financial Disclaimer --><\/p>\n<p>        <!-- \n\n<div class=\"single-social-share-bottom text-center\"> --><br \/>\n                    <!-- <\/div>\n\n --><\/p>\n<p>        <!-- Newsletter Signup Form --><\/p>\n<div class=\"newsletter-signup-wrapper-for-digioh\">\n<div class=\"col-xs-12 newsletter-wrap flex-row\">\n<div class=\"container flex-container\">\n<div class=\"col-xs-12 new-newsletter-form\">\n<p class=\"text-subheading\">Ready to stop worrying about money?<\/p>\n<p class=\"text-get-daily\">Get the SS Daily<\/p>\n<p class=\"email-privacy-policy-blurb-white\">\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<p>        <!-- End Newsletter Signup Form --><\/p><\/div>\n<p><script type=\"text\/javascript\" id=\"wp-fcapi-js-before\">\n\/* <![CDATA[ *\/\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window, document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '263664193816679');\n\/* ]]> *\/\n<\/script><br \/>\n<br \/><a href=\"https:\/\/www.thepennyhoarder.com\/debt\/dont-eat-ramen-everyday\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Instant noodle soup in a white bowl on a yellow background top view. We\u2019re not talking about the kind with shoyu bone broth, hand-pulled noodles and braised bites. We\u2019re talking about the kind of ramen you eat when due dates loom over you. Here\u2019s how you can get out of debt fast so can enjoy<\/p>\n","protected":false},"author":1,"featured_media":8762,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[221],"tags":[367,3137,3139,3138,251,3136],"class_list":{"0":"post-8761","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-debt","8":"tag-debt","9":"tag-eating","10":"tag-night","11":"tag-ramen","12":"tag-tips","13":"tag-tired"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/8761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8761"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/8761\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/8762"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}