{"id":7362,"date":"2024-11-05T21:55:12","date_gmt":"2024-11-05T21:55:12","guid":{"rendered":"https:\/\/finderica.com\/looking-to-avoid-a-credit-card-balance-transfer-fee-try-a-credit-union\/"},"modified":"2024-11-05T21:55:12","modified_gmt":"2024-11-05T21:55:12","slug":"looking-to-avoid-a-credit-card-balance-transfer-fee-try-a-credit-union","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=7362","title":{"rendered":"Looking to avoid a credit card balance transfer fee? Try a credit union"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-featured\">\n<div class=\"FeatureTag-container relative\">\n<div class=\"FeatureTag bg-teal-600 h-10 max-h-10 text-white flex flex-row items-center justify-center text-white gap-x-2\">\n        <span class=\"block Icon Icon--xs\"> <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Badge Icon<\/title>\n<path d=\"M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z\" fill=\"transparent\" class=\"icon-offset\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z\" class=\"icon-base\"><\/path><\/svg> <\/span><br \/>\n        <span class=\"block capitalize\">Best for high credit limits<\/span><br \/>\n        <span class=\"w-1\"><\/span>\n    <\/div>\n<\/div><\/div>\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    Titanium Rewards Visa Signature Card<br \/>\n<\/h3>\n<p><!-- htmlmin:ignore -->\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-card-details', 'heading-card-details']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-card-details')\" :aria-controls=\"$id('panel-card-details')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-card-details')\" :aria-labelledby=\"$id('heading-card-details')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>The <a href=\"https:\/\/www.andrewsfcu.org\/Cards\/Personal-Credit-Cards\/Rewards-Cards\/Titanium-Rewards-Visa-Signature-Credit-Card\" target=\"_blank\" rel=\"nofollow noopener\" data-beam-element-clicked-no-delay=\"ElementClicked\" data-location=\"content body\" data-text=\"Titanium Rewards Visa\u00ae Signature Card from Andrews Federal Credit Union\" data-type=\"LINK\" data-position=\"12\" data-name=\"article-link\" data-outcome=\"EXTERNALLINK\">Titanium Rewards Visa\u00ae Signature Card from Andrews Federal Credit Union<\/a>* offers a low variable APR, as opposed to a 0 percent introductory APR offer like many other balance transfer credit cards. Still, when you factor in the rewards structure and other perks, this card has a lot of ongoing value, including:<\/p>\n<ul>\n<li>3X points on grocery and gas purchases<\/li>\n<li>1.5X points on all other purchases<\/li>\n<\/ul>\n<p>You can even earn a welcome bonus of 10,000 points when you spend $1,500 made within the first 90 days of card opening. Plus, this card offers various travel benefits and protections.The credit limit can be substantial, ranging from $5,000 to $50,000, and the card requires no annual fee or foreign transaction fees. However, there is a low fee charge for balance transfers.Membership in this credit union is open to active or retired U.S. military members and their family or household members. Those living, working, attending school or worshiping in Washington, D.C. \u2014 or who are employed by or a member of one of their eligible employer groups \u2014 can also join. Another option is becoming a member of the American Consumer Council by using a major consumer product or service and paying $8 to join.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/balance-transfer\/credit-unions-balance-transfer-fees\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Badge Icon Best for high credit limits Titanium Rewards Visa Signature Card Caret Down Icon The Titanium Rewards Visa\u00ae Signature Card from Andrews Federal Credit Union* offers a low variable APR, as opposed to a 0 percent introductory APR offer like many other balance transfer credit cards. Still, when you factor in the rewards structure<\/p>\n","protected":false},"author":1,"featured_media":7363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[485,1708,369,238,1784,1340,825],"class_list":{"0":"post-7362","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-avoid","9":"tag-balance","10":"tag-card","11":"tag-credit","12":"tag-fee","13":"tag-transfer","14":"tag-union"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7362","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7362"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7362\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7363"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7362"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7362"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}