{"id":7332,"date":"2024-11-05T08:50:04","date_gmt":"2024-11-05T08:50:04","guid":{"rendered":"https:\/\/finderica.com\/my-partner-of-21-years-passed-away-we-werent-married-am-i-eligible-for-his-social-security-benefits\/"},"modified":"2024-11-05T08:50:04","modified_gmt":"2024-11-05T08:50:04","slug":"my-partner-of-21-years-passed-away-we-werent-married-am-i-eligible-for-his-social-security-benefits","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=7332","title":{"rendered":"My Partner of 21 Years Passed Away. We Weren\u2019t Married. Am I Eligible For His Social Security Benefits?"},"content":{"rendered":"\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"lazyload clicker_number\" style=\"position: absolute; height: 1px; width: 100%\" alt=\"ScoreCard Research\" data-count=\"216.98.0.236,216.98.0.236, 172.68.175.18\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><\/p>\n<div id=\"dear-SS Reader\"><span class=\"dear-SS Reader-dropcap \">Dear Penny,<\/span><\/p>\n<p><span style=\"font-weight: 400;\">My life partner of 21 years passed away in 2022. I have been told that even though we never married, I am eligible for part of his Social Security or SSI benefits if I can show that I have been living with him for at least seven years. I can do this easily, but the wording as far as collecting benefits says \u201cspouse.\u201d I have been told that I could be eligible but have to, in essence, \u201cfight\u201d for it. I live in New York state. Am I eligible?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2014 Silent Partner<\/span><\/p>\n<\/div>\n<p>Dear Partner,<\/p>\n<p>The Social Security Administration <em>almost<\/em> always requires a couple to be legally married in order to be considered a spouse for the sake of any benefits.<\/p>\n<p>That can include common law marriage, a status in some states that allows a cohabitating man and woman to be regarded as legally married without purchasing a marriage license. To be married under common law, you might have to live together for a certain number of years (like seven) or simply be regarded in your community as husband and wife. (The language of common law marriage doesn\u2019t tend to account for same-sex couples.) Just a few states recognize common law marriage; New York isn\u2019t one of them.<\/p>\n<p>The <a href=\"https:\/\/www.ssa.gov\/policy\/docs\/ssb\/v65n2\/v65n2p14.html\" target=\"_blank\" rel=\"noopener\">SSA does say<\/a>, though, that it may treat a cohabitating man and woman as married \u201cif they hold themselves out as husband and wife to the community in which they live.\u201d It notes this is rare, but it\u2019s possible. It doesn\u2019t specify what counts as holding yourselves out as married.<\/p>\n<p>If you and your partner are a man and a woman, your 21 years together might pass this test. Speak with an SSA representative in your area and possibly a lawyer familiar with Social Security to determine your options for proving yourself as a spouse.<\/p>\n<p>Because SSA\u2019s language is gendered, you might face a greater barrier being classified as a spouse if you\u2019re a same-sex couple.<\/p>\n<div class=\"thepe-top-of-post\" id=\"thepe-462152783\">\n<div class=\"adBorder\" id=\"thepe-735295303\">\n<h3>5 Companies That Send People Money When They\u2019re Asked Nicely<\/h3>\n<p>When you log into your bank account, how do your savings look? Probably not as good as you\u2019d like.<\/p>\n<p>It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?<\/p>\n<p><a href=\"https:\/\/partners.thepennyhoarder.com\/nice-companies-prt\/?aff_id=384\" target=\"_blank\" rel=\"noopener\">Ask one of these companies to help\u2026<\/a><\/p>\n<\/div>\n<\/div>\n<p><em>Dana Miranda is a Certified Educator in Personal Finance\u00ae and author of YOU DON\u2019T NEED A BUDGET. She writes <\/em><a href=\"https:\/\/www.healthyrich.co\/\" target=\"_blank\" rel=\"noopener\"><em>Healthy Rich<\/em><\/a><em>, a newsletter about how capitalism impacts the ways we think, teach and talk about money.<\/em><\/p>\n<div class=\"thepe-bottom-of-post\" id=\"thepe-1398980404\">\n<div class=\"adBorder\" id=\"thepe-1977400406\">\n<h3>5 Companies That Send People Money When They\u2019re Asked Nicely<\/h3>\n<p>When you log into your bank account, how do your savings look? Probably not as good as you\u2019d like. It always seems like an uphill battle to build (and keep) a decent amount in savings.<\/p>\n<p>But what if your car breaks down, or you have a sudden medical bill?<\/p>\n<p><a href=\"https:\/\/partners.thepennyhoarder.com\/nice-companies-prt\/?aff_id=384\" target=\"_blank\" rel=\"noopener\">Ask one of these companies to help\u2026<\/a><\/p>\n<\/div>\n<\/div>\n<p>        <!-- ACF Financial Disclaimer --><\/p>\n<p>        <!-- End ACF Financial Disclaimer --><\/p>\n<p>        <!-- \n\n<div class=\"single-social-share-bottom text-center\"> --><br \/>\n                    <!-- <\/div>\n\n --><\/p>\n<p>        <!-- Newsletter Signup Form --><\/p>\n<div class=\"newsletter-signup-wrapper-for-digioh\">\n<div class=\"col-xs-12 newsletter-wrap flex-row\">\n<div class=\"container flex-container\">\n<div class=\"col-xs-12 new-newsletter-form\">\n<p class=\"text-subheading\">Ready to stop worrying about money?<\/p>\n<p class=\"text-get-daily\">Get the SS Daily<\/p>\n<p class=\"email-privacy-policy-blurb-white\">\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<p>        <!-- End Newsletter Signup Form --><\/p><\/div>\n<p><script type=\"text\/javascript\" id=\"wp-fcapi-js-before\">\n\/* <![CDATA[ *\/\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window, document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '263664193816679');\n\/* ]]> *\/\n<\/script><br \/>\n<br \/><a href=\"https:\/\/www.thepennyhoarder.com\/retirement\/long-term-partner-social-security\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Penny, My life partner of 21 years passed away in 2022. I have been told that even though we never married, I am eligible for part of his Social Security or SSI benefits if I can show that I have been living with him for at least seven years. I can do this easily,<\/p>\n","protected":false},"author":1,"featured_media":7333,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[348],"tags":[98,1060,2087,2084,2085,899,898,2086,203],"class_list":{"0":"post-7332","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-retirement","8":"tag-benefits","9":"tag-eligible","10":"tag-married","11":"tag-partner","12":"tag-passed","13":"tag-security","14":"tag-social","15":"tag-werent","16":"tag-years"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7332"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7332\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7333"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}