{"id":7230,"date":"2024-11-03T10:01:34","date_gmt":"2024-11-03T10:01:34","guid":{"rendered":"https:\/\/finderica.com\/how-to-get-free-tax-filing-through-the-free-file-alliance\/"},"modified":"2024-11-03T10:01:34","modified_gmt":"2024-11-03T10:01:34","slug":"how-to-get-free-tax-filing-through-the-free-file-alliance","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=7230","title":{"rendered":"How to Get Free Tax Filing Through the Free File Alliance"},"content":{"rendered":"\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"lazyload clicker_number\" style=\"position: absolute; height: 1px; width: 100%\" alt=\"ScoreCard Research\" data-count=\"216.98.0.236,216.98.0.236, 108.162.245.222\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><\/p>\n<p>Filing taxes in the United States could be free and simple for everyone \u2014 if only tax prep companies weren\u2019t lobbying to keep it so complicated.<\/p>\n<p>The Internal Revenue Service and your state tax collectors already have access to most of the information you painstakingly report in a tax return because your employers and banks are required to provide it.<\/p>\n<p>We could, in theory, have a return-free system, where the IRS sends <i>you<\/i> that information and how much it believes you owe, and you don\u2019t have to file anything unless you disagree with it.<\/p>\n<p>But we like a challenge, don\u2019t we?<\/p>\n<p>Instead of this straightforward public service, we have the next best thing: A private system that helps the majority of Americans file a federal tax return for free.<\/p>\n<p>Except most of us don\u2019t use it \u2026 because we don\u2019t know it exists.\n<\/p>\n<div class=\"thepe-top-of-post\" id=\"thepe-1477357233\">\n<div class=\"adBorder\" id=\"thepe-2052544723\">\n<h3>7 Ways to Make Money if You Hate People<\/h3>\n<p>Do you avoid people too? In the past, there was almost no way around working with people if you wanted to earn a living, but things have changed.<\/p>\n<p>Our team has compiled a <a href=\"https:\/\/partners.thepennyhoarder.com\/people-prt\/?aff_id=384\" target=\"_blank\" rel=\"noopener\">list of creative ways<\/a> you can fatten your bank account this month, without having to put up with people.<\/p>\n<p>Enough small talk. <a href=\"https:\/\/partners.thepennyhoarder.com\/people-prt\/?aff_id=384\" target=\"_blank\" rel=\"noopener\">Here are some ways<\/a> to earn extra cash, without all of the social stuff.<\/p>\n<\/div>\n<\/div>\n<h2><b>The Free File Alliance MUST Let You File Taxes for Free<\/b><\/h2>\n<p>The<a href=\"https:\/\/www.irs.gov\/e-file-providers\/about-the-free-file-alliance\" target=\"_blank\" rel=\"noopener\"> Free File Alliance<\/a> is a public-private partnership between a group of tax software companies and the IRS. Seven companies are part of this agreement as of January 2023, <a href=\"https:\/\/www.prnewswire.com\/news-releases\/irs-free-file-now-open-for-2022-the-free-file-alliance-offers-taxpayers-free-industry-leading-tax-software-301461417.html\" target=\"_blank\" rel=\"noopener\">according to its recent press release<\/a>.<\/p>\n<p>The agreement says these companies have to provide the majority of Americans with a free way to prepare and file their taxes online. It also bars the IRS from providing its own free filing system \u2014 like that dreamy no-return scenario mentioned above.<\/p>\n<p>The problem, predictably, is that no one advertises the free services.<\/p>\n<p>The government has no budget to market it, and the for-profit tax preparers have no incentive to let you know about their free options \u2014 and every incentive to funnel you toward a paid option. And they use every opportunity, as <a href=\"https:\/\/www.propublica.org\/article\/turbotax-military-discount-trick-troops-paying-to-file-taxes\" target=\"_blank\" rel=\"noopener\">ProPublica has reported<\/a> repeatedly.<\/p>\n<p>The result is that most filers have no idea the option exists, and hardly anyone takes advantage of it.<\/p>\n<p>(BTW, <i>we<\/i> are happy to tell you all about those free tax filing services.)<\/p>\n<p>In 2020, the Alliance touted <a href=\"https:\/\/www.prnewswire.com\/news-releases\/participation-in-irs-free-file-program-jumps-28-301042926.html\" target=\"_blank\" rel=\"noopener\">\u201csoaring\u201d participation <\/a>\u2014 a 28% \u201cjump\u201d from 2.3 million filers in 2019 to 2.9 million in 2020. Sounds great, except more than 130 million taxpayers qualified for free filing through the program. That\u2019s a participation rate of about 2% of eligible filers.<\/p>\n<h2><b>How to Get Free Tax Filing Through the Free File Alliance<\/b><\/h2>\n<p>This part is, in fact, easy once you know about it.<\/p>\n<p>To qualify, you have to earn below a certain income limit, which changes each year.<\/p>\n<p>For tax year 2022 (what you\u2019ll file starting in 2023), anyone with an adjusted gross income of $73,000 or less qualifies for free filing through an IRS partner.<\/p>\n<p>The most popular services, TurboTax and H&amp;R Block, have left the Alliance in recent years, and this year\u2019s participating companies are a collection of mostly lesser-known online tax preparers:<\/p>\n<ul>\n<li aria-level=\"1\">1040Now Corp.<\/li>\n<li aria-level=\"1\">ezTaxReturn.com (English and Spanish)<\/li>\n<li aria-level=\"1\">FileYourTaxes.com<\/li>\n<li aria-level=\"1\">OnLine Taxes<\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=7096&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\">TaxAct<\/a><\/li>\n<li aria-level=\"1\">TaxHawk Inc.<\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/t.thepennyhoarder.com\/aff_c?offer_id=7095&amp;aff_id=2\" rel=\"nofollow noopener\" target=\"_blank\">TaxSlayer<\/a> (English and Spanish)<\/li>\n<\/ul>\n<p>Choose a filing service through the<a href=\"https:\/\/apps.irs.gov\/app\/freeFile\/\" target=\"_blank\" rel=\"noopener\"> IRS browsing tool<\/a> to make sure you access the actually free versions of these services and avoid upsells to paid services. It\u2019ll ask you some questions to help you determine which service is a good fit for your tax situation.<\/p>\n<p>Before you choose a service, read through the requirements for free filing. Some of them cap incomes as low as $39,000, or tack on an age requirement or state limitations. A few, but not many, throw in free state filing so you can avoid that surprise charge at the end of the process.<\/p>\n<p>Most importantly: Assume you can find a way to file for free. The agreement aims to make free filing available to 70% of Americans, so the odds are in your favor.<\/p>\n<p>Tax companies will make plenty of offers that tempt you to upgrade to a paid option \u2014 or make you believe you have no choice. But you do. They\u2019ve barred our government from offering us that choice, and in return, they\u2019re required to provide it themselves.<\/p>\n<p>We just have to make sure we can find it.<\/p>\n<h2>Frequently Asked Questions (FAQ) About the Free File Alliance<\/h2>\n<p>Here are our answers to some common questions about the Free File Alliance.<\/p>\n<div class=\"irc-faq-container\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div class=\"irc-faq-section\" itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<div class=\"irc-toggle-section\">\n<p>Is Free File Alliance Legit?<\/p>\n<\/div>\n<div class=\"irc-answer\" itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p><span style=\"font-weight: 400;\">Yes, the Free File Alliance is a legitimate partnership between private tax prep companies and the IRS to provide free federal tax filing. It can be accessed through the IRS Free File Options page to ensure you get a tax preparer\u2019s free version and can see any additional fees upfront.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"irc-faq-section\" itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<div class=\"irc-toggle-section\">\n<p>Which Companies Are Part of the Free File Alliance?<\/p>\n<\/div>\n<div class=\"irc-answer\" itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p><span style=\"font-weight: 400;\">Companies participating in the Free File Alliance change from year to year. In 2023, seven companies are participating: 1040Now, ezTaxReturn.com, FileYourTaxes.com, OnLine Taxes, TaxAct, TaxHawk Inc. and TaxSlayer.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"irc-faq-section\" itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<div class=\"irc-toggle-section\">\n<p>Is IRS Free File Really Free?<\/p>\n<\/div>\n<div class=\"irc-answer\" itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p><span style=\"font-weight: 400;\">Yes. If you qualify, you\u2019ll pay nothing to file your federal tax return through a participating Free File company. For tax season 2022, you must have earned $73,000 or less to qualify, and you might face additional requirements or restrictions from individual tax companies. You\u2019ll likely pay a fee to file a state return. Companies are required to list all non-qualifying fees on the landing page you access through the IRS Free File browsing tool.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"irc-faq-section\" itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<div class=\"irc-toggle-section\">\n<p>Is TurboTax Part of the Free File Alliance?<\/p>\n<\/div>\n<div class=\"irc-answer\" itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>As of 2021, TurboTax is no longer a member of the Free File Alliance. The company offers a free edition for filing simple returns, but read the details of TurboTax\u2019s offers to see what\u2019s included for free before filling out your return and facing surprise fees.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"irc-faq-section\" itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<div class=\"irc-toggle-section\">\n<p>What Is the Best Free Tax Filing Online?<\/p>\n<\/div>\n<div class=\"irc-answer\" itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p><span style=\"font-weight: 400;\">Most <\/span><span style=\"font-weight: 400;\">free online tax software companies<\/span><span style=\"font-weight: 400;\"> are comparable in their offerings and requirements. Few of them offer <\/span><i><span style=\"font-weight: 400;\">only<\/span><\/i><span style=\"font-weight: 400;\"> free filing, so you might not qualify for their free services. United Way\u2019s <\/span><a href=\"https:\/\/myfreetaxes.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">MyFreeTaxes<\/span><\/a><span style=\"font-weight: 400;\"> service lets anyone file online for free as long as you earned $73,000 or less (for tax year 2022), and you don\u2019t have income from rental property or a farm. <\/span><a href=\"https:\/\/cash.app\/taxes\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Cash App Taxes<\/span><\/a><span style=\"font-weight: 400;\"> offers only free filing, so you can file through the app without worrying about being upsold.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/danamedia.co\" target=\"_blank\" rel=\"noopener\"><i>Dana Sitar<\/i><\/a><i> (@danasitar) has been writing and editing since 2011, covering personal finance, careers and digital media. She was ticked off she didn\u2019t know about the Free File Alliance and wants to make sure you don\u2019t face the same fate. The SS staff contributed\u00a0to this post.\u00a0<\/i><\/p>\n<div class=\"thepe-bottom-of-post\" id=\"thepe-1071989103\">\n<div class=\"adBorder\" id=\"thepe-531433607\">\n<h3>5 Companies That Send People Money When They\u2019re Asked Nicely<\/h3>\n<p>When you log into your bank account, how do your savings look? Probably not as good as you\u2019d like. It always seems like an uphill battle to build (and keep) a decent amount in savings.<\/p>\n<p>But what if your car breaks down, or you have a sudden medical bill?<\/p>\n<p><a href=\"https:\/\/partners.thepennyhoarder.com\/nice-companies-prt\/?aff_id=384\" target=\"_blank\" rel=\"noopener\">Ask one of these companies to help\u2026<\/a><\/p>\n<\/div>\n<\/div>\n<p>        <!-- ACF Financial Disclaimer --><\/p>\n<p>        <!-- End ACF Financial Disclaimer --><\/p>\n<p>        <!-- \n\n<div class=\"single-social-share-bottom text-center\"> --><br \/>\n                    <!-- <\/div>\n\n --><\/p>\n<p>        <!-- Newsletter Signup Form --><\/p>\n<hr>\n<hr>\n<div class=\"newsletter-signup-wrapper-for-digioh\">\n<div class=\"col-xs-12 newsletter-wrap flex-row\">\n<div class=\"container flex-container\">\n<div class=\"col-xs-12 new-newsletter-form\">\n<p class=\"text-subheading\">Ready to stop worrying about money?<\/p>\n<p class=\"text-get-daily\">Get the SS Daily<\/p>\n<p class=\"email-privacy-policy-blurb-white\">\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<p>        <!-- End Newsletter Signup Form --><\/p><\/div>\n<p><script type=\"text\/javascript\" id=\"wp-fcapi-js-before\">\n\/* <![CDATA[ *\/\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window, document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '263664193816679');\n\/* ]]> *\/\n<\/script><br \/>\n<br \/><a href=\"https:\/\/www.thepennyhoarder.com\/taxes\/free-file-alliance\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Filing taxes in the United States could be free and simple for everyone \u2014 if only tax prep companies weren\u2019t lobbying to keep it so complicated. The Internal Revenue Service and your state tax collectors already have access to most of the information you painstakingly report in a tax return because your employers and banks<\/p>\n","protected":false},"author":1,"featured_media":7231,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[188],"tags":[2002,1264,314,363,97],"class_list":{"0":"post-7230","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-taxes","8":"tag-alliance","9":"tag-file","10":"tag-filing","11":"tag-free","12":"tag-tax"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7230"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/7230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7231"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}