{"id":6924,"date":"2024-10-29T21:18:00","date_gmt":"2024-10-29T21:18:00","guid":{"rendered":"https:\/\/finderica.com\/why-im-considering-a-balance-transfer-card-to-pay-off-my-travel-card-debt\/"},"modified":"2024-10-29T21:18:00","modified_gmt":"2024-10-29T21:18:00","slug":"why-im-considering-a-balance-transfer-card-to-pay-off-my-travel-card-debt","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=6924","title":{"rendered":"Why I\u2019m considering a balance transfer card to pay off my travel card debt"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/cdn.prodstatic.com\/shared\/images\/cards\/50df2940-8030-11eb-be9c-9790947db9db.jpg?auto=webp&amp;width=200\" alt=\"BankAmericard\u00ae credit card image\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    BankAmericard\u00ae credit card<br \/>\n<\/h3>\n<p><!-- htmlmin:ignore -->\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-card-details', 'heading-card-details']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-card-details')\" :aria-controls=\"$id('panel-card-details')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-card-details')\" :aria-labelledby=\"$id('heading-card-details')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<ul>\n<li>\n<b>Annual fee: <\/b>$0<\/li>\n<li>\n<b>Rewards program: <\/b>N\/A<\/li>\n<li>\n<b>Additional perks: <\/b>Access to BankAmeriDeals and benefits like Museums on Us<\/li>\n<\/ul>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<li x-id=\"['panel-bankrates-view', 'heading-bankrates-view']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-bankrates-view')\" :aria-controls=\"$id('panel-bankrates-view')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-bankrates-view')\" :aria-labelledby=\"$id('heading-bankrates-view')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>The BankAmericard\u00ae credit card* will get you a 0 percent intro APR on balance transfers made within the first 60 days from account opening, as well as on purchases, both for 18 billing cycles. After that, a 15.74 percent to 25.74 percent variable APR kicks in. An intro balance transfer fee of 3 percent applies to all balance transfers made with the first 60 days. After that, a 4 percent balance transfer fee applies.<\/p>\n<p>In addition to hitting all of my preferred card traits \u2014 a long intro APR on balance transfers, an equally long intro APR on purchases and no rewards structure \u2014 the BankAmericard comes with the added perk of not charging a penalty APR if you miss a payment. But even on a balance transfer card with a 0 percent intro APR, missed payments can still negatively affect your credit score.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/balance-transfer\/using-a-balance-transfer-card-to-pay-off-debt\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BankAmericard\u00ae credit card Caret Down Icon Annual fee: $0 Rewards program: N\/A Additional perks: Access to BankAmeriDeals and benefits like Museums on Us Caret Down Icon The BankAmericard\u00ae credit card* will get you a 0 percent intro APR on balance transfers made within the first 60 days from account opening, as well as on purchases,<\/p>\n","protected":false},"author":1,"featured_media":6925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[1708,369,367,41,1340,1709],"class_list":{"0":"post-6924","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-balance","9":"tag-card","10":"tag-debt","11":"tag-pay","12":"tag-transfer","13":"tag-travel"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6924"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6924\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/6925"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}