{"id":6885,"date":"2024-10-29T08:12:57","date_gmt":"2024-10-29T08:12:57","guid":{"rendered":"https:\/\/finderica.com\/am-i-responsible-for-my-husbands-massive-credit-card-debt-when-he-dies\/"},"modified":"2024-10-29T08:12:57","modified_gmt":"2024-10-29T08:12:57","slug":"am-i-responsible-for-my-husbands-massive-credit-card-debt-when-he-dies","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=6885","title":{"rendered":"Am I Responsible For My Husband\u2019s Massive Credit Card Debt When He Dies?"},"content":{"rendered":"\n
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\"ScoreCard<\/p>\n

Dear Penny,<\/span><\/p>\n

My husband has lots of credit card debt\u2026too much. (My name is NOT on any of his credit cards.) He\u2019s 60 years old, and if he were to die tomorrow, would I be responsible? We own our home jointly together; does that have any effect on the money owed on his cards if I were to sell the house (or not sell it)?<\/span><\/p>\n

\u2014 In Love with a Debtor<\/span><\/p>\n<\/div>\n

Dear In Love,<\/span><\/p>\n

What happens to your spouse\u2019s\u00a0<\/span>debt after they die<\/span> depends on a few factors \u2014 but, in most cases, you won\u2019t be held responsible for credit cards that aren\u2019t in your name.<\/span><\/p>\n

If you live in one of nine <\/span>community property states<\/span><\/i>, any debt (or assets) your spouse acquires while you\u2019re married are considered joint property. That makes it your responsibility as much as his.\u00a0<\/span>Community property states include<\/span><\/a>:<\/span><\/p>\n