{"id":6261,"date":"2024-10-17T00:39:06","date_gmt":"2024-10-17T00:39:06","guid":{"rendered":"https:\/\/finderica.com\/founderscard-review-a-fancy-coupon-book\/"},"modified":"2024-10-17T00:39:06","modified_gmt":"2024-10-17T00:39:06","slug":"founderscard-review-a-fancy-coupon-book","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=6261","title":{"rendered":"FoundersCard Review: A Fancy Coupon Book"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard, a membership community offering exclusive perks and discounts on travel, business expenses, entertainment and shopping, charges $595 per year for a standard membership. It\u2019s marketed as a VIP pass for entrepreneurs and business executives. But to me, it felt less like a VIP pass and more like a coupon book that takes significant effort to use.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Although FoundersCard sounds like a credit card, it isn\u2019t one. It\u2019s a membership program that gives you elite status to certain airline and hotel brands and access to several discounts, plus business perks like members-only networking opportunities. Unlike the <\/span><span class=\"_28z5Fp _3-to_p\">premium credit cards<\/span><span class=\"_28z5Fp _3-to_p\"> it competes with, you won\u2019t earn a sign-up bonus or ongoing rewards with each purchase. And, notably, it doesn\u2019t come with <\/span><span class=\"_28z5Fp _3-to_p\">complimentary lounge access<\/span><span class=\"_28z5Fp _3-to_p\">, a benefit travelers often use to justify the price of premium cards.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard could be worthwhile for business owners wanting to take advantage of the business-specific benefits or loyalists of some of the participating airlines who spend upwards of $3,500 a year on flights. And if you can access membership for free (like I did) or at a discounted price, it might be a good deal. But at full price, it\u2019s not a good value for most travelers.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"what-founderscard-costs-x861891951\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What FoundersCard costs<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard has two membership levels:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">It\u2019s relatively easy to find promotions to test out the program before you pay. As of September 2024, you could receive a six-month free trial through the FoundersCard website. I received a free year of the Standard membership through my <\/span><span class=\"_28z5Fp _3-to_p\">Clear membership<\/span><span class=\"_28z5Fp _3-to_p\">. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Depending on how you sign up, you may have access to a different rate. For example, I was offered a renewal rate of $395 for the standard membership.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"my-experience-x1005881792\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">My experience<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Once I filled out the application form for FoundersCard, I received an email stating that the membership board would look over my application and get back to me in one to three business days if I was approved. I received my approval email a little less than 24 hours later. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you decide to accept a membership, you\u2019ll need to provide your credit card information, but you won\u2019t be charged until your trial period ends. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">You can\u2019t see the program\u2019s full benefits until you\u2019re approved. Once you are, you\u2019re met with a dizzying amount of discounts, perks and elite status benefits. Here are some things you can expect: <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Up to 16% off flights<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> through United Airlines, Alaska Airlines, Virgin Atlantic, British Airways, Etihad Airways, Singapore Airlines, Qantas and Qatar Airways.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Elite status <\/span><\/span><span class=\"_28z5Fp _3-to_p\">with Marriott Bonvoy (<\/span><span class=\"_28z5Fp _3-to_p\">Platinum status<\/span><span class=\"_28z5Fp _3-to_p\">), Hilton Honors (<\/span><span class=\"_28z5Fp _3-to_p\">Gold status<\/span><span class=\"_28z5Fp _3-to_p\">), IHG (Gold status), Omni (Champion status), Sonesta (Gold status), Virgin Atlantic (Silver status), Hertz, Avis and Sixt.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Discounts on select hotels.\u00a0<\/span><\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Preferred pricing <\/span><\/span><span class=\"_28z5Fp _3-to_p\">at sporting events, concerts and plays.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Discounts at select retail stores, <\/span><\/span><span class=\"_28z5Fp _3-to_p\">like Adidas, Mr Porter and COS.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Preferred pricing on gym memberships<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> through Equinox, Crunch Fitness, SoulCycle and CorePower Yoga.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Preferred pricing on electronics<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> through Dell, Apple and Lenovo.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Discounts and credits on business services,<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> like Amazon Web Services, Google Workspace, Stripe, Square and Hubspot.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Discounts on memberships and daily passes<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> at select coworking spaces.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Up to 15% off select phone plans <\/span><\/span><span class=\"_28z5Fp _3-to_p\">through AT&amp;T.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Some of these benefits can be extremely valuable, especially if you have expenses that match what FoundersCard offers. Others are similar to deals you might get on $0-annual-fee credit cards. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div class=\"_3LOQui PIqV0k wnPEbn BgIPML _1WkR_n paYFr8 _1SNXHI _1voSX6 _3xUsF1 oE4ByK _119vwC knwpyt aylhii\">\n<p><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">\ud83e\udd13<\/span><span class=\"_3P4ktl _2LuWPZ _28z5Fp N36gAq\" data-currency=\"Text\">Nerdy Tip<\/span><\/p>\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Some of FoundersCard discounts will be automatically applied to your purchase once you click through the link on FoundersCard&#8217;s website. But you may need to provide a promo code to receive a discount, which you\u2019ll find once you click on specific benefits.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"what-i-like-x2433706168\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What I like<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">As an avid credit card user, I was pleasantly surprised to find perks through FoundersCard that are harder to find on credit cards. Here are a couple of my favorites:<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"up-to-16percent-off-united-airlines-flights-x3376079243\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Up to 16% off United Airlines flights <\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">United Airlines is rarely my first choice of airline, but since I live near a United hub, it\u2019s often the best option. So that potential 16% discount on flights would be significant for me. It\u2019s important to note, though, that you\u2019ll only get this discount once you pay for a Standard membership. The trial period I currently have doesn\u2019t come with this offer. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you pay full price for the Standard membership, you\u2019d need to spend over $3,700 on United flights each year to break even, which is more than most people will spend. But even if it doesn\u2019t cover the entire cost of a membership, it can cover a significant chunk for travelers who often fly United.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Keep in mind the math doesn&#8217;t apply to every participating airline with a discount. The discount varies by airline, so you might have to spend even more to break even if you&#8217;re a devoted Alaska Airlines flyer (which only has a 5% discount) or British Airways flyer (which only has an up to 10% discount).<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"cheaper-stays-at-smaller-hotel-brands-x3425419714\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Cheaper stays at smaller hotel brands<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Don\u2019t get me wrong: I love my hotel rewards. But sometimes it\u2019s nice to stay at a boutique hotel that isn\u2019t connected to a large hotel chain. FoundersCard gives you deep discounts at over 500 hotels, many of them smaller chains. You can often find 20% discounts, and several hotels even waive resort fees. <\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"up-to-15percent-off-hyatt-stays-through-hyatt-leverage-x2843044356\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Up to 15% off Hyatt stays through Hyatt Leverage <\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard gives you automatic Hyatt Leverage, a program designed for small businesses that gives participants up to 15% off qualifying stays. Anyone can sign up for Hyatt Leverage, but if you (or your employees) don\u2019t stay at least 50 nights per year, you could get removed from the program. With FoundersCard, there\u2019s no such requirement. Because of Hyatt&#8217;s small footprint, I don&#8217;t stay at the brand often. But a 15% discount definitely makes me seek out Hyatt hotels when it&#8217;s available.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"what-i-don't-like-x3523308265\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What I don\u2019t like<\/span><\/h2>\n<\/p>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"airport-lounge-access-isn't-free-x3898121694\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Airport lounge access isn\u2019t free<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard will get you into No1, Plaza Premium and The Club lounges for up to 20% cheaper than the general public pays. That\u2019s not nothing. But considering the price of a membership that touts its premium travel benefits, I\u2019d expect to sip cocktails in a <\/span><span class=\"_98KgO7 _28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">free<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> airport lounge. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Many credit cards \u2014 some with significantly lower annual fees \u2014 get you into airport lounges at no additional cost. For example, the <\/span><span class=\"_28z5Fp _3-to_p\">$395<\/span><span class=\"_28z5Fp _3-to_p\">-annual-fee <\/span><span class=\"_28z5Fp _3-to_p\">Capital One Venture X Rewards Credit Card<\/span><span class=\"_28z5Fp _3-to_p\"> comes with access to Capital One lounges, Priority Pass lounges and Plaza Premium lounges. Even the <\/span><span class=\"_28z5Fp _3-to_p\">United\u2120 Explorer Card<\/span><span class=\"_28z5Fp _3-to_p\">, which has an annual fee of <\/span><span class=\"_28z5Fp _3-to_p\">$0 intro for the first year, then $95<\/span><span class=\"_28z5Fp _3-to_p\">, comes with two free day passes to United Clubs. <\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"low-levels-of-elite-status-x267389133\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Low levels of elite status<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard offers automatic elite status for several hotels and rental car companies. This is a nice perk, but many hotel credit cards also offer an equivalent or higher level of elite status for a much lower price. For example: My <\/span><span class=\"_28z5Fp _3-to_p\">$99<\/span><span class=\"_28z5Fp _3-to_p\">-annual-fee <\/span><span class=\"_28z5Fp _3-to_p\">IHG One Rewards Premier Credit Card<\/span><span class=\"_28z5Fp _3-to_p\"> gives me Platinum Elite status for IHG. FoundersCard only comes with Gold. <\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"lack-of-transparency-x3579992821\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Lack of transparency<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard doesn\u2019t provide any meaningful information to prospective members. Sure, it\u2019s relatively easy to get a free trial, but it would be nice to know what you\u2019re signing up for \u2014 before you have to provide your credit card information. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Even with my free membership, I can\u2019t view key information that would influence my decision to renew my membership or upgrade to the Elite level. Up to 16% off United flights is a major perk. But I can\u2019t see what the \u201cup to\u201d entails without paying. If I could guarantee 16% off all United flights, it would definitely influence my decision to renew my membership. But what if this rate only applies to certain routes or certain classes? The actual benefit could be much less valuable than I\u2019d hope for. <\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"inconsistent-entertainment-discounts-x1012335437\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Inconsistent entertainment discounts<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">FoundersCard sometimes offers event tickets at a discounted rate. While a great perk, it wouldn\u2019t be a selling point for me. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In September 2024, I looked at tickets to a Texas Rangers baseball game, several broadway shows and a Taylor Swift concert. The Rangers tickets were roughly half the price through FoundersCard. The Broadway shows were the same price or even more than booking through Broadway.com. And Taylor Swift tickets were selling for a whopping $2,000 more than you could book on SeatGeek. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">For people who can justify the cost of FoundersCard, potential savings on entertainment is a nice addition. But for the price, I\u2019d expect more guaranteed savings on this spending.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"calculating-your-potential-value-is-complicated-x2800088371\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Calculating your potential value is complicated<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Unlike many premium credit cards, FoundersCard doesn\u2019t come with statement credits to help you cover the cost of the annual fee. You could luck out and score a great deal on a hotel room or a couple of first class flights to cover the annual fee. But if not, you\u2019ll likely need to add up small, individual savings throughout the year and hope the value outweighs the cost.<\/span><\/p>\n<\/div>\n<div>\n<div class=\"_3VJt4n _3VY1A7\">\n<div class=\"_3wlVa6 _2247K8 _14vxWx _2Ua6RU\" style=\"max-width:160px\">\n<figure class=\"_3ngNGS _2_Pyfm\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><\/div>\n<\/div>\n<\/figure>\n<div class=\"_2_Pyfm\"><span class=\"_14cHu7 _2BxR5P\">SS rating\u00a0<button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-5-29-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"_19GC0z\" title=\"How is this rating determined?\"><span class=\"_1Z-QXc\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" class=\"_2ulGkX\" fill=\"currentcolor\" focusable=\"false\"><path d=\"M12 15.387c-.645 0-1.129.524-1.129 1.13 0 .644.484 1.128 1.129 1.128.605 0 1.129-.484 1.129-1.129 0-.605-.524-1.129-1.129-1.129zm.282-.968a.466.466 0 00.484-.484c0-1.733 3.145-1.612 3.145-4.314 0-2.056-1.854-3.266-3.951-3.266-1.815 0-2.823.726-3.67 1.814-.161.242-.12.525.121.686l.524.403c.202.121.484.08.646-.12.604-.767 1.21-1.17 2.379-1.17 1.613 0 2.338.847 2.338 1.653 0 1.734-3.145 1.492-3.145 4.314a.49.49 0 00.484.484h.645zM12 3.29c4.758 0 8.71 3.912 8.71 8.71A8.7 8.7 0 0112 20.71 8.673 8.673 0 013.29 12 8.699 8.699 0 0112 3.29zM12 2C6.476 2 2 6.516 2 12c0 5.524 4.476 10 10 10 5.484 0 10-4.476 10-10 0-5.484-4.516-10-10-10z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-5-29-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_2Dnq6l\" aria-label=\"How is this rating determined?\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;top:100%\" class=\"_3extVD _2piv35\" aria-hidden=\"true\"><\/span><\/p>\n<p>SS&#8217;s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.<\/p>\n<p><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Even the <\/span><span class=\"_28z5Fp _3-to_p\">$695<\/span><span class=\"_28z5Fp _3-to_p\"> annual fee on <\/span><span class=\"_28z5Fp _3-to_p\">The Platinum Card\u00ae from American Express<\/span><span class=\"_28z5Fp _3-to_p\"> is easier for me to justify (<\/span><span><span class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">see <\/span><a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-charge-card\/26129-10-0\/?print#terms-details\" data-currency=\"Link\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><span class=\"_28z5Fp _3-to_p\">rates and fees<\/span><\/a><\/span><\/span><span class=\"_28z5Fp _3-to_p\">). <\/span><span class=\"_28z5Fp _3-to_p\">The Platinum Card\u00ae from American Express<\/span><span class=\"_28z5Fp _3-to_p\"> comes with complimentary lounge access, which gets me into Centurion Lounges, Priority Pass lounges and Plaza Premium lounges, and it offers the same level of Hilton elite status (enrollment required). Terms apply.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">On top of that, it&#8217;s easy to calculate the value of the other benefits. I recoup $640 each year with expenses I\u2019m already going to make by taking advantage of three main statement credits: <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">$200 airline incidentals fee credit.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">$240 entertainment credit.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\"><\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">That leaves just $55 to make up throughout the year \u2014 significantly less than the $395 (or $995) I\u2019d need to justify with FoundersCard.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"is-founderscard-worth-it-x4228684530\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">Is FoundersCard worth it?<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you can find a free trial, it\u2019s worth opening an account to try out the benefits. Business owners will probably get the most use out of the membership, but most travelers would probably be better off applying for a credit card with rewards and perks that match their lifestyle.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\"><span class=\"_28z5Fp _3-to_p\"><span class=\"_98KgO7 _28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">To view rates and fees of <\/span><span class=\"_28z5Fp _3-to_p\">The Platinum Card\u00ae from American Express<\/span><span class=\"_28z5Fp _3-to_p\">, see <\/span><a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-charge-card\/26129-10-0\/?print#terms-details\" data-currency=\"Link\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><span class=\"_28z5Fp _3-to_p\">this page<\/span><\/a><span class=\"_28z5Fp _3-to_p\">.<\/span><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<div>\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<div class=\"_3wlVa6 _2247K8\">\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _1My7YX\" data-currency=\"Text\" id=\"how-to-maximize-your-rewards-x2380118021\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">How to maximize your rewards<\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/travel\/founderscard-review\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FoundersCard, a membership community offering exclusive perks and discounts on travel, business expenses, entertainment and shopping, charges $595 per year for a standard membership. It\u2019s marketed as a VIP pass for entrepreneurs and business executives. But to me, it felt less like a VIP pass and more like a coupon book that takes significant effort<\/p>\n","protected":false},"author":1,"featured_media":6262,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[533,988,987,986,63],"class_list":{"0":"post-6261","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-book","9":"tag-coupon","10":"tag-fancy","11":"tag-founderscard","12":"tag-review"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6261"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6261\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/6262"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}