{"id":6107,"date":"2024-10-11T07:44:45","date_gmt":"2024-10-11T07:44:45","guid":{"rendered":"https:\/\/finderica.com\/best-mortgage-lenders-of-october-2024\/"},"modified":"2024-10-11T07:44:45","modified_gmt":"2024-10-11T07:44:45","slug":"best-mortgage-lenders-of-october-2024","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=6107","title":{"rendered":"Best mortgage lenders of October 2024"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/www.bankrate.com\/2023\/01\/19100612\/first-mortgage-direct.png?auto=webp&amp;width=200\" alt=\"First Mortgage Direct\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    First Mortgage Direct<br \/>\n<\/h3>\n<p><!-- htmlmin:ignore -->\n                <\/div>\n<div class=\"ProductCard-rating\">\n<div class=\"star-rating   star-rating--number-size-sm\" style=\"font-size: 16px\">\n    <span class=\"sr-only\">Rating: 4.8 stars out of 5<\/span><\/p>\n<div class=\"star-rating__main-content\">\n<div class=\"star-rating__items-container\">\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 71%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\"><\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>                    <span class=\"leading-tight rating-number\">4.8<\/span><\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-ctaContainer\">\n<p>        <span class=\"flex items-center justify-center gap-x-2\"><br \/>\n                        Learn more<br \/>\n                    <\/span><\/p>\n<p>                                    <span class=\"ProductCard-ctaSubcopy\">in our Bankrate review<\/span>\n                            <\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-lender-details', 'heading-lender-details']\" x-data=\"{ expanded: 1 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" aria-expanded=\"true\" :id=\"$id('heading-lender-details')\" :aria-controls=\"$id('panel-lender-details')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.089a1.32 1.32 0 0 1 0-1.859c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.294 1.294 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><title>Caret Down<\/title><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-lender-details')\" :aria-labelledby=\"$id('heading-lender-details')\" x-show=\"expanded\" x-collapse role=\"region\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<ul>\n<li>\n<strong>Availability:<\/strong> All. U.S. states<\/li>\n<li>\n<strong>Loans offered:<\/strong> Conventional, jumbo, FHA, VA, USDA<\/li>\n<li>\n<strong>Credit requirements:<\/strong> 620 for conventional loans, 580 for FHA and VA loans<\/li>\n<li>\n<strong>Down payment minimum:<\/strong> 3% conventional loans, 3.5% for FHA loans, none for VA and USDA loans<\/li>\n<li>\n<strong>Where to find:<\/strong> Online<\/li>\n<\/ul>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<li x-id=\"['panel-pros-and-cons', 'heading-pros-and-cons']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-pros-and-cons')\" :aria-controls=\"$id('panel-pros-and-cons')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.089a1.32 1.32 0 0 1 0-1.859c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.294 1.294 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><title>Caret Down<\/title><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-pros-and-cons')\" :aria-labelledby=\"$id('heading-pros-and-cons')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"ProsAndConsTable\">\n<div class=\"ProsAndConsItem\">\n<div class=\"ProsAndConsItem-headerContainer\">\n<div>\n                <img decoding=\"async\" src=\"https:\/\/live-bankrate-press.pantheonsite.io\/app\/themes\/bankrate-article-2023\/public\/site\/images\/svg\/circle-check.4f37d5.svg\" alt=\"Green circle with a checkmark inside\">\n            <\/div>\n<p>            <!-- htmlmin:ignore --><\/p>\n<h5 class=\"ProsAndConsItem-header\">\n    Pros<br \/>\n<\/h5>\n<p><!-- htmlmin:ignore -->\n        <\/div>\n<ul class=\"ProsAndConsItem-list\">\n<li>Customized online quote tool<\/li>\n<li>No origination or hidden fees <\/li>\n<\/ul><\/div>\n<div class=\"ProsAndConsItem\">\n<div class=\"ProsAndConsItem-headerContainer\">\n<div>\n                <img decoding=\"async\" src=\"https:\/\/live-bankrate-press.pantheonsite.io\/app\/themes\/bankrate-article-2023\/public\/site\/images\/svg\/remove-circle.2b2637.svg\" alt=\"Red circle with an X inside\">\n            <\/div>\n<p>            <!-- htmlmin:ignore --><\/p>\n<h5 class=\"ProsAndConsItem-header\">\n    Cons<br \/>\n<\/h5>\n<p><!-- htmlmin:ignore -->\n        <\/div>\n<ul class=\"ProsAndConsItem-list\">\n<li>Preapprovals take slightly longer compared to other lenders<\/li>\n<\/ul><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<li x-id=\"['panel-how-we-scored-first-mortgage-direct', 'heading-how-we-scored-first-mortgage-direct']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n    <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-how-we-scored-first-mortgage-direct')\" :aria-controls=\"$id('panel-how-we-scored-first-mortgage-direct')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p><!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n        <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.089a1.32 1.32 0 0 1 0-1.859c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.294 1.294 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><title>Caret Down<\/title><\/svg>        <\/span>\n    <\/p>\n<p>  <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-how-we-scored-first-mortgage-direct')\" :aria-labelledby=\"$id('heading-how-we-scored-first-mortgage-direct')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>First Mortgage Direct gets higher scores thanks to no origination fees and an array of loan options available to borrowers across the U.S.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/mortgages\/best-lenders\/best-mortgage-lenders\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>First Mortgage Direct Rating: 4.8 stars out of 5 4.8 Learn more in our Bankrate review Caret Down Availability: All. U.S. states Loans offered: Conventional, jumbo, FHA, VA, USDA Credit requirements: 620 for conventional loans, 580 for FHA and VA loans Down payment minimum: 3% conventional loans, 3.5% for FHA loans, none for VA and<\/p>\n","protected":false},"author":1,"featured_media":6108,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[216],"tags":[471,417,65],"class_list":{"0":"post-6107","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mortgage","8":"tag-lenders","9":"tag-mortgage","10":"tag-october"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6107"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/6107\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/6108"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}