{"id":4548,"date":"2024-10-06T22:35:23","date_gmt":"2024-10-06T22:35:23","guid":{"rendered":"https:\/\/smartspending.ai\/creative-ways-to-pay-off-student-loans\/"},"modified":"2024-10-07T14:21:40","modified_gmt":"2024-10-07T14:21:40","slug":"creative-ways-to-pay-off-student-loans","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=4548","title":{"rendered":"Creative Ways to Pay Off Student Loans"},"content":{"rendered":"<div>\n<p>If you\u2019re staring down some scary student loan numbers, you\u2019re definitely not alone. In the US, student loan debt has reached a whopping $1.72 trillion according to the latest <a href=\"https:\/\/educationdata.org\/student-loan-debt-statistics#:~:text=Student%20loan%20debt%20in%20the,have%20federal%20student%20loan%20debt.\" target=\"_blank\" rel=\"noreferrer noopener\">reports<\/a>.\u00a0 That\u2019s a big number, but the good news is the average borrower (including recent grads) owes around $37,088\u00a0 \u2013 which is manageable with the right strategies. Plus, with figures like Elizabeth Warren and the Obamas championing student loan solutions, there\u2019s a growing focus on helping people overcome this hurdle.\u00a0<\/p>\n<p>Here\u2019s the exciting part: there are creative ways to tackle your student loans and achieve financial freedom.\u00a0 Ready to explore these strategies and take control of your debt? Let\u2019s dive in!\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-1-there-s-an-app-for-that-nbsp\">1. There\u2019s an App for That\u00a0<\/h2>\n<p>Your smartphone is about to become your best friend in tackling those loans. There are a bunch of apps out there designed to help without making you feel like it\u2019s all work and no play. <a href=\"https:\/\/www.gochanged.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">ChangEd<\/a>, for example, uses your everyday purchases to help pay down your debt by rounding up to the nearest dollar and putting that extra change towards your loans. And for a mix of fun and finance, <a href=\"https:\/\/givling.com\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">Givling<\/a> lets you play trivia games with the chance to win money specifically for your student loans. Regularly check the app store for the latest tools; there\u2019s always something new on the horizon to give you a helping hand.\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-2-game-show-glory-nbsp\">2. Game Show Glory\u00a0<\/h2>\n<p>Ever yelled answers at the TV during a game show and thought, \u201cI could totally win this\u201d? Well, now\u2019s your chance to prove it\u2014and pay off some debt while you\u2019re at it. Shows like \u201c<a href=\"https:\/\/www.trutv.com\/shows\/paid-off-with-michael-torpey\" target=\"_blank\" rel=\"noreferrer noopener\">Paid Off<\/a>\u201d offer a unique twist on the traditional game show format by helping contestants pay off their student loans with every correct answer. Brush up on your trivia, and who knows? You could be the next big winner.\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-3-do-what-you-love-and-make-money-nbsp\">3. Do What You Love and Make Money\u00a0<\/h2>\n<p>The idea of working more might not get you pumped, but what if you could earn cash doing something you actually enjoy? Whether you\u2019re into writing, making art, or even blogging about your favorite hobbies, there may be a side hustle out there for you. Plus, making money from your passion feels less like work and more like play.\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-4-help-others-and-help-your-wallet-nbsp\">4. Help Others and Help Your Wallet\u00a0<\/h2>\n<p>Want to do some good in the world and get a little financial relief at the same time? Programs with the Peace Corps or public service loan forgiveness can actually help lower your student loan debt. It\u2019s a win-win: you get to help people and make a dent in your debt.\u00a0<\/p>\n<p>Empower yourself by taking control of your student loans! Explore the creative strategies in this post, whether it\u2019s leveraging budgeting apps, exploring income-driven repayment plans, or considering a side hustle. Remember, every bit counts towards chipping away at that debt. So, take the first step today and choose a strategy that fits your lifestyle. You\u2019ve got this!\u00a0<\/p>\n<\/div>\n<div>\n\t\t\t\t<span class=\"title\">Content Disclaimer: <\/span><\/p>\n<p>The content provided is intended for informational purposes only. Estimates or statements contained within may be based on prior results or from third parties. The views expressed in these materials are those of the author and may not reflect the view of National Debt Relief. We make no guarantees that the information contained on this site will be accurate or applicable and results may vary depending on individual situations. Contact a financial and\/or tax professional regarding your specific financial and tax situation. Please visit our terms of service for full terms governing the use this site.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.nationaldebtrelief.com\/blog\/debt-guide\/student-loan-debt\/creative-ways-paying-off-student-loans\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re staring down some scary student loan numbers, you\u2019re definitely not alone. In the US, student loan debt has reached a whopping $1.72 trillion according to the latest reports.\u00a0 That\u2019s a big number, but the good news is the average borrower (including recent grads) owes around $37,088\u00a0 \u2013 which is manageable with the right<\/p>\n","protected":false},"author":2,"featured_media":4549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[221],"tags":[468,469,41,308,102],"class_list":{"0":"post-4548","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-debt","8":"tag-creative","9":"tag-loans","10":"tag-pay","11":"tag-student","12":"tag-ways"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/4548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4548"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/4548\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/4549"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}