{"id":4463,"date":"2024-10-07T07:35:17","date_gmt":"2024-10-07T07:35:17","guid":{"rendered":"https:\/\/smartspending.ai\/get-help-with-your-mortgage-after-hurricane-helene\/"},"modified":"2024-10-07T11:55:18","modified_gmt":"2024-10-07T11:55:18","slug":"get-help-with-your-mortgage-after-hurricane-helene","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=4463","title":{"rendered":"Get help with your mortgage after Hurricane Helene"},"content":{"rendered":"\n<div class=\"ArticleBody js-ArticleBody\">\n<p>If you have a mortgage and were impacted by Hurricane Helene, you might be eligible for mortgage relief such as forbearance. Here\u2019s what to know.<\/p>\n<div id=\"top-funnel-content-top\"><\/div>\n<div id=\"top-funnel-content-mid\"><\/div>\n<h2>Mortgage relief after Hurricane Helene<\/h2>\n<p>Your mortgage servicer is the company you make your monthly payments to, and might or might not be the same as the lender you applied with to get the loan.<\/p>\n<p>Once you\u2019re safe, contact your servicer as soon as possible to learn about assistance or relief options. This could include forbearance \u2014 a temporary pause in payments during which you won\u2019t have to pay late fees or risk foreclosure \u2014 for up to 12 months. You might learn that your servicer proactively extended you forbearance if your home was in an affected area.<\/p>\n<p>In either case, do not stop making payments without contacting your servicer. Without a forbearance agreement in place, your credit will suffer.<\/p>\n<div class=\"my-8\">\n<div class=\"SupplementaryLink\">\n    Learn more:<\/p>\n<p>    Repaying your mortgage after forbearance<\/p>\n<\/div><\/div>\n<p>If you need more help, connect with:<\/p>\n<ul>\n<li>Fannie Mae\u2019s free disaster recovery counseling at 855-HERE2HELP (855-437-3243) or on <a href=\"https:\/\/yourhome.fanniemae.com\/get-relief\/disaster\/resources\" target=\"_blank\" rel=\"nofollow noopener\" data-beam-element-clicked-no-delay=\"ElementClicked\" data-location=\"content body\" data-text=\"Fannie Mae\u2019s website\" data-type=\"LINK\" data-position=\"4\" data-name=\"article-link\" data-outcome=\"EXTERNALLINK\">Fannie Mae\u2019s website<\/a>\n<\/li>\n<li>FEMA at 800-621-3362 or by downloading the <a href=\"https:\/\/www.fema.gov\/about\/news-multimedia\/mobile-products\" target=\"_blank\" rel=\"nofollow noopener\" data-beam-element-clicked-no-delay=\"ElementClicked\" data-location=\"content body\" data-text=\"FEMA app\" data-type=\"LINK\" data-position=\"5\" data-name=\"article-link\" data-outcome=\"EXTERNALLINK\">FEMA app<\/a>\n<\/li>\n<li><a href=\"http:\/\/disasterassistance.gov\" target=\"_blank\" rel=\"nofollow noopener\" data-beam-element-clicked-no-delay=\"ElementClicked\" data-location=\"content body\" data-text=\"DisasterAssistance.gov\" data-type=\"LINK\" data-position=\"6\" data-name=\"article-link\" data-outcome=\"EXTERNALLINK\">DisasterAssistance.gov<\/a><\/li>\n<\/ul>\n<h2 data-beam-element-viewed data-id=\"br-h2-second-onpage-placement\" data-type=\"h2\" data-location=\"Mortgages\" data-position=\"h2_second_placement\" data-name=\"h2_second_placement\" data-text=\"Helene mortgage assistance\" data-outcome>What if you were buying or selling a home?<\/h2>\n<p>If you were in the process of buying or selling a home, review your purchase agreement. If you\u2019re the buyer, you might be able to get your earnest money refunded.<\/p>\n<p>You might have already heard from your real estate agent, loan officer or settlement agent regarding closing delays or cancellations. The sale might be off if the property were damaged, for example, or the closing date could be delayed if there\u2019s a power outage, a hold on new homeowners insurance policies or office closures.<\/p>\n<p>Be wary of scammers in these interactions \u2014 they often act in the wake of natural disaster. If you receive an email from your settlement agent, call the agent first to confirm the email is legitimate. Do not wire any funds without taking this step.<\/p>\n<h2>What to do if you lost mortgage documents<\/h2>\n<p>If you lost mortgage documents in a disaster and don\u2019t have a digital record, contact your mortgage servicer to request copies. For documents like your house deed, you might need to reach out to your county assessor\u2019s office or deed registry. For homeowners insurance policies, contact your insurance provider directly.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/mortgages\/mortgages-hurricane-helene-mortgage-relief\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have a mortgage and were impacted by Hurricane Helene, you might be eligible for mortgage relief such as forbearance. Here\u2019s what to know. Mortgage relief after Hurricane Helene Your mortgage servicer is the company you make your monthly payments to, and might or might not be the same as the lender you applied<\/p>\n","protected":false},"author":2,"featured_media":4464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[216],"tags":[49,48,417],"class_list":{"0":"post-4463","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mortgage","8":"tag-helene","9":"tag-hurricane","10":"tag-mortgage"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/4463","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4463"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/4463\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/4464"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4463"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4463"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}