{"id":27972,"date":"2026-04-27T18:16:08","date_gmt":"2026-04-27T18:16:08","guid":{"rendered":"https:\/\/finderica.com\/?p=27972"},"modified":"2026-04-27T18:16:08","modified_gmt":"2026-04-27T18:16:08","slug":"applying-for-federal-retirement","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=27972","title":{"rendered":"Applying for Federal Retirement"},"content":{"rendered":"<div id=\"\">\n<header class=\"entry-header\">\n<p class=\"entry-meta\"><time class=\"entry-time\">April 27, 2026<\/time> <span class=\"entry-author\"><span class=\"entry-author-name\">Chris Kowalik<\/span><\/span>   <\/p>\n<\/header>\n<div class=\"entry-content\">\n<p>\u00a0<\/p>\n<h3>Preparing retirement paperwork to retain your earned benefits in retirement, avoid delays, and know what to expect.<\/h3>\n<ul>\n<li>TIMELINE: How far in advance of your retirement date you should submit your retirement application so your agency can do its part<\/li>\n<li>DECISIONS: Important elections you will make on the retirement application for protecting benefits like your pension, life insurance, and health insurance<\/li>\n<li>DEFAULTS: What happens to your benefits if you fail to make an election on your retirement paperwork<\/li>\n<li>CONSENT: The most important decision that your spouse gets to make on your retirement application<\/li>\n<li>DELAYS: The most common reasons that retirement applications are rejected or held for further review by OPM<\/li>\n<\/ul>\n<p><iframe title=\"Applying For Federal Retirement\" width=\"788\" height=\"443\" src=\"https:\/\/www.youtube.com\/embed\/CwDZx3bDs0A?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><span class=\"cp-load-after-post\"><\/span><\/p>\n<div id=\"myfed-2474047635\" class=\"myfed-chris-kowalik-article myfed-entity-placement\" style=\"margin-top: 10px;margin-right: 5px;margin-bottom: 10px;margin-left: 5px;\">\n<div style=\"background-color: #f5f5f5; padding: 15px;\">\n<h4 style=\"text-align: left;\">About Chris Kowalik<\/h4>\n<h5 style=\"text-align: left;\"><a href=\"http:\/\/fedimpact.com\/learn-more\" target=\"_blank\" rel=\"noopener\"><u><img decoding=\"async\" class=\"size-full wp-image-26932 alignleft\" src=\"https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2019\/01\/ID-ChrisKowalikHeadshot-96x96-1.png\" alt=\"\" width=\"96\" height=\"95\" srcset=\"https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2019\/01\/ID-ChrisKowalikHeadshot-96x96-1.png 96w, https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2019\/01\/ID-ChrisKowalikHeadshot-96x96-1-10x10.png 10w\" sizes=\"(max-width: 96px) 100vw, 96px\"><\/u><\/a>Chris Kowalik is a federal retirement expert and frequent speaker to federal employee groups nationwide. In her highly-acclaimed <a href=\"https:\/\/fedimpact.com\/attend-retirement-workshop\/?utm_source=MFR&amp;utm_medium=Del5&amp;utm_campaign=SetA100&amp;utm_term=Box13&amp;utm_content=Style90\" target=\"_blank\" rel=\"nofollow noopener\"><u>FedImpact Workshops<\/u><\/a>, the <a href=\"https:\/\/fedimpact.com\/podcast\/?utm_source=MFR&amp;utm_medium=Del5&amp;utm_campaign=SetC100&amp;utm_term=Box13&amp;utm_content=Style90\" target=\"_blank\" rel=\"nofollow noopener\"><u>FedImpact Podcast<\/u><\/a>, and the <a href=\"https:\/\/fedimpact.com\/webinar\/?utm_source=MFR&amp;utm_medium=Del5&amp;utm_campaign=SetB100&amp;utm_term=Box13&amp;utm_content=Style90\" target=\"_blank\" rel=\"nofollow noopener\"><u>FedImpact Webinars<\/u><\/a>, she empowers employees to make confident decisions as they plan for the days when they no longer have to work. Chris\u2019 candid and straightforward nature allows employees to get the answers they need and understand the impact these decisions have on their retirement.<\/h5>\n<\/div>\n<h5 style=\"text-align: left;\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 8pt;\">DISCLAIMER: The information presented on MyFederalRetirement.com is provided for general information purposes. The information has been obtained from sources considered to be reliable. The information is offered with the understanding that the publisher is not engaged in rendering legal, accounting or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought. For more information, please read our Terms of Service.<\/span><\/h5>\n<\/div>\n<div id=\"myfed-3460554828\" class=\"myfed-fedimpact-cta myfed-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;\">\n<p>Advertisement<\/p>\n<p><a data-no-instant=\"1\" href=\"https:\/\/fedimpact.com\/attend-retirement-workshop\/?utm_source=MFR&amp;utm_medium=Del4&amp;utm_campaign=SetA100&amp;utm_term=Box12&amp;utm_content=Style20\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"training-CTA-desktop\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2022\/02\/training-CTA-desktop.png\" alt=\"\" srcset=\"https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2022\/02\/training-CTA-desktop.png 728w, https:\/\/www.myfederalretirement.com\/wp-content\/uploads\/2022\/02\/training-CTA-desktop-300x103.png 300w\" sizes=\"auto, (max-width: 728px) 100vw, 728px\" width=\"728\" height=\"250\" style=\"display: inline-block;\"><\/a><\/div>\n<\/div>\n<footer class=\"entry-footer\"><\/footer>\n<\/div>\n<p><a href=\"https:\/\/www.myfederalretirement.com\/applying-federal-retirement\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>April 27, 2026 Chris Kowalik \u00a0 Preparing retirement paperwork to retain your earned benefits in retirement, avoid delays, and know what to expect. TIMELINE: How far in advance of your retirement date you should submit your retirement application so your agency can do its part DECISIONS: Important elections you will make on the retirement application<\/p>\n","protected":false},"author":2,"featured_media":27974,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[348],"tags":[1242,478,350],"class_list":{"0":"post-27972","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-retirement","8":"tag-applying","9":"tag-federal","10":"tag-retirement"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/27972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27972"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/27972\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/27974"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}