{"id":26206,"date":"2026-03-05T02:37:15","date_gmt":"2026-03-05T02:37:15","guid":{"rendered":"https:\/\/finderica.com\/?p=26206"},"modified":"2026-03-05T02:37:15","modified_gmt":"2026-03-05T02:37:15","slug":"how-predatory-but-legal-auto-loans-are-systematically-taking-advantage-of-people-with-subprime-credit","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=26206","title":{"rendered":"How predatory but legal auto loans are systematically taking advantage of people with subprime credit"},"content":{"rendered":"\n<div class=\"BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0\">\n<div class=\"ImageContainer\">\n<div class=\"AuthorAvatar AvatarQuote shrink-0\" style=\"background-image: url(https:\/\/www.bankrate.com\/brp\/2026\/02\/10142359\/Predatory-auto-loans-are-legal-and-some-lenders-are-offering-them-to-unknowing-consumers-inset-2-v2.jpg?width=240&amp;height=240&amp;fit=cover&amp;enable=upscale&amp;crop=1:1,smart)\">\n            <\/div>\n<\/p><\/div>\n<blockquote class=\"BlockQuote-text text-center md:text-left\"><p>\n        <q>They make it seem like in their marketing or in their sales pitch, they&#8217;re saying, \u2018Yeah, oh, you&#8217;re looking for a $300 payment,\u2019 they don&#8217;t say monthly payment. It is legal, yeah, but predatory-like lenders work [that way].<\/q><br \/>\n                    <cite class=\"PullQuote-cite text-gray-900 ml-0 md:ml-4\"><br \/>\n                \u2014 Todd Christensen, credit counselor<br \/>\n            <\/cite>\n            <\/p><\/blockquote>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/auto-loans\/predatory-legal-auto-loans\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>They make it seem like in their marketing or in their sales pitch, they&#8217;re saying, \u2018Yeah, oh, you&#8217;re looking for a $300 payment,\u2019 they don&#8217;t say monthly payment. It is legal, yeah, but predatory-like lenders work [that way]. \u2014 Todd Christensen, credit counselor Source link<\/p>\n","protected":false},"author":1,"featured_media":26207,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[438,1425,238,638,469,235,4414,7695,9794],"class_list":{"0":"post-26206","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-advantage","9":"tag-auto","10":"tag-credit","11":"tag-legal","12":"tag-loans","13":"tag-people","14":"tag-predatory","15":"tag-subprime","16":"tag-systematically"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/26206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26206"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/26206\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/26207"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}