{"id":24614,"date":"2026-01-15T13:50:58","date_gmt":"2026-01-15T13:50:58","guid":{"rendered":"https:\/\/finderica.com\/?p=24614"},"modified":"2026-01-15T13:50:58","modified_gmt":"2026-01-15T13:50:58","slug":"fourth-quarter-estimated-tax-deadline-for-2025-is-jan-15","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=24614","title":{"rendered":"Fourth-quarter estimated tax deadline for 2025 is Jan. 15"},"content":{"rendered":"
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Artistgndphotography | E+ | Getty Images<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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The fourth-quarter estimated tax deadline for 2025 is Thursday \u2014 and you could face a penalty and interest for late or unpaid taxes if you miss the due date.\u00a0\u00a0<\/p>\n

Typically, you owe estimated payments<\/a> for income without a\u00a0tax withholding, such as earnings from self-employment, contract, freelance or gig economy work. Many filers also make payments for investing income, such as year-end capital gains, or bonuses if needed. <\/p>\n

The January deadline is a “chance to catch up” on 2025 taxes, Tom O’Saben, director of tax content and government relations at the National Association of Tax Professionals, told CNBC.<\/p>\n

For 2025, the quarterly tax deadlines were April 15,\u00a0June 16, Sept. 15 and Jan. 15, 2026. These can easily be missed since they don’t match calendar quarters, experts say. <\/p>\n<\/div>\n

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Read more CNBC personal finance coverage<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
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The Jan. 15 fourth-quarter estimated tax deadline comes as the IRS prepares to start accepting individual returns for 2025 on Jan. 26.\u00a0<\/p>\n

Many workers could see bigger tax refunds this season based on changes enacted by President Donald Trump’s “big beautiful bill,” which includes a bigger standard deduction, a new\u00a0$6,000 tax break for seniors, plus tax breaks on tip and overtime income, among others. <\/p>\n

However, your refund depends on which provisions impact your situation, according to Garrett Watson, director of policy analysis at the Tax Foundation, a nonprofit think tank.<\/p>\n<\/div>\n

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For example, the tip or overtime deductions are “pretty large compared to some of these smaller items that might be impacting a larger group of folks,” he said. <\/p>\n

Your refund or taxes owed also depends on paycheck withholdings \u2014 which generally didn’t change<\/a> after Trump’s legislation \u2014 or other estimated tax payments made throughout 2025.<\/p>\n<\/div>\n

<\/a>How to make quarterly tax payments <\/h2>\n
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You can avoid an IRS underpayment penalty by following the “safe harbor” \u2014 paying at least 90% of your 2025 taxes or 100% of your 2024 taxes, whichever is smaller.<\/p>\n

That threshold jumps to 110% if your 2024 adjusted gross income was $150,000 or more, which you can find on line 11 of\u00a0Form 1040<\/a>\u00a0from your 2024 tax return.<\/p>\n

The safe harbor could prevent a penalty, but you can still owe additional 2025 taxes after filing your return, experts say. <\/p>\n<\/div>\n

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Electronic payments<\/a> are the “most secure, fastest and easiest way to pay,” according to the IRS. <\/p>\n

You can use your IRS Online Account, which has key information that could be helpful for the upcoming season. Other payment options include Direct Pay<\/a> or the Electronic Federal Tax Payment System<\/a>.<\/p>\n

While paper checks are still accepted, the IRS announced plans to transition to electronic payments<\/a> in September, which includes refunds and payments made to the IRS.<\/p>\n

“Can people still submit the vouchers<\/a> with a paper check? It appears the answer is yes,” O’Saben with the National Association of Tax Professionals said. “But when is there going to be a moratorium?”\u00a0<\/p>\n<\/div>\n<\/div>\n

Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Artistgndphotography | E+ | Getty Images The fourth-quarter estimated tax deadline for 2025 is Thursday \u2014 and you could face a penalty and interest for late or unpaid taxes if you miss the due date.\u00a0\u00a0 Typically, you owe estimated payments for income without a\u00a0tax withholding, such as earnings from self-employment, contract, freelance or gig economy<\/p>\n","protected":false},"author":1,"featured_media":24615,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[196],"tags":[3398,5616,8062,3928,97],"class_list":{"0":"post-24614","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-news","8":"tag-deadline","9":"tag-estimated","10":"tag-fourthquarter","11":"tag-jan","12":"tag-tax"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/24614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24614"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/24614\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/24615"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}