{"id":23322,"date":"2025-11-27T04:06:09","date_gmt":"2025-11-27T04:06:09","guid":{"rendered":"https:\/\/finderica.com\/?p=23322"},"modified":"2025-11-27T04:06:09","modified_gmt":"2025-11-27T04:06:09","slug":"new-made-card-offers-rewards-on-eligible-mortgage-payments","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=23322","title":{"rendered":"New Made Card Offers Rewards on Eligible Mortgage Payments"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Fairway Home Mortgage borrowers now have a way to get some value back on their mortgage payments.<\/span><\/p>\n<\/div>\n<div class=\"_3wlVa6 _2247K8 _3VY1A7\">\n<div class=\"_3wlVa6 _2247K8\" style=\"width:600px;margin-left:auto;margin-right:auto;max-width:100%\">\n<figure class=\"_3ngNGS\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><\/div>\n<\/div><figcaption class=\"yYnXEF\">\n<p class=\"_1xAKS5 TS4Kq- _28z5Fp\"><span class=\"TS4Kq- _28z5Fp _3-to_p\">Image courtesy of Made<\/span><\/p>\n<\/figcaption><\/figure>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The $0-annual-fee Made Essential Visa Signature Preferred Card \u2014 recently launched by Made Card, a New York-based financial technology company \u2014 will earn rewards on everyday spending, home-related expenses, mortgage payments and more. The card is integrated into the mortgage process, so rewards can be redeemed toward your home loan with Fairway, but also toward future refinances or purchases with the lender. You do not have to be a Fairway Home Mortgage borrower to apply, but you will need to be one to redeem toward those options. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">A credit card that lets you earn rewards on mortgage payments \u2014 without incurring fees or surcharges on those payments \u2014 is rare but not unheard of, thanks to products from companies like <\/span><span class=\"_28z5Fp _3-to_p\">Mesa<\/span><span class=\"_28z5Fp _3-to_p\"> and <\/span><span class=\"_28z5Fp _3-to_p\">Bilt<\/span><span class=\"_28z5Fp _3-to_p\">.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Here\u2019s a closer look at what the Made credit card will offer.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"how-the-made-credit-card-works\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">How the Made credit card works<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">You don&#8217;t use the Made card to pay your mortgage directly, but you&#8217;ll need to link your mortgage with Fairway or via <\/span><span class=\"_28z5Fp _3-to_p\">Plaid<\/span><span class=\"_28z5Fp _3-to_p\"> (a third-party service). Importantly, in order to earn <\/span><span class=\"_98KgO7 _28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">any<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> rewards on your mortgage, you&#8217;ll also need to spend with the card in other categories.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\" id=\"rewards\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Rewards<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">3X points per $1 on gas, EV charging, groceries and utilities (up to 30,000 points per calendar year).\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">2X points per $1 on home improvement, home maintenance and furniture (up to 20,000 points per calendar year).<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">1X point per $1 on all other purchases.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Bonus \u201cmortgage matching\u201d points: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">For every dollar spent on purchases, you\u2019ll earn 1 point for your mortgage payments (inclusive of taxes, HOA fees and other escrow payments). Mortgage matching points are capped at the monthly amount of your mortgage payment. <\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">For example, if your monthly mortgage payment is $2,000 and you spend $1,500 in groceries during the billing cycle, you\u2019ll earn 4,500 points on groceries (3x rate), plus 1,500 points on your mortgage through mortgage matching (you had $500 in spending left before hitting the $2,000 cap).<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">To qualify for mortgage matching, the mortgage account must be for your primary residence, and you must be the owner of record on the property. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div class=\"_3LOQui PIqV0k wnPEbn BgIPML _1WkR_n paYFr8 _1SNXHI _1voSX6 _3xUsF1 oE4ByK _119vwC knwpyt aylhii\">\n<p><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">\ud83e\udd13<\/span><span class=\"_3P4ktl _2LuWPZ _28z5Fp N36gAq\" data-currency=\"Text\">Nerdy Tip<\/span><\/p>\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">On the More website, you can see whether you\u2019re <\/span><span class=\"_28z5Fp _3-to_p\">preapproved<\/span><span class=\"_28z5Fp _3-to_p\"> without any initial impact to your credit scores. (It\u2019s not until you officially accept the offer that your credit scores may temporarily drop, as is common with most credit card applications.)<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\" id=\"redemption-options\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Redemption options<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">You can redeem your points in several ways:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\"><\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\"><\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Cash back toward your Fairway mortgage.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Toward closing costs on future Fairway refinances or purchases.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Mortgage redemptions offer the best value, at 1 cent per point. Points are worth 0.8 cent each toward gift cards, and 0.7 cent each for statement credit.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Points don&#8217;t expire as long as the account remains open, active and in good standing.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\" id=\"other-benefits\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Other benefits<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The Made credit card also offers the following perks: <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Two complimentary preventative HVAC maintenance visits per year.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">An air conditioning filter credit.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">A 24\/7 repair hotline for system and appliance emergencies.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Access to pre-screened service providers.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Exclusive home-related service or product deals.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Occasionally, the card may also feature other incentives, like card-linked offers when you make qualifying purchases with select merchants. <\/span><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/credit-cards\/news\/made-credit-card-mortgage-rewards\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fairway Home Mortgage borrowers now have a way to get some value back on their mortgage payments. Image courtesy of Made The $0-annual-fee Made Essential Visa Signature Preferred Card \u2014 recently launched by Made Card, a New York-based financial technology company \u2014 will earn rewards on everyday spending, home-related expenses, mortgage payments and more. The<\/p>\n","protected":false},"author":1,"featured_media":7649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[369,1060,417,199,474,1587],"class_list":{"0":"post-23322","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-card","9":"tag-eligible","10":"tag-mortgage","11":"tag-offers","12":"tag-payments","13":"tag-rewards"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/23322","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23322"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/23322\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7649"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23322"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23322"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23322"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}