{"id":23146,"date":"2025-11-22T02:36:40","date_gmt":"2025-11-22T02:36:40","guid":{"rendered":"https:\/\/finderica.com\/?p=23146"},"modified":"2025-11-22T02:36:40","modified_gmt":"2025-11-22T02:36:40","slug":"lendingtree-personal-loans-review-2025","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=23146","title":{"rendered":"LendingTree Personal Loans Review 2025"},"content":{"rendered":"\n
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If you\u2019re in need of some fast cash \u2014 and lots of it \u2014 you may have considered getting a personal loan. They can help you pay for large expenses like home renovations, unexpected medical bills or even weddings. But narrowing down where to borrow from can get overwhelming. A variety of financial institutions offer personal loans and with different terms. A tool that can make your search easier is an online loan marketplace. One of your options is LendingTree<\/a>. We put together a LendingTree Personal Loans review so you have the details on how it works.\u00a0<\/p>\n

What Is LendingTree?<\/h2>\n
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LendingTree<\/a> has been around since 1996 and is one of the biggest online loan marketplaces in the country. It\u2019s important to note that it is not the lender. It doesn\u2019t give you money and it can\u2019t guarantee approvals. It does, however, connect borrowers like you to lenders like banks and credit unions.\u00a0<\/p>\n

LendingTree aims to make research into your personal loan options less overwhelming by comparing loans from top lenders. LendingTree can help you find debt consolidation loans and loans for bad credit. And in addition to personal loans, its marketplace has information on auto loans, mortgages, home equity lines of credit, business loans and more.\u00a0<\/p>\n

How the LendingTree Marketplace Works<\/h2>\n

LendingTree can connect you with multiple loan offers. You\u2019ll fill out a form that shows what you\u2019re looking for, then LendingTree will do a soft credit pull to find good loan matches for you. A soft credit pull does not affect your credit (though if\/when you apply for a loan, that will generate a hard inquiry and affect your credit). LendingTree also doesn\u2019t charge any upfront fees.<\/p>\n

These lenders will be getting your information, so keep that in mind. As LendingTree puts it, they \u201cwill call to compete for your business.\u201d\u00a0 So they will reach out to you directly with offers you\u2019re prequalified for. You can then compare your options and choose what\u2019s best for you, though you\u2019re not obligated to pick one. You can say no to all of them if they aren\u2019t what you\u2019re looking for.\u00a0<\/p>\n

If you do choose one of the offers, you\u2019ll work with the lender directly at that point. That\u2019s when you\u2019ll work out the final terms.\u00a0<\/p>\n

Although this ultimately saves you time, be prepared to field calls from those who are essentially sales people.<\/p>\n

Loan Rates, Terms & Fees<\/h2>\n
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The rates, terms and fees will depend on the lender and your own credit history. But loan amounts typically range from $1,000 to $50,000 with APRs as low as 5.99% and as high as around 36%. Term lengths are usually between one year and seven years. Again, your terms will be based on your own credit profile.\u00a0<\/p>\n

LendingTree won\u2019t charge any fees and its credit inquiry won\u2019t negatively impact your score because it\u2019s a soft inquiry. Once you work with individual lenders and apply for a loan, then you may run into origination fees and a hard inquiry that will impact your credit.\u00a0<\/p>\n

Pros and Cons of LendingTree<\/h2>\n
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Pros<\/span>\n <\/p>\n