{"id":23131,"date":"2025-11-21T15:51:21","date_gmt":"2025-11-21T15:51:21","guid":{"rendered":"https:\/\/finderica.com\/?p=23131"},"modified":"2025-11-21T15:51:21","modified_gmt":"2025-11-21T15:51:21","slug":"savings-and-cd-rates-today-friday-november-21-small-dip","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=23131","title":{"rendered":"Savings and CD Rates Today, Friday, November 21: Small Dip"},"content":{"rendered":"
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The average high-yield savings rate slipped slightly, while one-year CDs were unchanged from yesterday. Savers still have strong options, but today\u2019s downward movement on savings accounts suggests it might be time to consider a CD.<\/span><\/p>\n<\/div>\n

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    The average high-yield savings APY is 3.86% (-0.01 percentage point from yesterday).<\/span><\/p>\n<\/div>\n<\/li>\n

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    The average 1-year high-yield CD APY is 3.79% (unchanged from yesterday).<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n

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    How high-yield averages are calculated<\/span><\/p>\n

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    The national average rates are <\/span>0.40%<\/span> for savings accounts and <\/span>1.64%<\/span> for one-year CDs.<\/span><\/p>\n<\/div>\n

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    Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you\u2019re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to preserve today\u2019s rate for a fixed term.<\/span><\/p>\n<\/div>\n

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