{"id":22955,"date":"2025-11-17T03:35:48","date_gmt":"2025-11-17T03:35:48","guid":{"rendered":"https:\/\/finderica.com\/?p=22955"},"modified":"2025-11-17T03:35:48","modified_gmt":"2025-11-17T03:35:48","slug":"fleet-cards-what-they-are-best-options-for-small-businesses","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=22955","title":{"rendered":"Fleet Cards: What They Are, Best Options for Small Businesses"},"content":{"rendered":"
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Fleet cards (also called fuel cards) can earn businesses 2 to 12 cents back on every gallon of gas. These cards are best for companies with several vehicles and lots of people who fill up fuel tanks.<\/span><\/p>\n<\/div>\n

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Traditional fuel cards, like WEX, Fuelman and Shell, offer volume-based discounts. The more gallons you buy each month, the more you save. Others, like Coast and AtoB, may pair flat-rate fuel discounts with a set rebate based on where you fill up.<\/span><\/p>\n<\/div>\n

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Fleet cards also have tools to keep fraud and misuse in check. Most let you track employee spending, manage receipts and control purchases down to when, where and on what each individual card is used for.<\/span><\/p>\n<\/div>\n

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\ud83e\udd13<\/span>Nerdy Tip<\/span><\/p>\n

Most fleet cards are only available to registered businesses. Sole proprietors and independent contractors should consider a <\/span>business gas card<\/span> to maximize fuel rewards.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

What are fleet cards?<\/span><\/h2>\n
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Fleet cards are a type of business credit card designed for fuel and other vehicle expenses. Business owners can issue these credit cards to their employees, who use them to fill up their gas tanks. Owners can track and manage spending across the fleet using cards\u2019 built-in expense management platforms. <\/span><\/p>\n<\/div>\n

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Fleet cards are also called fuel cards. Most are <\/span>business charge cards<\/span> that you have to pay in full each billing cycle<\/span>.<\/span> But some, like the WEX Fleet FlexCard and the Shell Small Business Card, let you carry a balance. <\/span><\/p>\n<\/div>\n

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You can apply for most fleet cards using just your EIN. They typically don\u2019t require a credit check or personal guarantee.<\/span><\/p>\n<\/div>\n

How do fleet cards work?<\/span><\/h2>\n
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Fleet cards generally work like business charge cards: <\/span><\/p>\n<\/div>\n

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    Your team can use the card to fill up at the gas pump.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n

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    The card issuer sends you a statement with all outstanding charges.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n

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    You pay down that entire balance by its due date.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n

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    Business owners and fleet managers can track and manage this spending. Most programs allow administrators to set limits by individual card and generate accounting and expense reports. Some fleet fuel cards also offer telemetrics tools that let you see the location, and even the fuel level, of each vehicle in your fleet in real time.<\/span><\/p>\n<\/div>\n

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    Some fuel cards can only be used on gas or diesel at specific chains of gas stations. Others support related expenses, like maintenance, car washes, tolls and tires. <\/span><\/p>\n<\/div>\n

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    Fleet cards also offer per-gallon rebates on fuel purchases. The discount generally ranges from 2 to 8 cents off per gallon, depending on the card. <\/span><\/p>\n<\/div>\n

    Where can you use a fleet card?<\/span><\/h2>\n
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    Fleet card usage depends on the card\u2019s issuer and partner network. Here are some examples:<\/span><\/p>\n<\/div>\n

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    Shell, Exxon, Circle K Fleet Card<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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    Only at that brand\u2019s gas stations.<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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    Fleet cards that run on a major issuer network<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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    Any gas station where their partner network, Visa or Mastercard, is accepted.<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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    Widely accepted fleet cards<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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    WEX, Fuelman, Circle K Universal Card<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n

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    Tens of thousands of gas stations, depending on the card issuer’s partnerships.<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

    Fleet fuel cards: benefits and drawbacks<\/span><\/h2>\n
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      Expense tracking and management tools.<\/span><\/p>\n<\/div>\n<\/li>\n

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      Easily issue, deactivate or reassign employee cards.<\/span><\/p>\n<\/div>\n<\/li>\n

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      Many are available with no personal guarantee or credit check.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/td>\n

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