{"id":22070,"date":"2025-10-23T02:41:00","date_gmt":"2025-10-23T02:41:00","guid":{"rendered":"https:\/\/finderica.com\/?p=22070"},"modified":"2025-10-23T02:41:00","modified_gmt":"2025-10-23T02:41:00","slug":"citi-strata-elite-woes-not-an-ongoing-issue-for-new-applicants-bank-says","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=22070","title":{"rendered":"Citi Strata Elite Woes \u2018Not an Ongoing Issue\u2019 for New Applicants, Bank Says"},"content":{"rendered":"
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New applicants for the <\/span>Citi Strata Elite\u2120 Card<\/span> shouldn\u2019t have to worry about experiencing the same kinds of income-verification headaches that some early adopters have suffered, according to a Citi spokesperson.<\/span><\/p>\n<\/div>\n

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“This is not an ongoing issue for new Citi Strata Elite applicants,\u201d the spokesperson told SS via email.<\/span><\/p>\n<\/div>\n

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The <\/span>$595<\/span>-annual-fee <\/span>Citi Strata Elite\u2120 Card<\/span> launched in July, marking Citi\u2019s return to the premium travel credit card space. It comes with perks that no other card issuer is able to offer, thanks to an exclusive partnership with American Airlines. These perks includes passes to <\/span>American\u2019s airport lounges<\/span> and the ability to transfer its <\/span>Citi ThankYou points<\/span> to American Airlines’ loyalty program. The card even has its own celebrity spokesperson, the popular actress Kristen Bell.<\/span><\/p>\n<\/div>\n

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However, some cardholders found themselves scrambling after their accounts were blocked and Citi asked them to submit a completed IRS Form 4506-C, which is used to verify a taxpayer\u2019s income. While it\u2019s not unheard of for banks to request this form as a fraud prevention measure, the number of people who flocked to blogs and online forums to complain about the request suggested a widespread issue.<\/span><\/p>\n<\/div>\n

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The timing wasn\u2019t great either: Many were still in the process of meeting their minimum spending requirements to qualify for the bonus offer on the card.<\/span><\/p>\n<\/div>\n

Citi\u2019s response to affected cardholders<\/span><\/h2>\n
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On Oct. 17, Citi reached out to cardholders who had their accounts successfully unblocked to offer remediation, according to a copy of the email reviewed by SS. Those steps included:<\/span><\/p>\n<\/div>\n

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