{"id":22053,"date":"2025-10-22T16:24:35","date_gmt":"2025-10-22T16:24:35","guid":{"rendered":"https:\/\/finderica.com\/?p=22053"},"modified":"2025-10-22T16:24:35","modified_gmt":"2025-10-22T16:24:35","slug":"your-portfolio-may-be-more-tech-heavy-than-you-think","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=22053","title":{"rendered":"Your portfolio may be more tech-heavy than you think"},"content":{"rendered":"<div id=\"SpecialReportArticle-ArticleBody-6\" data-module=\"ArticleBody\" data-test=\"articleBody-2\" data-analytics=\"SpecialReportArticle-articleBody-6-2\"><span class=\"HighlightShare-hidden\" style=\"top:0;left:0\"><\/span><\/p>\n<div class=\"group\">\n<p>If you own an S&amp;P 500 index fund, artificial intelligence is already a major part of your investment strategy.<\/p>\n<p>In recent years, the stock market&#8217;s gains have been fueled largely by a small group of tech giants that are aggressively investing in AI.<\/p>\n<p><span class=\"QuoteInBody-quoteNameContainer\" data-test=\"QuoteInBody\" id=\"SpecialReportArticle-QuoteInBody-3\">Nvidia<span class=\"QuoteInBody-inlineButton\"><span class=\"AddToWatchlistButton-watchlistContainer\" id=\"-WatchlistDropdown\" data-analytics-id=\"-WatchlistDropdown\"><button class=\"AddToWatchlistButton-watchlistButton\" aria-label=\"Add To Watchlist\" data-testid=\"dropdown-btn\"><span class=\"AddToWatchlistButton-addWatchListFromTag\"><\/span><\/button><\/span><\/span><\/span>, <span class=\"QuoteInBody-quoteNameContainer\" data-test=\"QuoteInBody\" id=\"SpecialReportArticle-QuoteInBody-4\">Microsoft<span class=\"QuoteInBody-inlineButton\"><span class=\"AddToWatchlistButton-watchlistContainer\" id=\"-WatchlistDropdown\" data-analytics-id=\"-WatchlistDropdown\"><button class=\"AddToWatchlistButton-watchlistButton\" aria-label=\"Add To Watchlist\" data-testid=\"dropdown-btn\"><span class=\"AddToWatchlistButton-addWatchListFromTag\"><\/span><\/button><\/span><\/span><\/span>, <span class=\"QuoteInBody-quoteNameContainer\" data-test=\"QuoteInBody\" id=\"SpecialReportArticle-QuoteInBody-5\">Apple<span class=\"QuoteInBody-inlineButton\"><span class=\"AddToWatchlistButton-watchlistContainer\" id=\"-WatchlistDropdown\" data-analytics-id=\"-WatchlistDropdown\"><button class=\"AddToWatchlistButton-watchlistButton\" aria-label=\"Add To Watchlist\" data-testid=\"dropdown-btn\"><span class=\"AddToWatchlistButton-addWatchListFromTag\"><\/span><\/button><\/span><\/span><\/span>, Google parent company <span class=\"QuoteInBody-quoteNameContainer\" data-test=\"QuoteInBody\" id=\"SpecialReportArticle-QuoteInBody-6\">Alphabet<span class=\"QuoteInBody-inlineButton\"><span class=\"AddToWatchlistButton-watchlistContainer\" id=\"-WatchlistDropdown\" data-analytics-id=\"-WatchlistDropdown\"><button class=\"AddToWatchlistButton-watchlistButton\" aria-label=\"Add To Watchlist\" data-testid=\"dropdown-btn\"><span class=\"AddToWatchlistButton-addWatchListFromTag\"><\/span><\/button><\/span><\/span><\/span> and <span class=\"QuoteInBody-quoteNameContainer\" data-test=\"QuoteInBody\" id=\"SpecialReportArticle-QuoteInBody-7\">Amazon<span class=\"QuoteInBody-inlineButton\"><span class=\"AddToWatchlistButton-watchlistContainer\" id=\"-WatchlistDropdown\" data-analytics-id=\"-WatchlistDropdown\"><button class=\"AddToWatchlistButton-watchlistButton\" aria-label=\"Add To Watchlist\" data-testid=\"dropdown-btn\"><span class=\"AddToWatchlistButton-addWatchListFromTag\"><\/span><\/button><\/span><\/span><\/span> \u2014 the five biggest names in the S&amp;P 500 \u2014 now represent nearly 30% of the entire index. And that concentration is reshaping the way investors experience diversification.<\/p>\n<\/div>\n<div class=\"group\">\n<div class=\"RelatedContent-relatedContent\" id=\"SpecialReportArticle-RelatedContent-1\">\n<div class=\"RelatedContent-container\">\n<div class=\"RelatedContent-nonCollapsibleContent\">\n<h2 class=\"RelatedContent-header\">More from ETF Strategist:<\/h2>\n<div class=\"group\">\n<p>Here&#8217;s a look at other stories offering insight on ETFs for investors.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>&#8220;Many people aren&#8217;t aware how their retirement portfolio performance or taxable account portfolio performance is really dependent upon the success of these five companies,&#8221; said certified financial planner Kamila Elliott, CEO of wealth management firm Collective Wealth Partners in Atlanta. She is also a member of the CNBC Financial Advisor Council.<\/p>\n<\/div>\n<h2 class=\"ArticleBody-subtitle\"><a id=\"headline0\"><\/a>&#8216;Set-it-and-forget-it&#8217; strategy is &#8216;no longer applicable&#8217;<\/h2>\n<div class=\"group\">\n<p>For decades, investing in exchange-traded funds or mutual funds that follow the S&amp;P 500 was seen as a relatively low-risk way to grow wealth over time. Market legends like Warren Buffett and Vanguard founder Jack Bogle famously endorsed &#8220;set-it-and-forget-it&#8221; strategies using low-cost index funds.<\/p>\n<p>But that approach may not be as diversified as it once was.<\/p>\n<p>&#8220;I think &#8216;set-it-and-forget-it&#8217; is no longer as applicable,&#8221; said Elliott. &#8220;If your entire portfolio for retirement is in the S&amp;P 500, regardless of what&#8217;s happening in the AI market, it really isn&#8217;t well diversified.&#8221;<\/p>\n<\/div>\n<div class=\"group\">\n<p>&#8220;The S&amp;P 500 is still diverse for sure,&#8221; said CNBC FA Council member John Mullen, president and CEO of Parsons Capital Management in Providence, Rhode Island. The firm ranked No. 1 on CNBC&#8217;s Financial Advisor 100 list for 2025.<\/p>\n<p>&#8220;You still have 500 names that make up the index,&#8221; he said. &#8220;It is, however, much more concentrated than it has been throughout most of its history.&#8221;<\/p>\n<p>That shift is largely due to the index&#8217;s structure. The S&amp;P 500 is market-cap weighted, meaning companies with larger valuations carry more influence over the index&#8217;s performance. As stock prices for AI-linked companies soar, their market caps grow.<\/p>\n<p>While some strategists see that trend as a potential risk to investors, others view it as an opportunity.<\/p>\n<p>&#8220;I think tech continues to lead the market higher and that ultimately has really changed the game for investors,&#8221; said Dan Ives, managing director at Wedbush Securities.<\/p>\n<p>&#8220;We&#8217;re living in a fourth industrial revolution, and I think the market is starting to reflect that,&#8221; Ives added. &#8220;It&#8217;s an exciting time to be an investor in U.S. tech.&#8221;<\/p>\n<p><strong>Watch the <\/strong><strong>video<\/strong><strong> above to learn how to navigate the S&amp;P 500&#8217;s historic concentration in AI stocks and how you can diversify your portfolio.<\/strong><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.cnbc.com\/2025\/10\/22\/your-portfolio-may-be-more-tech-heavy-than-you-think.html\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own an S&amp;P 500 index fund, artificial intelligence is already a major part of your investment strategy. In recent years, the stock market&#8217;s gains have been fueled largely by a small group of tech giants that are aggressively investing in AI. Nvidia, Microsoft, Apple, Google parent company Alphabet and Amazon \u2014 the five<\/p>\n","protected":false},"author":1,"featured_media":22054,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[196],"tags":[697,8611],"class_list":{"0":"post-22053","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-news","8":"tag-portfolio","9":"tag-techheavy"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/22053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22053"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/22053\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/22054"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22053"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}