{"id":21922,"date":"2025-10-18T19:24:58","date_gmt":"2025-10-18T19:24:58","guid":{"rendered":"https:\/\/finderica.com\/?p=21922"},"modified":"2025-10-18T19:24:58","modified_gmt":"2025-10-18T19:24:58","slug":"jpmorgan-payments-generates-4-9b-revenue-in-q3-paymentssource","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21922","title":{"rendered":"JPMorgan Payments generates $4.9B revenue in Q3 | PaymentsSource"},"content":{"rendered":"<p><\/p>\n<div>\n<ul class=\"rte2-style-ul\">\n<li><b>Key insights<\/b>: JPMorgan Payments logged record revenues of $4.9 billion in the third quarter, a 14% year-over-year increase. Excluding the impact of equity investments, payments revenue rose 6%.\u00a0<\/li>\n<li><b>What&#8217;s at stake<\/b>: JPMorganChase CEO Jamie Dimon warned that the economy was softening during the bank&#8217;s quarterly call with analysts on Tuesday.\u00a0<\/li>\n<li><b>Forward look<\/b>: Piper Sandler analysts said that the revenue outlook for the wider bank &#8220;remains very strong.&#8221;\u00a0<\/li>\n<\/ul>\n<p><ps-link>JPMorgan<\/ps-link><span class=\"QModMiniQuotesRichText\"> <span class=\"QModMiniQuotesRichText-tool\"> <span data-qmod-tool=\"miniquotes\" data-qmod-params=\"{\" lang=\"\" class=\"qtool\"><\/span> <\/span> <\/span> Payments, a division within the bank&#8217;s commercial and investment bank, posted record revenue in the third quarter as it made further inroads in <ps-link>merchant services<\/ps-link> and supply chain finance. <\/p>\n<p>Revenue hit $4.9 billion in Q3, a 14% year-over-year increase. Excluding the impact of equity investments, payments revenue rose 6% year over year. <\/p>\n<p>&#8220;Our team&#8217;s commitment to delivering outstanding client experiences is the reason behind our continued success. We remain focused on delivering next-gen solutions to help our clients grow their business while continuing to provide the stability and resiliency that differentiates us from competitors,&#8221; Umar Farooq, Global Co-Head of <ps-link>J.P. Morgan<\/ps-link> Payments, told American Banker. <\/p>\n<p>The nearly $5 billion in revenue generated by <ps-link>JPMorgan<\/ps-link> Payments accounted for more than half of the $9.5 billion of banking and payments revenue during the quarter. <\/p>\n<p><ps-link>JPMorganChase<\/ps-link> executives maintained an optimistic outlook for future revenue growth for its fee-generating lines of business, including payments division, during the call with investors, Truist Securities analyst John McDonald wrote in a research note. <\/p>\n<p>Looking ahead, Piper Sandler analysts said that the revenue outlook for the wider bank &#8220;remains very strong,&#8221; even as CEO Jamie Dimon <ps-link><u>warned of a softening economy<\/u><\/ps-link>. <\/p>\n<p>&#8220;To round out the revenue discussion, both [investment banking] and Markets revenues \u2026 beat our estimates in the 3Q, and <ps-link>JPM&#8217;s<\/ps-link> scaled businesses here suggest that the company is in an excellent position to continue to capture industry momentum,&#8221; Piper Sandler analysts said. <\/p>\n<h2 class=\"cms-heading-h2 HeadingH2\">Beyond the numbers<\/h2>\n<p>Revenue in the bank&#8217;s payment division reached several milestones during the three months ending Sept. 30, the bank said. <\/p>\n<p>First, transaction volume in merchant services reached $2 trillion, 20 days earlier than it did in 2024. <\/p>\n<p><ps-link>JPMorgan<\/ps-link> Payments also unveiled a supply chain finance solution that it integrated with Oracle&#8217;s cloud-based enterprise resource planning product that was adopted by FedEx. <\/p>\n<p><ps-link>JPMorgan&#8217;s<\/ps-link> solution provides FedEx with the working capital flexibility while also allowing vendors the option to receive payment early. <\/p>\n<p>For example, when FedEx approves an invoice, vendors can wait for payment on extended terms or receive early payment from <ps-link>JPMorgan<\/ps-link> Payments at financing rates based on FedEx&#8217;s credit rating, according to the bank. <\/p>\n<p>&#8220;Collaborating with <ps-link>J.P. Morgan<\/ps-link> Payments and Oracle to build a solution has been transformative for our working capital management,&#8221; said Trampas Gunter, CVP corporate development and treasurer at FedEx, in a statement. &#8220;Leveraging <ps-link>J.P. Morgan<\/ps-link> Payments&#8217; SCF and liquidity solutions in a way that is tailored to our business has strengthened our financial position and enhanced our operational resilience, ultimately benefiting our customers and shareholders.&#8221;<\/p>\n<\/div>\n<p><a href=\"https:\/\/www.americanbanker.com\/payments\/news\/jpmorgan-payments-generates-4-9b-revenue-in-q3\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key insights: JPMorgan Payments logged record revenues of $4.9 billion in the third quarter, a 14% year-over-year increase. Excluding the impact of equity investments, payments revenue rose 6%.\u00a0 What&#8217;s at stake: JPMorganChase CEO Jamie Dimon warned that the economy was softening during the bank&#8217;s quarterly call with analysts on Tuesday.\u00a0 Forward look: Piper Sandler analysts<\/p>\n","protected":false},"author":1,"featured_media":21923,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[218],"tags":[8568,8567,964,474,250,157],"class_list":{"0":"post-21922","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"tag-4-9b","9":"tag-generates","10":"tag-jpmorgan","11":"tag-payments","12":"tag-paymentssource","13":"tag-revenue"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21922"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21922\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/21923"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}