{"id":21822,"date":"2025-10-16T02:24:52","date_gmt":"2025-10-16T02:24:52","guid":{"rendered":"https:\/\/finderica.com\/?p=21822"},"modified":"2025-10-16T02:24:52","modified_gmt":"2025-10-16T02:24:52","slug":"medicare-costs-are-rising-in-2026-heres-how-to-save-during-open-enrollment","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21822","title":{"rendered":"Medicare Costs Are Rising in 2026. Here\u2019s How to Save During Open Enrollment"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Nearly two-thirds of Americans (64%) believe Medicare benefits will be reduced under the current administration, according to a <\/span><span class=\"_28z5Fp _3-to_p\">recent SS survey<\/span><span class=\"_28z5Fp _3-to_p\">. For some, a reduction in benefits could be coming as soon as next year \u2014 along with a bigger price tag.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Medicare Part B premiums are estimated to increase by $21.50 to $206.50 next year according to the Medicare Trustees \u2014 one of the bigger premium hikes in Medicare history. Medicare Part D prescription drug plans can increase premiums by as much as $50, up from last year\u2019s $35 cap set by the government. And many of the largest private insurers are pulling back on their Medicare offerings or exiting the market entirely due to lack of profitability.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Consumers have one major defense against rising costs, shrinking provider networks and disappearing benefits: <\/span><span class=\"_28z5Fp _3-to_p\">Medicare\u2019s fall open enrollment period<\/span><span class=\"_28z5Fp _3-to_p\">. Each year from Oct. 15 to Dec. 7, you can add, drop or switch Medicare plans.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">\u201cThis is the most important open enrollment period in Medicare\u2019s 60-year history,\u201d says Melinda Caughill, co-founder of 65 Incorporated, which offers Medicare guidance. \u201cEverybody should be reviewing their plan.\u201d<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Here\u2019s a Medicare open enrollment checklist to help you review your plan and compare your options this fall.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"1.-read-your-annual-notice-of-change-carefully\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">1. Read your Annual Notice of Change carefully<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Medicare enrollees should have received an Annual Notice of Change (ANOC) in the mail in September detailing changes to their plan for the upcoming year. Note any changes to your plan\u2019s:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Maximum out-of-pocket limit.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Provider network and service area.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Prescription drug coverage and pharmacy network.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\"><\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div>\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\" id=\"shopping-for-medicare-plans-we-have-you-covered.\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Shopping for Medicare plans? We have you covered.<\/span><\/h3>\n<div>\n<div>\n<div class=\"_3yFn2z\">\n<div id=\"nw-aria-ssr-4-5-1-2-1\" role=\"tablist\" aria-orientation=\"horizontal\" class=\"_3QUcdN _3VJt4n _3LzR77\"><button id=\"nw-aria-ssr-4-5-1-2-1-0\" tabindex=\"0\" aria-selected=\"false\" role=\"tab\" class=\"_2h2pYN\" data-currency=\"Tabs\"><\/p>\n<p><span class=\"_21EZtY _3VmbAf _8DgC29 _28z5Fp _3_lrZT\">Medigap<\/span><\/p>\n<p><\/button><button id=\"nw-aria-ssr-4-5-1-2-1-1\" tabindex=\"0\" aria-selected=\"false\" role=\"tab\" class=\"_2h2pYN\" data-currency=\"Tabs\"><\/p>\n<p><span class=\"_21EZtY _3VmbAf _8DgC29 _28z5Fp _3_lrZT\">Medicare Plan D<\/span><\/p>\n<p><\/button><button id=\"nw-aria-ssr-4-5-1-2-1-2\" tabindex=\"0\" aria-selected=\"true\" role=\"tab\" class=\"_2h2pYN\" data-currency=\"Tabs\"><\/p>\n<p><span class=\"_21EZtY _3VmbAf _8DgC29 _28z5Fp _3_lrZT\">Medicare Advantage<\/span><\/p>\n<p><\/button><\/div>\n<\/div>\n<\/div>\n<p>Medicare Advantage is an alternative to traditional Medicare offered by private health insurers. It covers the same benefits as Medicare Part A and Part B.<\/p>\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<div class=\"ns6jqX\"><\/p>\n<div class=\"_2KoVwL\">\n<div class=\"_2vcpA4 PIqV0k _2IZdAW _32aq7f _3_dAJK\"><img decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/cdn\/vertical-expansion\/partners\/uhc_medicare_plans.png\" alt=\"insurance-product-card-logo\"><\/div>\n<div class=\"_27V2ru\">UnitedHealthcare<\/p>\n<div class=\"_3mBc1o\">\n<div class=\"kFMp_E\">\n<p class=\"_3P4ktl _28z5Fp\">3.95<\/p>\n<p class=\"_3P4ktl TS4Kq- _28z5Fp PIqV0k _2vcpA4\">CMS Star Rating<button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-5-1-2-2\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo _3RqeES _3wVpyx\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" class=\"_2ulGkX\" fill=\"currentcolor\" focusable=\"false\"><path d=\"M12 15.387c-.645 0-1.129.524-1.129 1.13 0 .644.484 1.128 1.129 1.128.605 0 1.129-.484 1.129-1.129 0-.605-.524-1.129-1.129-1.129zm.282-.968a.466.466 0 00.484-.484c0-1.733 3.145-1.612 3.145-4.314 0-2.056-1.854-3.266-3.951-3.266-1.815 0-2.823.726-3.67 1.814-.161.242-.12.525.121.686l.524.403c.202.121.484.08.646-.12.604-.767 1.21-1.17 2.379-1.17 1.613 0 2.338.847 2.338 1.653 0 1.734-3.145 1.492-3.145 4.314a.49.49 0 00.484.484h.645zM12 3.29c4.758 0 8.71 3.912 8.71 8.71A8.7 8.7 0 0112 20.71 8.673 8.673 0 013.29 12 8.699 8.699 0 0112 3.29zM12 2C6.476 2 2 6.516 2 12c0 5.524 4.476 10 10 10 5.484 0 10-4.476 10-10 0-5.484-4.516-10-10-10z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-4-5-1-2-2\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY TS4Kq- _28z5Fp _2lZ2l6 _3_uGsM _1Mi3N6\">Average Medicare star rating, weighted by enrollment. Star ratings are determined by the Centers for Medicare &amp; Medicaid Services (CMS).<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_1QcAs0\"><button class=\"_3vZlz- _1egj3W IArdyX\" data-currency=\"Button\" type=\"button\" target=\"_blank\"><\/p>\n<p><span class=\"_21EZtY _3VmbAf _8DgC29 _28z5Fp -Ibb7f\"><span class=\"_21EZtY _3VmbAf _28z5Fp _8DgC29 BojbwQ\">Get a quote<\/span><\/span><\/p>\n<p><\/button><\/p>\n<p class=\"gIxhiX TS4Kq- _28z5Fp _3RqeES _14vxWx\">from UnitedHealthcare<\/p>\n<\/div>\n<ul data-currency=\"List\" class=\"_3ay2oG _2cGsD8\">\n<div>\n<p>States available<\/p>\n<p>49 states and Washington, D.C.<\/p>\n<\/div>\n<div>\n<p>Members in high-rated plans<\/p>\n<p>Medium (50% to 84%)<\/p>\n<\/div>\n<div>\n<p>Member satisfaction<\/p>\n<p>Average<\/p>\n<\/div>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"ns6jqX\">\n<div class=\"_2KoVwL\">\n<div class=\"_2vcpA4 PIqV0k _2IZdAW _32aq7f _3_dAJK\"><img decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/cdn\/ve\/partners\/humana.png\" alt=\"insurance-product-card-logo\"><\/div>\n<div class=\"_27V2ru\">Humana<\/p>\n<div class=\"_3mBc1o\">\n<div class=\"kFMp_E\">\n<p class=\"_3P4ktl _28z5Fp\">3.63<\/p>\n<p class=\"_3P4ktl TS4Kq- _28z5Fp PIqV0k _2vcpA4\">CMS Star Rating<button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-5-1-2-3\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo _3RqeES _3wVpyx\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" class=\"_2ulGkX\" fill=\"currentcolor\" focusable=\"false\"><path d=\"M12 15.387c-.645 0-1.129.524-1.129 1.13 0 .644.484 1.128 1.129 1.128.605 0 1.129-.484 1.129-1.129 0-.605-.524-1.129-1.129-1.129zm.282-.968a.466.466 0 00.484-.484c0-1.733 3.145-1.612 3.145-4.314 0-2.056-1.854-3.266-3.951-3.266-1.815 0-2.823.726-3.67 1.814-.161.242-.12.525.121.686l.524.403c.202.121.484.08.646-.12.604-.767 1.21-1.17 2.379-1.17 1.613 0 2.338.847 2.338 1.653 0 1.734-3.145 1.492-3.145 4.314a.49.49 0 00.484.484h.645zM12 3.29c4.758 0 8.71 3.912 8.71 8.71A8.7 8.7 0 0112 20.71 8.673 8.673 0 013.29 12 8.699 8.699 0 0112 3.29zM12 2C6.476 2 2 6.516 2 12c0 5.524 4.476 10 10 10 5.484 0 10-4.476 10-10 0-5.484-4.516-10-10-10z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-4-5-1-2-3\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY TS4Kq- _28z5Fp _2lZ2l6 _3_uGsM _1Mi3N6\">Average Medicare star rating, weighted by enrollment. Star ratings are determined by the Centers for Medicare &amp; Medicaid Services (CMS).<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<ul data-currency=\"List\" class=\"_3ay2oG _2cGsD8\">\n<div>\n<p>States available<\/p>\n<p>48 states, Washington, D.C., and Puerto Rico<\/p>\n<\/div>\n<div>\n<p>Members in high-rated plans<\/p>\n<p>Low (49% or less)<\/p>\n<\/div>\n<div>\n<p>Member satisfaction<\/p>\n<p>Above average<\/p>\n<\/div>\n<\/ul>\n<div class=\"_1QK-ih\">\n<p>Daily 5AM \u2013 8PM CT<\/p>\n<p>Speak to a licensed Humana sales agent<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/ul>\n<p><span class=\"_21EZtY _3VmbAf _8DgC29 _28z5Fp -Ibb7f\">See more plans<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"2.-confirm-your-prescription-drugs-are-still-covered-and-affordable\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">2. Confirm your prescription drugs are still covered and affordable<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Carolyn McClanahan, a physician and certified financial planner (CFP), says the biggest mistake seniors can make is to not revisit their prescription drug coverage. \u201cToo many people just let it coast, and their drugs may not be on the formulary or the cost has gone up a lot,\u201d says McClanahan.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Don\u2019t rely on your ANOC alone. Caughill urges consumers to visit their insurance company\u2019s website and look up their medications on the plan\u2019s new formulary, or list of covered drugs. While Medicare prescription drug plans come with a $2,100 cap on out-of-pocket costs in 2026, this cap only applies to covered drugs. If a drug you need isn\u2019t on your plan\u2019s formulary, it could easily wipe out your savings.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Even if your drugs are covered, they could be in a different cost-sharing tier, warns Caughill. For example, a drug that came with a $10 copay this year may switch to a 25% coinsurance next year. If the retail price of that drug is $1,000, your cost will jump from $10 to $250. \u201cPlans that worked this year may not work for you next year at all,\u201d says Caughill, so you might want to compare your coverage with other <\/span><span class=\"_28z5Fp _3-to_p\">Medicare prescription drug plans<\/span><span class=\"_28z5Fp _3-to_p\">.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"3.-verify-your-doctors-and-hospitals-are-still-in-network-if-you're-on-medicare-advantage\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">3. Verify your doctors and hospitals are still in network if you\u2019re on Medicare Advantage<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">\u201cThe wild card in Medicare Advantage is plan networks,\u201d says Caughill, because they can change at any time. If your medical provider is suddenly dropped from your plan\u2019s network, you\u2019ll either have to find a new one or face high out-of-network costs. And with insurers pulling back on their offerings, the region(s) where your plan operates could be shrinking.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">On top of that, preferred provider organization (PPO) plans, which give enrollees more freedom to see out-of-network providers, are being shut down by some insurers. Call your primary care doctor and any specialists or hospitals you plan to visit and confirm they will still be in your plan\u2019s network next year.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"4.-look-past-the-perks-and-prioritize-long-term-financial-security\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">4. Look past the perks and prioritize long-term financial security<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Rising costs may tempt seniors to enroll in <\/span><span class=\"_28z5Fp _3-to_p\">Medicare Advantage plans<\/span><span class=\"_28z5Fp _3-to_p\"> that flaunt low premiums and extra perks like dental allowances and gym memberships. But McClanahan warns against trying to save money this way.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The premiums are often low because the plan limits who you can see and where you can go to get care. Your doctor could drop your plan at any time, and you might not be covered for certain services if you can\u2019t get prior approval. \u201cYou can shoot yourself in the foot down the road when you get sick and need better care,\u201d she says.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">When it comes to the extras offered by Medicare Advantage plans, Caughill doesn\u2019t recommend letting them be a deciding factor either. \u201cThey\u2019re like sprinkles,\u201d she says. \u201cThe reason any of us have health insurance is for cancers, strokes, heart attacks, chronic conditions, car accidents.\u201d Make sure you have adequate coverage for those things before \u201cadding on the sprinkles,\u201d and prioritize keeping your deductibles and maximum out-of-pocket costs low.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"5.-when-major-changes-hit-consider-returning-to-original-medicare\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">5. When major changes hit, consider returning to Original Medicare<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you\u2019re on Medicare Advantage and your plan is discontinued or leaves your area, you may want to think about switching to <\/span><span class=\"_28z5Fp _3-to_p\">Original Medicare<\/span><span class=\"_28z5Fp _3-to_p\"> and getting a Medicare Supplement Insurance, or Medigap, plan.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Medigap<\/span><span class=\"_28z5Fp _3-to_p\"> plans help cover out-of-pocket costs, which are unlimited on Original Medicare. \u201cYou should never be on traditional Medicare without having a Medigap plan,\u201d says McClanahan, because it exposes you to high financial risk.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you missed signing up for Medigap when you joined Medicare, you\u2019re often subject to medical underwriting, which can make it hard to get an affordable policy. But certain significant changes, like if your Medicare Advantage plan shuts down or no longer operates in your area, temporarily give you \u201cguaranteed issue rights.\u201d This means Medigap insurers can\u2019t deny you or charge you more because of your health.<\/span><\/p>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Once you\u2019ve reviewed your plan changes, you can use the Medicare plan finder tool on Medicare.gov to compare options and decide if it makes financial sense to <\/span><span class=\"_28z5Fp _3-to_p\">change Medicare plans<\/span><span class=\"_28z5Fp _3-to_p\">. If you end up deciding to switch, enroll in your new plan by the Dec. 7 deadline.<\/span><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/medicare\/save-money-medicare-open-enrollment\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nearly two-thirds of Americans (64%) believe Medicare benefits will be reduced under the current administration, according to a recent SS survey. For some, a reduction in benefits could be coming as soon as next year \u2014 along with a bigger price tag. Medicare Part B premiums are estimated to increase by $21.50 to $206.50 next<\/p>\n","protected":false},"author":1,"featured_media":21823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[873,930,255,357,805,861,103],"class_list":{"0":"post-21822","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-costs","9":"tag-enrollment","10":"tag-heres","11":"tag-medicare","12":"tag-open","13":"tag-rising","14":"tag-save"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21822"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21822\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/21823"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}