{"id":21564,"date":"2025-10-08T02:51:59","date_gmt":"2025-10-08T02:51:59","guid":{"rendered":"https:\/\/finderica.com\/?p=21564"},"modified":"2025-10-08T02:51:59","modified_gmt":"2025-10-08T02:51:59","slug":"when-should-i-drop-full-coverage-from-my-car-insurance","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21564","title":{"rendered":"When should I drop full coverage from my car insurance?"},"content":{"rendered":"\n
\n\n\n\n\n\n\n\n<\/colgroup>\n<\/tbody>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

State<\/strong><\/p>\n<\/td>\n

\n

Avg. full coverage premium for a 10-year-old car<\/strong><\/p>\n<\/td>\n

\n

Avg. liability and comprehensive premiums for a 10-year-old car<\/strong><\/p>\n<\/td>\n

\n

Avg. liability-only premiums for a 10-year-old car <\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

Alabama<\/strong><\/p>\n<\/td>\n

\n

$1,442<\/p>\n<\/td>\n

\n

$1,016<\/p>\n<\/td>\n

\n

$832<\/p>\n<\/td>\n<\/tr>\n

\n

Alaska<\/strong><\/p>\n<\/td>\n

\n

$1,735<\/p>\n<\/td>\n

\n

$1,206<\/p>\n<\/td>\n

\n

$867<\/p>\n<\/td>\n<\/tr>\n

\n

Arizona<\/strong><\/p>\n<\/td>\n

\n

$2,135<\/p>\n<\/td>\n

\n

$1,578<\/p>\n<\/td>\n

\n

$1,267<\/p>\n<\/td>\n<\/tr>\n

\n

Arkansas<\/strong><\/p>\n<\/td>\n

\n

$1,626<\/p>\n<\/td>\n

\n

$1,027<\/p>\n<\/td>\n

\n

$698<\/p>\n<\/td>\n<\/tr>\n

\n

California<\/strong><\/p>\n<\/td>\n

\n

$2,405<\/p>\n<\/td>\n

\n

$1,639<\/p>\n<\/td>\n

\n

$1,374<\/p>\n<\/td>\n<\/tr>\n

\n

Colorado<\/strong><\/p>\n<\/td>\n

\n

$2,323<\/p>\n<\/td>\n

\n

$1,767<\/p>\n<\/td>\n

\n

$1,208<\/p>\n<\/td>\n<\/tr>\n

\n

Connecticut<\/strong><\/p>\n<\/td>\n

\n

$2,119<\/p>\n<\/td>\n

\n

$1,491<\/p>\n<\/td>\n

\n

$1,396<\/p>\n<\/td>\n<\/tr>\n

\n

Delaware<\/strong><\/p>\n<\/td>\n

\n

$2,377<\/p>\n<\/td>\n

\n

$1,780<\/p>\n<\/td>\n

\n

$1,603<\/p>\n<\/td>\n<\/tr>\n

\n

Florida<\/strong><\/p>\n<\/td>\n

\n

$3,601<\/p>\n<\/td>\n

\n

$3,159<\/p>\n<\/td>\n

\n

$2,997<\/p>\n<\/td>\n<\/tr>\n

\n

Georgia<\/strong><\/p>\n<\/td>\n

\n

$2,326<\/p>\n<\/td>\n

\n

$1,869<\/p>\n<\/td>\n

\n

$1,660<\/p>\n<\/td>\n<\/tr>\n

\n

Hawaii<\/strong><\/p>\n<\/td>\n

\n

$1,186<\/p>\n<\/td>\n

\n

$694<\/p>\n<\/td>\n

\n

$597<\/p>\n<\/td>\n<\/tr>\n

\n

Idaho<\/strong><\/p>\n<\/td>\n

\n

$1,015<\/p>\n<\/td>\n

\n

$682<\/p>\n<\/td>\n

\n

$515<\/p>\n<\/td>\n<\/tr>\n

\n

Illinois<\/strong><\/p>\n<\/td>\n

\n

$1,754<\/p>\n<\/td>\n

\n

$1,176<\/p>\n<\/td>\n

\n

$897<\/p>\n<\/td>\n<\/tr>\n

\n

Indiana<\/strong><\/p>\n<\/td>\n

\n

$1,187<\/p>\n<\/td>\n

\n

$779<\/p>\n<\/td>\n

\n

$578<\/p>\n<\/td>\n<\/tr>\n

\n

Iowa<\/strong><\/p>\n<\/td>\n

\n

$1,209<\/p>\n<\/td>\n

\n

$832<\/p>\n<\/td>\n

\n

$448<\/p>\n<\/td>\n<\/tr>\n

\n

Kansas<\/strong><\/p>\n<\/td>\n

\n

$1,733<\/p>\n<\/td>\n

\n

$1,212<\/p>\n<\/td>\n

\n

$736<\/p>\n<\/td>\n<\/tr>\n

\n

Kentucky<\/strong><\/p>\n<\/td>\n

\n

$2,025<\/p>\n<\/td>\n

\n

$1,433<\/p>\n<\/td>\n

\n

$1,138<\/p>\n<\/td>\n<\/tr>\n

\n

Louisiana<\/strong><\/p>\n<\/td>\n

\n

$3,174<\/p>\n<\/td>\n

\n

$2,566<\/p>\n<\/td>\n

\n

$2,269<\/p>\n<\/td>\n<\/tr>\n

\n

Maine<\/strong><\/p>\n<\/td>\n

\n

$1,072<\/p>\n<\/td>\n

\n

$652<\/p>\n<\/td>\n

\n

$498<\/p>\n<\/td>\n<\/tr>\n

\n

Maryland<\/strong><\/p>\n<\/td>\n

\n

$2,262<\/p>\n<\/td>\n

\n

$1,601<\/p>\n<\/td>\n

\n

$1,392<\/p>\n<\/td>\n<\/tr>\n

\n

Massachusetts<\/strong><\/p>\n<\/td>\n

\n

$1,581<\/p>\n<\/td>\n

\n

$1,012<\/p>\n<\/td>\n

\n

$867<\/p>\n<\/td>\n<\/tr>\n

\n

Michigan<\/strong><\/p>\n<\/td>\n

\n

$2,129<\/p>\n<\/td>\n

\n

$1,378<\/p>\n<\/td>\n

\n

$1,007<\/p>\n<\/td>\n<\/tr>\n

\n

Minnesota<\/strong><\/p>\n<\/td>\n

\n

$1,748<\/p>\n<\/td>\n

\n

$1,210<\/p>\n<\/td>\n

\n

$848<\/p>\n<\/td>\n<\/tr>\n

\n

Mississippi<\/strong><\/p>\n<\/td>\n

\n

$1,674<\/p>\n<\/td>\n

\n

$1,216<\/p>\n<\/td>\n

\n

$867<\/p>\n<\/td>\n<\/tr>\n

\n

Missouri<\/strong><\/p>\n<\/td>\n

\n

$1,728<\/p>\n<\/td>\n

\n

$1,332<\/p>\n<\/td>\n

\n

$800<\/p>\n<\/td>\n<\/tr>\n

\n

Montana<\/strong><\/p>\n<\/td>\n

\n

$1,623<\/p>\n<\/td>\n

\n

$1,104<\/p>\n<\/td>\n

\n

$706<\/p>\n<\/td>\n<\/tr>\n

\n

Nebraska<\/strong><\/p>\n<\/td>\n

\n

$1,536<\/p>\n<\/td>\n

\n

$1,063<\/p>\n<\/td>\n

\n

$640<\/p>\n<\/td>\n<\/tr>\n

\n

Nevada<\/strong><\/p>\n<\/td>\n

\n

$2,968<\/p>\n<\/td>\n

\n

$2,427<\/p>\n<\/td>\n

\n

$2,240<\/p>\n<\/td>\n<\/tr>\n

\n

New Hampshire<\/strong><\/p>\n<\/td>\n

\n

$1,157<\/p>\n<\/td>\n

\n

$708<\/p>\n<\/td>\n

\n

$562<\/p>\n<\/td>\n<\/tr>\n

\n

New Jersey<\/strong><\/p>\n<\/td>\n

\n

$2,465<\/p>\n<\/td>\n

\n

$1,860<\/p>\n<\/td>\n

\n

$1,708<\/p>\n<\/td>\n<\/tr>\n

\n

New Mexico<\/strong><\/p>\n<\/td>\n

\n

$1,570<\/p>\n<\/td>\n

\n

$1,128<\/p>\n<\/td>\n

\n

$869<\/p>\n<\/td>\n<\/tr>\n

\n

New York<\/strong><\/p>\n<\/td>\n

\n

$3,312<\/p>\n<\/td>\n

\n

$2,628<\/p>\n<\/td>\n

\n

$2,181<\/p>\n<\/td>\n<\/tr>\n

\n

North Carolina<\/strong><\/p>\n<\/td>\n

\n

$1,275<\/p>\n<\/td>\n

\n

$877<\/p>\n<\/td>\n

\n

$761<\/p>\n<\/td>\n<\/tr>\n

\n

North Dakota<\/strong><\/p>\n<\/td>\n

\n

$1,156<\/p>\n<\/td>\n

\n

$779<\/p>\n<\/td>\n

\n

$442<\/p>\n<\/td>\n<\/tr>\n

\n

Ohio<\/strong><\/p>\n<\/td>\n

\n

$1,301<\/p>\n<\/td>\n

\n

$874<\/p>\n<\/td>\n

\n

$685<\/p>\n<\/td>\n<\/tr>\n

\n

Oklahoma<\/strong><\/p>\n<\/td>\n

\n

$1,973<\/p>\n<\/td>\n

\n

$1,569<\/p>\n<\/td>\n

\n

$1,055<\/p>\n<\/td>\n<\/tr>\n

\n

Oregon<\/strong><\/p>\n<\/td>\n

\n

$1,670<\/p>\n<\/td>\n

\n

$1,265<\/p>\n<\/td>\n

\n

$1,116<\/p>\n<\/td>\n<\/tr>\n

\n

Pennsylvania<\/strong><\/p>\n<\/td>\n

\n

$1,663<\/p>\n<\/td>\n

\n

$1,084<\/p>\n<\/td>\n

\n

$807<\/p>\n<\/td>\n<\/tr>\n

\n

Rhode Island<\/strong><\/p>\n<\/td>\n

\n

$2,135<\/p>\n<\/td>\n

\n

$1,445<\/p>\n<\/td>\n

\n

$1,302<\/p>\n<\/td>\n<\/tr>\n

\n

South Carolina<\/strong><\/p>\n<\/td>\n

\n

$1,415<\/p>\n<\/td>\n

\n

$1,027<\/p>\n<\/td>\n

\n

$815<\/p>\n<\/td>\n<\/tr>\n

\n

South Dakota<\/strong><\/p>\n<\/td>\n

\n

$1,495<\/p>\n<\/td>\n

\n

$1,103<\/p>\n<\/td>\n

\n

$437<\/p>\n<\/td>\n<\/tr>\n

\n

Tennessee<\/strong><\/p>\n<\/td>\n

\n

$1,416<\/p>\n<\/td>\n

\n

$969<\/p>\n<\/td>\n

\n

$752<\/p>\n<\/td>\n<\/tr>\n

\n

Texas<\/strong><\/p>\n<\/td>\n

\n

$1,943<\/p>\n<\/td>\n

\n

$1,415<\/p>\n<\/td>\n

\n

$1,139<\/p>\n<\/td>\n<\/tr>\n

\n

Utah<\/strong><\/p>\n<\/td>\n

\n

$1,656<\/p>\n<\/td>\n

\n

$1,236<\/p>\n<\/td>\n

\n

$1,056<\/p>\n<\/td>\n<\/tr>\n

\n

Vermont<\/strong><\/p>\n<\/td>\n

\n

$1,013<\/p>\n<\/td>\n

\n

$566<\/p>\n<\/td>\n

\n

$423<\/p>\n<\/td>\n<\/tr>\n

\n

Virginia<\/strong><\/p>\n<\/td>\n

\n

$1,537<\/p>\n<\/td>\n

\n

$1,130<\/p>\n<\/td>\n

\n

$893<\/p>\n<\/td>\n<\/tr>\n

\n

Washington<\/strong><\/p>\n<\/td>\n

\n

$1,465<\/p>\n<\/td>\n

\n

$932<\/p>\n<\/td>\n

\n

$755<\/p>\n<\/td>\n<\/tr>\n

\n

Washington, D.C.<\/strong><\/p>\n<\/td>\n

\n

$2,031<\/p>\n<\/td>\n

\n

$1,391<\/p>\n<\/td>\n

\n

$1,146<\/p>\n<\/td>\n<\/tr>\n

\n

West Virginia<\/strong><\/p>\n<\/td>\n

\n

$1,514<\/p>\n<\/td>\n

\n

$999<\/p>\n<\/td>\n

\n

$709<\/p>\n<\/td>\n<\/tr>\n

\n

Wisconsin<\/strong><\/p>\n<\/td>\n

\n

$1,327<\/p>\n<\/td>\n

\n

$857<\/p>\n<\/td>\n

\n

$588<\/p>\n<\/td>\n<\/tr>\n

\n

Wyoming<\/strong><\/p>\n<\/td>\n

\n

$1,114<\/p>\n<\/td>\n

\n

$621<\/p>\n<\/td>\n

\n

$327<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

State Avg. full coverage premium for a 10-year-old car Avg. liability and comprehensive premiums for a 10-year-old car Avg. liability-only premiums for a 10-year-old car Alabama $1,442 $1,016 $832 Alaska $1,735 $1,206 $867 Arizona $2,135 $1,578 $1,267 Arkansas $1,626 $1,027 $698 California $2,405 $1,639 $1,374 Colorado $2,323 $1,767 $1,208 Connecticut $2,119 $1,491 $1,396 Delaware $2,377<\/p>\n","protected":false},"author":1,"featured_media":21565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[217],"tags":[793,894,891,752,292],"class_list":{"0":"post-21564","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance","8":"tag-car","9":"tag-coverage","10":"tag-drop","11":"tag-full","12":"tag-insurance"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21564"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21564\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/21565"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}