{"id":21459,"date":"2025-10-05T02:02:14","date_gmt":"2025-10-05T02:02:14","guid":{"rendered":"https:\/\/finderica.com\/?p=21459"},"modified":"2025-10-05T02:02:14","modified_gmt":"2025-10-05T02:02:14","slug":"shop-your-way-mastercard-to-be-discontinued","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21459","title":{"rendered":"Shop Your Way Mastercard to be Discontinued"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Starting Nov. 3, 2025, the card will be rebranded, and existing holders will be sent a different Citi-issued Mastercard with a new rewards program. Citi says members will receive more information about the new card and rewards program at that time. Until that date, cardholders can continue using their cards to earn points as usual. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The Shop Your Way Mastercard has long been a unique and popular retail credit card thanks to its lucrative and recurring limited-time spending bonuses, which often offer existing customers upwards of 15% cash back, making them potentially worth hundreds of dollars, depending on the promotion. One-time <\/span><span class=\"_28z5Fp _3-to_p\">welcome bonuses<\/span><span class=\"_28z5Fp _3-to_p\"> on credit cards are common, but they&#8217;re typically for new cardholders only, and they&#8217;re usually not recurring.  <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In addition to those valuable offers, the card also earns high ongoing rewards in common spending categories, though point values are low. It offers 5% back in points on gas station purchases and 3% back in points on eligible restaurant and grocery store purchases (up to the first $10,000 of combined spending in those categories per calendar year), and 1% after that. Plus, through the Shop Your Way shopping portal, cardholders can earn 2% back in points on eligible Shop Your Way merchant purchases and 1% back in points on other eligible purchases.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Participating Shop Your Way merchants include Sears, Kmart, Home Depot, Macy\u2019s, Walmart and Walgreens, among thousands of other popular brands. <\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"a-bit-of-history\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">A bit of history<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In 2017, Citi and Sears launched the Shop Your Way Mastercard. And although Sears filed for bankruptcy in October 2018, a limited number of Sears stores remained open, and the card continued accepting new applications. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">There was also a separate Sears Mastercard, but it was converted to the Citi ThankYou\u00ae Mastercard\u00ae in April 2025. The new card earns Citi ThankYou points, which can be redeemed for travel through the issuer, or for cash back, gift cards, purchases with eligible merchants and more. <\/span><\/p>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _98KgO7 _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Information related to the Sears Mastercard, the Citi ThankYou\u00ae Mastercard\u00ae<\/span><\/span><\/span><span class=\"_28z5Fp _3-to_p\"> <\/span><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _98KgO7 _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">and the S<\/span><\/span><\/span><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _98KgO7 _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">hop Your Way Mastercard has been collected by SS and has not been reviewed or provided by the issuer of this card.<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/credit-cards\/shop-your-way-mastercard-to-be-discontinued\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting Nov. 3, 2025, the card will be rebranded, and existing holders will be sent a different Citi-issued Mastercard with a new rewards program. Citi says members will receive more information about the new card and rewards program at that time. Until that date, cardholders can continue using their cards to earn points as usual.<\/p>\n","protected":false},"author":1,"featured_media":7649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[4268,1383,968],"class_list":{"0":"post-21459","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-discontinued","9":"tag-mastercard","10":"tag-shop"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21459"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21459\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7649"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}