{"id":21390,"date":"2025-10-03T01:58:22","date_gmt":"2025-10-03T01:58:22","guid":{"rendered":"https:\/\/finderica.com\/?p=21390"},"modified":"2025-10-03T01:58:22","modified_gmt":"2025-10-03T01:58:22","slug":"5-things-to-know-about-the-rakuten-credit-card","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21390","title":{"rendered":"5 Things to Know About the Rakuten Credit Card"},"content":{"rendered":"
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If you love getting a deal, you may already be familiar with Rakuten, a cash-back website and app where eligible purchases can net you a periodic payback. <\/span><\/p>\n<\/div>\n

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Image courtesy of Rakuten<\/span><\/p>\n<\/figcaption><\/figure>\n<\/div>\n<\/div>\n

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The Rakuten American Express Card kicks Rakuten\u2019s usual cash-back rates up a notch. The $0-annual-fee card, issued by <\/span>First Electronic Bank<\/span>, earns additional rewards on top of what you\u2019d already get by making a purchase through Rakuten.<\/span><\/p>\n<\/div>\n

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You’ll have to wait on collecting those rewards, but if you’re already a heavy Rakuten user, you’re likely used to that. <\/span><\/p>\n<\/div>\n

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Here are five things to know about the Rakuten American Express Card.<\/span><\/p>\n<\/div>\n

1. You must be a Rakuten member<\/span><\/h2>\n
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To be able to apply for the Rakuten AmEx, you must first be a Rakuten member. Thankfully, you can join Rakuten for free, so there\u2019s no hidden fee involved.<\/span><\/p>\n<\/div>\n

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\ud83e\udd13<\/span>Nerdy Tip<\/span><\/p>\n

Rakuten previously offered another card, the Rakuten Cash Back Visa credit card, which also allowed holders to combine cash back earned with the card and rewards earned with Rakuten. That card was issued by <\/span>Synchrony<\/span> and stopped accepting applications in 2022. <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

2. Earn cash back on top of cash back<\/span><\/h2>\n
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Whenever you access a merchant\u2019s site through Rakuten\u2019s website, app or browser extension, your purchases will earn cash back, no matter what card you’re using. You can also use Rakuten in stores by linking your card to your account and adding an offer to your card before you make an eligible purchase.<\/span><\/p>\n<\/div>\n

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But the Rakuten credit card can supercharge those earnings. It offers: <\/span><\/p>\n<\/div>\n

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