{"id":21042,"date":"2025-09-24T01:30:54","date_gmt":"2025-09-24T01:30:54","guid":{"rendered":"https:\/\/finderica.com\/?p=21042"},"modified":"2025-09-24T01:30:54","modified_gmt":"2025-09-24T01:30:54","slug":"got-a-student-loan-bill-before-you-graduated-heres-what-to-do","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=21042","title":{"rendered":"Got a student loan bill before you graduated? Here\u2019s what to do"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<tbody>\n<tr>\n<td><strong>Repayment plan<\/strong><\/td>\n<td><strong>In-school monthly payment<\/strong><\/td>\n<td><strong>After-graduation monthly payment<\/strong><\/td>\n<td><strong>Total interest paid over life of loan<\/strong><\/td>\n<td><strong>Total loan cost<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Deferred<\/td>\n<td>$0<\/td>\n<td>$229<\/td>\n<td>$21,232<\/td>\n<td>$41,232<\/td>\n<\/tr>\n<tr>\n<td>Flat rate<\/td>\n<td>$25<\/td>\n<td>$219<\/td>\n<td>$20,506<\/td>\n<td>$40,506<\/td>\n<\/tr>\n<tr>\n<td>Interest-only<\/td>\n<td>$117<\/td>\n<td>$180<\/td>\n<td>$17,843<\/td>\n<td>$37,843<\/td>\n<\/tr>\n<tr>\n<td>Full monthly<\/td>\n<td>$180<\/td>\n<td>$180<\/td>\n<td>$12,358<\/td>\n<td>$32,358<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/student-loans\/can-student-loans-come-due-before-you-graduate\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Repayment plan In-school monthly payment After-graduation monthly payment Total interest paid over life of loan Total loan cost Deferred $0 $229 $21,232 $41,232 Flat rate $25 $219 $20,506 $40,506 Interest-only $117 $180 $17,843 $37,843 Full monthly $180 $180 $12,358 $32,358 Source link<\/p>\n","protected":false},"author":1,"featured_media":21043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[856,7609,255,240,308],"class_list":{"0":"post-21042","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-bill","9":"tag-graduated","10":"tag-heres","11":"tag-loan","12":"tag-student"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21042"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/21042\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/21043"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}