{"id":20970,"date":"2025-09-22T01:31:51","date_gmt":"2025-09-22T01:31:51","guid":{"rendered":"https:\/\/finderica.com\/?p=20970"},"modified":"2025-09-22T01:31:51","modified_gmt":"2025-09-22T01:31:51","slug":"alliant-cashback-card-slashing-rewards-rate-to-1-5","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=20970","title":{"rendered":"Alliant Cashback Card Slashing Rewards Rate to 1.5%"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Starting Nov. 1, 2025, the rewards rate on the <\/span><span class=\"_28z5Fp _3-to_p\">Alliant Cashback Visa\u00ae Signature Credit Card<\/span><span class=\"_28z5Fp _3-to_p\"> is dropping to 1.5% cash back on all purchases. That number represents a major devaluation from the card&#8217;s previous top rate of 2.5%, which was available to cardholders who met certain requirements. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The card is no longer taking applications, but existing holders can still use it. Previously, those holders could snag the 2.5% cash-back rate on up to $10,000 in spending per billing cycle, by meeting the following conditions:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Have an Alliant High-Rate Checking account.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Opt in to electronic statements.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Have at least one monthly electronic deposit made into the account.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Maintain an average daily balance of $1,000 or more.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you didn\u2019t meet those requirements, you\u2019d earn just 1.5%. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">With the change, the Alliant Cashback card no longer belongs to an elite group of no-annual-fee cards that earn more than 2% back on all purchases. If you want that rewards rate, your options are limited to cards like the <\/span><span class=\"_28z5Fp _3-to_p\">U.S. Bank Smartly\u2122 Visa Signature\u00ae Card<\/span><span class=\"_28z5Fp _3-to_p\"> or the <\/span><span class=\"_28z5Fp _3-to_p\">Robinhood Gold Card<\/span><span class=\"_28z5Fp _3-to_p\">. However, both cards have their own requirements for snagging those elevated rates. <\/span><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/credit-cards\/alliant-cashback-card-slashing-rewards-rate\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting Nov. 1, 2025, the rewards rate on the Alliant Cashback Visa\u00ae Signature Credit Card is dropping to 1.5% cash back on all purchases. That number represents a major devaluation from the card&#8217;s previous top rate of 2.5%, which was available to cardholders who met certain requirements. The card is no longer taking applications, but<\/p>\n","protected":false},"author":1,"featured_media":7649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[8245,369,8246,138,1587,4488],"class_list":{"0":"post-20970","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-alliant","9":"tag-card","10":"tag-cashback","11":"tag-rate","12":"tag-rewards","13":"tag-slashing"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20970"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20970\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/7649"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}