{"id":20765,"date":"2025-09-16T13:17:33","date_gmt":"2025-09-16T13:17:33","guid":{"rendered":"https:\/\/finderica.com\/?p=20765"},"modified":"2025-09-16T13:17:33","modified_gmt":"2025-09-16T13:17:33","slug":"does-a-home-warranty-cover-mold-in-2025","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=20765","title":{"rendered":"Does a Home Warranty Cover Mold in 2025?"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Home warranties don\u2019t typically cover mold remediation, but they may cover many causes of mold formation, like leaking pipes or roofs, broken appliances or poor ventilation. Maintaining these systems and appliances can help prevent mold from becoming a problem. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Homeowners insurance may cover mold removal caused by sudden, covered events, such as a burst pipe, but it won\u2019t cover the cost to replace the appliance or component.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What a home warranty covers<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Home warranties are designed to cover a home\u2019s systems and appliances, as opposed to homeowner\u2019s insurance, which covers the home\u2019s structures and the homeowner\u2019s liability. A home warranty will typically cover:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">HVAC, including heating systems, air conditioners, ductwork and exhaust fans.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Electrical components such as breaker box and panel, wiring and lines, as well as doorbells, outlets and light switches.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Plumbing components, including gas lines, water lines and drain lines.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Toilet components and parts.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Appliances including refrigerators, dishwashers, built-in microwave ovens, conventional ovens, ranges and cooktops, water dispensers, washing machines, dryers and garbage disposals.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Additionally, you may be able to purchase add-on coverage for roof leaks, electronics, pools and spas and more.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">When does a home warranty cover mold?<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Home warranties don\u2019t generally cover mold remediation. Mold is a hazardous substance that\u2019s typically caused by an external maintenance, workmanship or construction issue, rather than \u201cnormal wear and tear\u201d of your home\u2019s specific covered systems or appliances. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Since mold issues are viewed as largely preventable through proper home maintenance, mold removal is typically considered the homeowner\u2019s responsibility rather than something a warranty covers.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">However, a home warranty can help prevent mold from growing in your home in the first place, with coverage for many causes of mold, including:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Faulty hoses or seals on washing machines.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Plumbing problems behind walls, under sinks or in crawl spaces.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Leaking refrigerators, dishwashers and air conditioners.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">HVAC problems with humidity control or air circulation.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Broken or clogged sump pumps.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Roof leaks (if your plan includes roof leak coverage).<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div class=\"_3LOQui PIqV0k wnPEbn BgIPML _1WkR_n paYFr8 _1SNXHI _1voSX6 _3xUsF1 oE4ByK _119vwC knwpyt aylhii\">\n<p><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">\ud83e\udd13<\/span><span class=\"_3P4ktl _2LuWPZ _28z5Fp N36gAq\" data-currency=\"Text\">Nerdy Tip<\/span><\/p>\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you find mold that was caused by a covered appliance or system, your warranty should cover that repair, but it won\u2019t cover the cleanup of the mold itself. For example, if a covered pipe leaked due to normal wear and tear, which resulted in a mold issue, your policy would pay for fixing the pipe but would not pay for removing the mold.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div>\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\"><span class=\"_1uSP8o _2Zk6uD _2uEIe_ gApmmV _3L_xX_ BojbwQ\">Advertisement<\/span><\/p>\n<div class=\"_3VXmTr j7Dpeb\" style=\"--offers:3\">\n<div style=\"display:contents\">\n<div class=\"_3sz5Sg _2_V8aN _1RWfGm _31ul4Y\">\n<p>Best for inclusive coverage<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _22nfmF _2_V8aN _31ul4Y\"><a target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/div>\n<div class=\"_3Kj2fZ _2_V8aN _31ul4Y _3dMO7f\">\n<p>Call American Home Shield<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _3WxGcg _2_V8aN _31ul4Y\">\n<div class=\"_3xQtVm\"><span class=\"_3mWZPC\"><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M256 427c83 0 149-67 149-150s-66-149-149-149-149 66-149 149 66 150 149 150zm0-342c106 0 192 86 192 192s-86 192-192 192S64 383 64 277 150 85 256 85zm11 86v112l85 50-16 26-101-60V171h32zm-99-99l-98 82-27-32 98-82zm301 50l-27 33-98-83 27-32z\"><\/path><\/svg><span class=\"TS4Kq- _28z5Fp _2iveFi\">\u00a0 Limited-Time Deal:<\/span><span class=\"TS4Kq- _3VmbAf _28z5Fp\">\u00a0<!-- -->50% off<\/span>\u00a0<span class=\"nCGWkI\"><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-6-8-1-1-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M235 192v-43h42v43h-42zm21 235c94 0 171-77 171-171S350 85 256 85 85 162 85 256s77 171 171 171zm0-384c118 0 213 95 213 213s-95 213-213 213S43 374 43 256 138 43 256 43zm-21 320V235h42v128h-42z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-6-8-1-1-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/p>\n<p>For a limited time<\/p>\n<p><\/span><\/span><\/span><\/div>\n<div class=\"_2pt0Cx _342GDe\"><button class=\"_3WxGcg _3vZlz- _1egj3W IArdyX\" data-currency=\"Button\" type=\"button\" target=\"_blank\" rel=\"noreferrer noopener\"><\/button><\/p>\n<p class=\"_2RAKvT TS4Kq- _28z5Fp _3RqeES _14vxWx\">on American Home Shield&#8217;s website<\/p>\n<\/div>\n<\/div>\n<div class=\"_3Kj2fZ _2_V8aN _31ul4Y _2QJlkM\">\n<p>Monthly fees<\/p>\n<p>$20 and up<\/p>\n<p>Based on quotes gathered in August 2025.<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _2_V8aN _31ul4Y _2QJlkM\">\n<p>Service fees<\/p>\n<p>$100 or $125<\/p>\n<p>per claim<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _2_V8aN undefined _31ul4Y _2QJlkM\">\n<p>States available<\/p>\n<p>48<\/p>\n<p>states, and Washington, D.C.<\/p>\n<\/div>\n<\/div>\n<div style=\"display:contents\">\n<div class=\"_3sz5Sg _1RWfGm _2gASuO\">\n<p>Best for sprinkler systems<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _22nfmF _2gASuO\"><a target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" class=\"_2v44Ft\" src=\"https:\/\/www.nerdwallet.com\/cdn\/vertical-expansion\/partners\/choice.png\" alt=\"Choice Home Warranty - organic\"><\/a><\/div>\n<div class=\"_3Kj2fZ _2gASuO _3dMO7f\">\n<p>Call Choice Home Warranty<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _3WxGcg _2gASuO\">\n<div class=\"_3xQtVm\"><span class=\"_3mWZPC\"><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M256 427c83 0 149-67 149-150s-66-149-149-149-149 66-149 149 66 150 149 150zm0-342c106 0 192 86 192 192s-86 192-192 192S64 383 64 277 150 85 256 85zm11 86v112l85 50-16 26-101-60V171h32zm-99-99l-98 82-27-32 98-82zm301 50l-27 33-98-83 27-32z\"><\/path><\/svg><span class=\"TS4Kq- _28z5Fp _2iveFi\">\u00a0 Limited-Time Deal:<\/span><span class=\"TS4Kq- _3VmbAf _28z5Fp\">\u00a0<!-- -->$50 off and 1st month of membership for free<\/span>\u00a0<span class=\"nCGWkI\"><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-6-8-1-1-2\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M235 192v-43h42v43h-42zm21 235c94 0 171-77 171-171S350 85 256 85 85 162 85 256s77 171 171 171zm0-384c118 0 213 95 213 213s-95 213-213 213S43 374 43 256 138 43 256 43zm-21 320V235h42v128h-42z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-6-8-1-1-2\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/p>\n<p>when the payment is annual<\/p>\n<p><\/span><\/span><\/span><\/div>\n<div class=\"_2pt0Cx _342GDe\"><button class=\"_3WxGcg _3vZlz- _1egj3W IArdyX\" data-currency=\"Button\" type=\"button\" target=\"_blank\" rel=\"noreferrer noopener\"><\/button><\/p>\n<p class=\"_2RAKvT TS4Kq- _28z5Fp _3RqeES _14vxWx\">on Choice Home Warranty&#8217;s website<\/p>\n<\/div>\n<\/div>\n<div class=\"_3Kj2fZ _2gASuO _2QJlkM\">\n<p>Monthly fees<\/p>\n<p>About $49 and up<\/p>\n<p>Based on quotes gathered in February 2025. <\/p>\n<\/div>\n<div class=\"_3Kj2fZ _2gASuO _2QJlkM\">\n<p>Service fees<\/p>\n<p>$100 <\/p>\n<p>per claim<\/p>\n<\/div>\n<div class=\"_3Kj2fZ undefined _2gASuO _2QJlkM\">\n<p>States available<\/p>\n<p>49<\/p>\n<p>states, and Washington, D.C.<\/p>\n<\/div>\n<\/div>\n<div style=\"display:contents\">\n<div class=\"_3Kj2fZ _22nfmF _2NSz6R _3JHiom\"><a target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" class=\"_2v44Ft\" src=\"https:\/\/www.nerdwallet.com\/cdn\/ve\/partners\/liberty.svg\" alt=\"Liberty Home Guard - organic\"><\/a><\/div>\n<div class=\"_3Kj2fZ _3WxGcg _2NSz6R _3JHiom\">\n<div class=\"_3xQtVm\"><span class=\"_3mWZPC\"><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M256 427c83 0 149-67 149-150s-66-149-149-149-149 66-149 149 66 150 149 150zm0-342c106 0 192 86 192 192s-86 192-192 192S64 383 64 277 150 85 256 85zm11 86v112l85 50-16 26-101-60V171h32zm-99-99l-98 82-27-32 98-82zm301 50l-27 33-98-83 27-32z\"><\/path><\/svg><span class=\"TS4Kq- _28z5Fp _2iveFi\">\u00a0 Limited-Time Deal:<\/span><span class=\"TS4Kq- _3VmbAf _28z5Fp\">\u00a0<!-- -->$200 off plus 2 free months of coverage<\/span>\u00a0<span class=\"nCGWkI\"><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-6-8-1-1-4\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><svg viewbox=\"0 0 512 512\" aria-hidden=\"true\" class=\"\" fill=\"black\" focusable=\"false\" width=\"1rem\" height=\"1rem\"><path d=\"M235 192v-43h42v43h-42zm21 235c94 0 171-77 171-171S350 85 256 85 85 162 85 256s77 171 171 171zm0-384c118 0 213 95 213 213s-95 213-213 213S43 374 43 256 138 43 256 43zm-21 320V235h42v128h-42z\"><\/path><\/svg><\/button><span id=\"nw-aria-ssr-6-8-1-1-4\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/p>\n<p>when the payment is annual<\/p>\n<p><\/span><\/span><\/span><\/div>\n<div class=\"_2pt0Cx _342GDe\"><button class=\"_3WxGcg _3vZlz- _1egj3W IArdyX\" data-currency=\"Button\" type=\"button\" target=\"_blank\" rel=\"noreferrer noopener\"><\/button><\/p>\n<p class=\"_2RAKvT TS4Kq- _28z5Fp _3RqeES _14vxWx\">on Liberty Home Guard&#8217;s website<\/p>\n<\/div>\n<\/div>\n<div class=\"_3Kj2fZ _2NSz6R _3JHiom _2QJlkM\">\n<p>Monthly fees<\/p>\n<p>$50 and up<\/p>\n<p>Based on quotes gathered in October 2024.<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _2NSz6R _3JHiom _2QJlkM\">\n<p>Service fees<\/p>\n<p>$70\u2013$125<\/p>\n<p>per claim<\/p>\n<\/div>\n<div class=\"_3Kj2fZ _2NSz6R undefined _3JHiom _2QJlkM\">\n<p>States available<\/p>\n<p>50<\/p>\n<p>states, and Washington, D.C.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">Mold coverage with homeowners insurance<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In most cases, <\/span><span class=\"_28z5Fp _3-to_p\">homeowners insurance<\/span><span class=\"_28z5Fp _3-to_p\"> doesn\u2019t cover mold remediation either, though there are a few exceptions. Typically, if mold occurred because of neglected home maintenance, such as poor ventilation, clogged or broken roof gutters, backed up drains or sewers or improper bathroom sealing, basic homeowners insurance will not cover removal or repair.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Covered perils<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Covered events typically include sudden (rather than ongoing) situations, including:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Water entering your home suddenly due to damage from a windstorm, hail or a fallen tree.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">An appliance that malfunctions and leaks, such as a dishwasher or washing machine.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Water damage caused by putting out a home fire.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">While your homeowners insurance might cover the cost of removing mold that grew as a result of an appliance malfunction, it will not cover the cost to replace that appliance. Also, be aware that any mold coverage included in your homeowners policy may have a cap, meaning it may not cover the full cost of mold remediation.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Mold endorsement<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Some insurance companies offer an optional add-on called a mold endorsement. This type of rider provides expanded coverage for mold and fungus cleanup not caused by covered perils and events, such as slow, ongoing leaks and moisture.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div class=\"kyjRaf\" style=\"background-color:#EDBEAD;padding-top:;padding-bottom:\">\n<div class=\"_1ornrT\">\n<div data-currency=\"Columns\" class=\"_2DPHJa tXMleB _3TzpHI _3UifXY\">\n<div data-currency=\"Column\" class=\"_2Ru-tk _1Lg1Vl\">\n<div class=\"_19YKAa\">\n<div class=\"_3dvlv6\">\n<p><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">SS&#8217;s Best Home Warranties<\/span><\/p>\n<p><span class=\"_21EZtY _2LuWPZ _3_uGsM _28z5Fp N36gAq\" data-currency=\"Text\">Good coverage with affordable premiums<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div data-currency=\"Column\" class=\"_2I6Ty4\" style=\"order:13\">\n<div class=\"_1U-mOE\">\n<div class=\"_31RJXE\">\n<figure class=\"_3ngNGS\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><img decoding=\"async\" class=\"Zsn_9Z\" src=\"https:\/\/assets.nerdwallet.com\/blog\/wp-content\/uploads\/2023\/08\/house.png\" style=\"max-width:205px;max-height:175px;width:151px;height:147px\"><\/div>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<div class=\"_3wlVa6 _2247K8\">\n<p><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">Frequently asked questions<\/span><\/p>\n<div class=\"_3wlVa6 _2247K8 _2_3eV4 ebRntp\">\n<div class=\"_3wlVa6 _2247K8 _2_3eV4 _2xadhC\"><span class=\"_28z5Fp _2yIVG9\" style=\"font-weight:325\" aria-expanded=\"false\" role=\"button\" tabindex=\"0\"><\/p>\n<div class=\"_3wlVa6 _2247K8 PIqV0k _1hjp6k _2lZbKL _2vcpA4 _1TDqyw VvvxU3\">\n<div class=\"_3wlVa6 _2247K8\">\n<p>Is home warranty coverage the same as homeowners insurance?<\/p>\n<\/div>\n<p><svg viewbox=\"0 0 16 16\" aria-hidden=\"true\" class=\"_2VV_pT _3wDFNi _2ulGkX\" fill=\"currentcolor\" focusable=\"false\" style=\"font-size:1.3em;min-width:1em\"><path d=\"M7.557 10.854a.5.5 0 00.707 0l4.59-4.59a.5.5 0 00-.708-.707l-4.239 4.24-4.244-4.245a.498.498 0 10-.704.704l4.598 4.598z\"><\/path><\/svg><\/div>\n<p><\/span><\/p>\n<div class=\"ReactCollapse--collapse\" style=\"overflow:hidden;height:0\">\n<div class=\"ReactCollapse--content\">\n<div class=\"_3wlVa6 _2247K8 _3ZnmUT paYFr8\" style=\"font-weight:325\">\n<div class=\"_3wlVa6 _2247K8\">\n<div class=\"_3wlVa6 _2247K8\">\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Home warranties and home insurance are different types of coverage that can work together to provide broad home coverage. A home warranty provides protection for your home\u2019s systems and appliances, while homeowners insurance is true insurance that covers your home\u2019s structures and your personal liability.<\/span><\/p>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Another important difference between these two types of coverage is that while homeowners insurance is generally required if you finance your home, whether to buy a home warranty plan is always a personal choice.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3wlVa6 _2247K8\">\n<div class=\"_3wlVa6 _2247K8\" style=\"display:none\">\n<p>Is home warranty coverage the same as homeowners insurance?<\/p>\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\">Home warranties and home insurance are different types of coverage that can work together to provide broad home coverage. A home warranty provides protection for your home\u2019s systems and appliances, while homeowners insurance is true insurance that covers your home\u2019s structures and your personal liability.<\/p>\n<p class=\"_28z5Fp _3-to_p\">Another important difference between these two types of coverage is that while homeowners insurance is generally required if you finance your home, whether to buy a home warranty plan is always a personal choice.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/does-home-warranty-cover-mold\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home warranties don\u2019t typically cover mold remediation, but they may cover many causes of mold formation, like leaking pipes or roofs, broken appliances or poor ventilation. Maintaining these systems and appliances can help prevent mold from becoming a problem. Homeowners insurance may cover mold removal caused by sudden, covered events, such as a burst pipe,<\/p>\n","protected":false},"author":1,"featured_media":20766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[425,26,8168,3223],"class_list":{"0":"post-20765","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-cover","9":"tag-home","10":"tag-mold","11":"tag-warranty"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20765"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/20766"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}