{"id":20586,"date":"2025-09-12T00:57:03","date_gmt":"2025-09-12T00:57:03","guid":{"rendered":"https:\/\/finderica.com\/?p=20586"},"modified":"2025-09-12T00:57:03","modified_gmt":"2025-09-12T00:57:03","slug":"ally-bank-vs-marcus-by-goldman-sachs","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=20586","title":{"rendered":"Ally Bank vs. Marcus by Goldman Sachs"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<thead>\n<tr>\n<th class=\"has-text-align-left\" data-align=\"left\">\u00a0<\/th>\n<th class=\"has-text-align-center\" data-align=\"center\">Ally Bank<\/th>\n<th class=\"has-text-align-center\" data-align=\"center\">Marcus by Goldman Sachs<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>Bankrate score<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">5.0<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly fees<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">None<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>Minimum deposit to open<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">None<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>APY<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">0.10% \u2013 0.25%*<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>Overdraft fee<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">None<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>Features<\/strong><\/td>\n<td>\n<ul>\n<li>No overdraft or low daily balance fees.<\/li>\n<li>Early direct deposit is available.<\/li>\n<li>Fee-free access to more than 75,000 ATMs through the Allpoint and MoneyPass networks.<\/li>\n<li>Mobile check deposit is available.<\/li>\n<li>Access to Zelle.<\/li>\n<li>Free overdraft service called CoverDraft is available.<\/li>\n<\/ul>\n<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><strong>What to watch for<\/strong><\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">Outgoing domestic wire transfers cost $20 per transfer.<\/td>\n<td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\" colspan=\"3\">Note: Annual percentage yields (APYs) shown are as of August 28, 2025, and may vary by region for some products.*Balances less than $15,000 earn 0.10 percent APY,\u00a0 while balances above that threshold earn 0.25 percent APY.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/banking\/ally-bank-vs-marcus-by-goldman-sachs\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Ally Bank Marcus by Goldman Sachs Bankrate score 5.0 N\/A Monthly fees None N\/A Minimum deposit to open None N\/A APY 0.10% \u2013 0.25%* N\/A Overdraft fee None N\/A Features No overdraft or low daily balance fees. Early direct deposit is available. Fee-free access to more than 75,000 ATMs through the Allpoint and MoneyPass<\/p>\n","protected":false},"author":1,"featured_media":20587,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[218],"tags":[1094,136,1498,8109,1499],"class_list":{"0":"post-20586","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"tag-ally","9":"tag-bank","10":"tag-goldman","11":"tag-marcus","12":"tag-sachs"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20586"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/20586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/20587"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}