{"id":19732,"date":"2025-08-21T23:45:31","date_gmt":"2025-08-21T23:45:31","guid":{"rendered":"https:\/\/finderica.com\/?p=19732"},"modified":"2025-08-21T23:45:31","modified_gmt":"2025-08-21T23:45:31","slug":"sba-loan-guide-everything-you-need-to-know-about-sba-loans","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=19732","title":{"rendered":"SBA loan guide: Everything you need to know about SBA loans"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table wrapped\">\n<tbody>\n<tr>\n<td><strong>Loan amount<\/strong><\/td>\n<td>\n<strong>Up to $5.5 million<\/strong>*<\/td>\n<\/tr>\n<tr>\n<td>Maximum SBA guarantee<\/td>\n<td>Up to 40%<\/td>\n<\/tr>\n<tr>\n<td>Interest rates<\/td>\n<td>Approximately 3% of debt; based on an increment above current market rate for 10-year U.S. Treasury issues<\/td>\n<\/tr>\n<tr>\n<td>Repayment terms<\/td>\n<td>10-, 20- and 25-year maturity terms<\/td>\n<\/tr>\n<tr>\n<td>Down payment<\/td>\n<td>10%<\/td>\n<\/tr>\n<tr>\n<td>Collateral required?<\/td>\n<td>Yes<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/small-business\/sba-loan-guide\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loan amount Up to $5.5 million* Maximum SBA guarantee Up to 40% Interest rates Approximately 3% of debt; based on an increment above current market rate for 10-year U.S. Treasury issues Repayment terms 10-, 20- and 25-year maturity terms Down payment 10% Collateral required? Yes Source link<\/p>\n","protected":false},"author":1,"featured_media":19733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[265,240,469,307],"class_list":{"0":"post-19732","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-guide","9":"tag-loan","10":"tag-loans","11":"tag-sba"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19732"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19732\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/19733"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}