{"id":19594,"date":"2025-08-18T23:38:56","date_gmt":"2025-08-18T23:38:56","guid":{"rendered":"https:\/\/finderica.com\/?p=19594"},"modified":"2025-08-18T23:38:56","modified_gmt":"2025-08-18T23:38:56","slug":"will-private-student-loans-fill-the-void-left-by-the-one-big-beautiful-bill-experts-discuss","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=19594","title":{"rendered":"Will private student loans fill the void left by the One Big Beautiful Bill? Experts discuss"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<tbody>\n<tr>\n<td>\u00a0<\/td>\n<td><strong>Federal<\/strong><\/td>\n<td><strong>Private<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Do you need good credit (or a creditworthy cosigner) to qualify?<\/strong><\/td>\n<td>No<\/td>\n<td>Yes \u2014 however, some lenders have more flexibility underwriting (at the cost of higher interest rates) than others\n<\/td>\n<\/tr>\n<tr>\n<td><strong>Do interest rates rise when lower-credit borrowers are offered loans?<\/strong><\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td><strong>Can you borrow up to the cost of your attendance?<\/strong><\/td>\n<td>Not anymore<\/td>\n<td>Yes \u2014 at most reputable lenders<\/td>\n<\/tr>\n<tr>\n<td><strong>Is innovation on the way?<\/strong><\/td>\n<td>No \u2014 besides what\u2019s in the OBBB<\/td>\n<td>Possibly \u2014 but will it be enough to serve borrowers now shut out from federal aid?<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/student-loans\/experts-discuss-private-loan-industry-response-to-big-beautiful-bill\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Federal Private Do you need good credit (or a creditworthy cosigner) to qualify? No Yes \u2014 however, some lenders have more flexibility underwriting (at the cost of higher interest rates) than others Do interest rates rise when lower-credit borrowers are offered loans? No Yes Can you borrow up to the cost of your attendance?<\/p>\n","protected":false},"author":1,"featured_media":19595,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[6210,242,856,1847,442,3210,4645,469,174,308,7794],"class_list":{"0":"post-19594","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-beautiful","9":"tag-big","10":"tag-bill","11":"tag-discuss","12":"tag-experts","13":"tag-fill","14":"tag-left","15":"tag-loans","16":"tag-private","17":"tag-student","18":"tag-void"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19594"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19594\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/19595"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}