{"id":19515,"date":"2025-08-16T11:37:50","date_gmt":"2025-08-16T11:37:50","guid":{"rendered":"https:\/\/finderica.com\/?p=19515"},"modified":"2025-08-16T11:37:50","modified_gmt":"2025-08-16T11:37:50","slug":"nearly-1-in-4-americans-have-zero-emergency-savings-these-under-the-radar-strategies-can-help","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=19515","title":{"rendered":"Nearly 1 in 4 Americans have zero emergency savings \u2014 these under-the-radar strategies can help"},"content":{"rendered":"\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\">\n<figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"245\" height=\"272\" src=\"https:\/\/www.bankrate.com\/brp\/2025\/08\/13115012\/headshot-3a.png\" alt=\"Photo of Molly Gilpin\" class=\"wp-image-1145532 size-full\"><\/figure>\n<div class=\"wp-block-media-text__content\">\n<p><strong>How this saver uses savings buckets:<\/strong><\/p>\n<p>Molly Gilpin, a 30-year-old in Austin, Texas, finds saving money empowering. She began prioritizing saving money when she was 24 and now has about $20,000 saved. Opening an HYSA with an online bank allowed her to easily set aside savings and compartmentalize her savings into a travel fund, emergency savings and other buckets.\u00a0<\/p>\n<p>\u201c(Buckets) makes it a little bit more exciting to see the money in there,\u201d Gilpin says.<\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/banking\/americans-without-emergency-savings\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How this saver uses savings buckets: Molly Gilpin, a 30-year-old in Austin, Texas, finds saving money empowering. She began prioritizing saving money when she was 24 and now has about $20,000 saved. Opening an HYSA with an online bank allowed her to easily set aside savings and compartmentalize her savings into a travel fund, emergency<\/p>\n","protected":false},"author":1,"featured_media":19516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[218],"tags":[1475,716,327,1390,7762],"class_list":{"0":"post-19515","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"tag-americans","9":"tag-emergency","10":"tag-savings","11":"tag-strategies","12":"tag-undertheradar"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19515"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19515\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/19516"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}