{"id":19377,"date":"2025-08-13T11:24:28","date_gmt":"2025-08-13T11:24:28","guid":{"rendered":"https:\/\/finderica.com\/?p=19377"},"modified":"2025-08-13T11:24:28","modified_gmt":"2025-08-13T11:24:28","slug":"personal-loan-origination-fees-what-to-know","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=19377","title":{"rendered":"Personal loan origination fees: What to know"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<tbody>\n<tr>\n<td colspan=\"2\"><strong>Popular personal loan lenders\u2019 origination fees<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Lender<\/strong><\/td>\n<td><strong>Fee<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Achieve<\/td>\n<td>1.99% to 8.99%<\/td>\n<\/tr>\n<tr>\n<td>Alliant Credit Union<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>American Express<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Best Egg<\/td>\n<td>0.99% to 9.99%<\/td>\n<\/tr>\n<tr>\n<td>Citibank<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Discover<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Happy Money<\/td>\n<td>0% to 5%<\/td>\n<\/tr>\n<tr>\n<td>Laurel Road<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>LendingPoint<\/td>\n<td>Up to 10%<\/td>\n<\/tr>\n<tr>\n<td>LightStream<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Navy Federal Credit Union<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>M&amp;T Bank<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>PenFed Credit Union<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Prosper<\/td>\n<td>1% to 9.99%<\/td>\n<\/tr>\n<tr>\n<td>SoFi<\/td>\n<td>0% to 7% (optional, to lower your interest rate)<\/td>\n<\/tr>\n<tr>\n<td>Splash Financial<\/td>\n<td>0% to 12%<\/td>\n<\/tr>\n<tr>\n<td>TD Bank<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Upgrade<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>USAA<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>Upstart<\/td>\n<td>0% to 12%<\/td>\n<\/tr>\n<tr>\n<td>U.S. Bank<\/td>\n<td>None<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/personal-loans\/personal-loan-origination-fees\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Popular personal loan lenders\u2019 origination fees Lender Fee Achieve 1.99% to 8.99% Alliant Credit Union None American Express None Best Egg 0.99% to 9.99% Citibank None Discover None Happy Money 0% to 5% Laurel Road None LendingPoint Up to 10% LightStream None Navy Federal Credit Union None M&amp;T Bank None PenFed Credit Union None Prosper<\/p>\n","protected":false},"author":1,"featured_media":19378,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[421,240,3821,239],"class_list":{"0":"post-19377","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-fees","9":"tag-loan","10":"tag-origination","11":"tag-personal"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19377"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19377\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/19378"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}