{"id":19276,"date":"2025-08-10T23:10:30","date_gmt":"2025-08-10T23:10:30","guid":{"rendered":"https:\/\/finderica.com\/?p=19276"},"modified":"2025-08-10T23:10:30","modified_gmt":"2025-08-10T23:10:30","slug":"what-credit-score-do-i-need-for-a-business-loan","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=19276","title":{"rendered":"What credit score do I need for a business loan?"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table wrapped\">\n<tbody>\n<tr>\n<td><strong>Term loan<\/strong><\/td>\n<td>While banks and credit unions typically require a score of 670 or above, online lenders may only require a score of 500<\/td>\n<\/tr>\n<tr>\n<td><strong>Line of credit<\/strong><\/td>\n<td>Similar to term loans, you\u2019ll need 670 or higher when applying at a bank\u00a0but may only need a score of 580 or higher when applying with an online lender<\/td>\n<\/tr>\n<tr>\n<td><strong>Commercial real estate loans<\/strong><\/td>\n<td>You\u2019ll need a strong credit score \u2014 preferably 680 or higher \u2014 to secure a commercial real estate loan<\/td>\n<\/tr>\n<tr>\n<td><strong>Equipment loan<\/strong><\/td>\n<td>Since equipment loans are secured by the equipment you purchase, you could get approved with a minimum credit score of 600<\/td>\n<\/tr>\n<tr>\n<td><strong>Merchant cash advance<\/strong><\/td>\n<td>This type of bad credit loan is accessible to credit-challenged borrowers with a credit score in the mid-500s<\/td>\n<\/tr>\n<tr>\n<td><strong>SBA loan<\/strong><\/td>\n<td>Lenders offering SBA loans require credit scores between 620 and 680<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/loans\/small-business\/business-loan-credit-score\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Term loan While banks and credit unions typically require a score of 670 or above, online lenders may only require a score of 500 Line of credit Similar to term loans, you\u2019ll need 670 or higher when applying at a bank\u00a0but may only need a score of 580 or higher when applying with an online<\/p>\n","protected":false},"author":1,"featured_media":19277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[194],"tags":[183,238,240,976],"class_list":{"0":"post-19276","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loans","8":"tag-business","9":"tag-credit","10":"tag-loan","11":"tag-score"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19276"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/19276\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/19277"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}