{"id":18911,"date":"2025-08-01T22:34:46","date_gmt":"2025-08-01T22:34:46","guid":{"rendered":"https:\/\/finderica.com\/?p=18911"},"modified":"2025-08-01T22:34:46","modified_gmt":"2025-08-01T22:34:46","slug":"feds-interest-rate-history-the-federal-funds-rate-from-1981-to-the-present","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=18911","title":{"rendered":"Fed\u2019s interest rate history: The federal funds rate from 1981 to the present"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<thead>\n<tr>\n<th class=\"has-text-align-left\" data-align=\"left\">Meeting date<\/th>\n<th class=\"has-text-align-right\" data-align=\"right\">Rate change<\/th>\n<th class=\"has-text-align-right\" data-align=\"right\">Target &amp; target range<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Sept. 18, 2007<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-50 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4.75 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Oct. 30-31, 2007<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-25 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4.5 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Dec. 11, 2007<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-25 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">4.25 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Jan. 22, 2008: Emergency meeting<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-75 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">3.5 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Jan. 29-30, 2008<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-50 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">3 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">March 18, 2008<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-75 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">2.25 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">April 29-30, 2008<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-25 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">2 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Oct 8, 2008: Emergency meeting<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-50 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">1.50 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Oct. 28-29, 2008<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-50 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">1 percent<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">Dec. 15-16, 2008<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">-100 to 75 basis points<\/td>\n<td class=\"has-text-align-right\" data-align=\"right\">0-0.25 percent<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\"><em>Source: Fed\u2019s board of governors<\/em><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><\/td>\n<td class=\"has-text-align-right\" data-align=\"right\"><\/td>\n<\/tr>\n<\/tfoot>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/banking\/federal-reserve\/history-of-federal-funds-rate\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Meeting date Rate change Target &amp; target range Sept. 18, 2007 -50 basis points 4.75 percent Oct. 30-31, 2007 -25 basis points 4.5 percent Dec. 11, 2007 -25 basis points 4.25 percent Jan. 22, 2008: Emergency meeting -75 basis points 3.5 percent Jan. 29-30, 2008 -50 basis points 3 percent March 18, 2008 -75 basis<\/p>\n","protected":false},"author":1,"featured_media":18912,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[218],"tags":[478,418,232,2359,395,4543,138],"class_list":{"0":"post-18911","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"tag-federal","9":"tag-feds","10":"tag-funds","11":"tag-history","12":"tag-interest","13":"tag-present","14":"tag-rate"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18911"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18911\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/18912"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}