{"id":18868,"date":"2025-07-31T22:36:38","date_gmt":"2025-07-31T22:36:38","guid":{"rendered":"https:\/\/finderica.com\/?p=18868"},"modified":"2025-07-31T22:36:38","modified_gmt":"2025-07-31T22:36:38","slug":"haley-sacks-mrs-dow-jones-shares-her-best-budgeting-and-investing-tips","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=18868","title":{"rendered":"Haley Sacks (Mrs. Dow Jones) Shares Her Best Budgeting and Investing Tips"},"content":{"rendered":"
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The investing information provided on this page is for educational purposes only. SS, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.<\/span><\/span><\/p>\n<\/div>\n

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It doesn\u2019t take long scrolling through the Mrs. Dow Jones website to see that Haley Sacks got her start in comedy. <\/span><\/p>\n<\/div>\n

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The Upright Citizens Brigade alum is snarky, but relatable. Her approach resonates for Millennials and Gen Z who traffic in the same memes, music and financial obstacles Sacks addresses in her social content. <\/span><\/p>\n<\/div>\n

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The \u201czillennial finance expert,\u201d covers a range of topics from budgeting to investing \u2014 leaning more on Beyonc\u00e9 references than spreadsheets. <\/span><\/p>\n<\/div>\n

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\u201cA lot of the finance world uses jargon that\u2019s intentionally confusing to keep people from growing their wealth,\u201d Sacks says. \u201cMy content uses humor as a way to peel back the curtain \u2014 and show everyone it\u2019s not as scary as it looks.\u201d <\/span><\/p>\n<\/div>\n

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I reached out to Sacks to get her perspective on how to live life well without sacrificing big goals. Here\u2019s what she had to say. <\/span><\/p>\n<\/div>\n

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Responses have been edited for length and clarity.<\/span><\/span><\/p>\n<\/div>\n

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Q: If someone wants to glow up financially this year, where should they start \u2014 what\u2019s one habit you swear by?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> A MONEY DATE! If you want to glow up financially, don\u2019t start with restriction \u2014 start with <\/span>awareness<\/span><\/span>. <\/span><\/p>\n<\/div>\n

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A money date is a set time every month that you spend on your finances. Money is a relationship, and like any good relationship, you need to spend time together. <\/span><\/p>\n<\/div>\n

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You can do it by yourself or with your friend or partner! Log into your accounts, review your spending, check your goals, make money moves like transferring between accounts, returning packages, unsubscribing, etc., and make a goal for next month. <\/span><\/p>\n<\/div>\n

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Q: What are your top 3 go-to tips for living well without overspending?<\/span><\/span><\/p>\n<\/div>\n

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A: <\/span><\/span>(1) Wait three days before you pay: You see something you want? Great. Don\u2019t buy it. Add it to a \u201cMaybe List\u201d and set a reminder to revisit in 72 hours. By the time those three days are up, one of two things will happen: You\u2019ll still want it <\/span>and<\/span><\/span> you\u2019ll feel good about buying it. Or you\u2019ll realize \u2026 you actually don\u2019t care anymore. The richest thing you can do is slow down before you swipe. <\/span><\/p>\n<\/div>\n

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(2) Talk money with your friends: Your bank account shouldn\u2019t suffer because no one wants to say, \u201cThis is out of budget.\u201d Most of your friends are lowkey stressed about money too \u2014 so be the one to bring it up. Align on budgets. Suggest cheaper plans. Say no when it\u2019s not worth it.<\/span><\/p>\n<\/div>\n

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(3) Pay yourself first: When you automate transfers to savings, investments and bills the moment your paycheck hits, you\u2019re free to enjoy what\u2019s left without spiraling every time you hit \u201cAdd to Cart.\u201d Once you take care of future you, present you can vibe!<\/span><\/p>\n<\/div>\n

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Q: What advice do you have for someone who wants to start investing but feels intimidated or like they \u201cdon\u2019t make enough\u201d yet?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> Even if you\u2019re only investing $25 a month, the habit you build today is 10x more important than the dollar amount. Why? Because you\u2019re building the system. You\u2019re rewiring your identity from \u201cI\u2019m bad with money\u201d to \u201cI\u2019m an investor.\u201d Start with a <\/span>Roth IRA<\/span>, invest in low-cost index funds and automate it. Remember: You don\u2019t wait until you\u2019re rich to <\/span>start investing<\/span>. You invest to get rich.<\/span><\/p>\n<\/div>\n

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Q: There\u2019s a group of folks who make good money but still live paycheck to paycheck. Aside from lifestyle creep, what\u2019s the biggest challenge you see in that space?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> A lot of <\/span>high earners<\/span> don\u2019t have a plan, so their money flows in and flows right back out. No budget, no automation, no tracking. <\/span><\/p>\n<\/div>\n

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They\u2019re working hard, but their money isn\u2019t working for them<\/span>. <\/span><\/span>It\u2019s like having a high-powered job but never delegating \u2014 you\u2019ll burn out and have nothing to show for it. The fix? Automate your finances so you pay yourself and your priorities first \u2014 then spend what\u2019s left guilt-free.<\/span><\/p>\n<\/div>\n

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Q: What\u2019s your best money advice for someone who\u2019s just started earning six figures but isn\u2019t sure how to build long-term wealth?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> Invest consistently \u2014 long-term wealth is built by buying assets, not bags. Your income is the engine. But your habits are the GPS. Without direction, you\u2019re just burning gas.<\/span><\/p>\n<\/div>\n

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Q: There\u2019s often pressure on social media to <\/span><\/span>look<\/span><\/span><\/span> successful. How do you help people push past performative wealth and focus on real financial stability?<\/span><\/span><\/p>\n<\/div>\n

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A: <\/span><\/span>Social media loves performative wealth \u2014 it\u2019s flashy, it\u2019s fun and it gets likes. But real financial stability? That\u2019s quiet, steady and invisible to most feeds.<\/span><\/p>\n<\/div>\n

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I like to influence people to be good with money in ways they\u2019re being pushed to not be \u2014 like how I rewear formal guest dresses to every event I go to instead of getting a new outfit each time. <\/span><\/p>\n<\/div>\n

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Q: Your audience is geared toward women who often have a \u201cpink tax\u201d to contend with \u2013 our products already cost more than men\u2019s. How do you consider this in your budgeting advice? <\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> I always say: The system wasn\u2019t built for us, so we have to outsmart it. The pink tax is real \u2014 from razors to health care to dry cleaning \u2014 so when I talk about budgeting, I emphasize realistic numbers that reflect our lived experiences. <\/span><\/p>\n<\/div>\n

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That means padding your budget for these hidden costs, negotiating everywhere you can, asking for raises and finding ways around them. <\/span><\/p>\n<\/div>\n

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Start by choosing gender-neutral or men\u2019s products when possible \u2014 they\u2019re often identical, just cheaper. Be aware of pricing differences in services like haircuts, and question them. The best way to fight the pink tax? Refuse to pay it.<\/span><\/p>\n<\/div>\n

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Q: What financial myth or mindset do you wish more people would let go of?<\/span><\/span><\/p>\n<\/div>\n

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A: The idea that you have to <\/span>own property<\/span>. Between the cost of renovations, HOA fees, etc., the return on investment is rarely as high as you think it\u2019s going to be \u2014 you can put that money in the stock market and see WAY higher returns.<\/span><\/p>\n<\/div>\n

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Q: Your work emphasizes empowering women to take control of their money. What systemic or cultural barriers are you most passionate about breaking down through your content?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> Women are so often taught how to budget, scrimp, and save their money \u2014 but never taught how to grow<\/span> <\/span><\/span>their wealth. I want to teach women that they can\u2019t just save their way to getting rich by giving them the confidence and tools to get in the markets. <\/span><\/p>\n<\/div>\n

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Q: What\u2019s a \u201cbougie\u201d purchase you\u2019ve made that was totally worth it \u2014 and how did you plan for it financially?<\/span><\/span><\/p>\n<\/div>\n

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A:<\/span><\/span> My trip to Greece! I began budgeting for this trip as soon as I had it planned and figured out what would be <\/span>paid for with points<\/span> vs. what I would be spending on. It was so worth the money. I spent around $5K. And I made amazing memories with zero guilt.<\/span><\/p>\n<\/div>\n<\/div>\n

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The investing information provided on this page is for educational purposes only. SS, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. It doesn\u2019t take long scrolling through the Mrs. Dow Jones website to see that Haley Sacks got<\/p>\n","protected":false},"author":1,"featured_media":18869,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[253,2656,7572,226,3864,3465,132,251],"class_list":{"0":"post-18868","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-budgeting","9":"tag-dow","10":"tag-haley","11":"tag-investing","12":"tag-jones","13":"tag-sacks","14":"tag-shares","15":"tag-tips"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18868"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18868\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/18869"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}