{"id":18281,"date":"2025-07-18T15:59:08","date_gmt":"2025-07-18T15:59:08","guid":{"rendered":"https:\/\/finderica.com\/?p=18281"},"modified":"2025-07-18T15:59:08","modified_gmt":"2025-07-18T15:59:08","slug":"citi-custom-cash-vs-bank-of-america-customized-cash-rewards-credit-card","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=18281","title":{"rendered":"Citi Custom Cash vs. Bank of America Customized Cash Rewards credit card"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-featured\">\n<div class=\"FeatureTag-container relative\">\n<div class=\"FeatureTag bg-teal-600 h-10 max-h-10 text-white flex flex-row items-center justify-center text-white gap-x-2\">\n        <span class=\"block Icon Icon--xs\"> <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Badge Icon<\/title>\n<path d=\"M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z\" fill=\"transparent\" class=\"icon-offset\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z\" class=\"icon-base\"><\/path><\/svg> <\/span><br \/>\n        <span class=\"block capitalize\">Intro APR winner<\/span><br \/>\n        <span class=\"w-1\"><\/span>\n    <\/div>\n<\/div><\/div>\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/cdn.prodstatic.com\/shared\/images\/cards\/33f19120-3bc9-11f0-962e-072d632f0110.png?auto=webp&amp;width=200\" alt=\"Bank of America\u00ae Customized Cash Rewards credit card image\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    Bank of America\u00ae Customized Cash Rewards credit card<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-ctaContainer\">\n<p>        <span class=\"flex items-center justify-center gap-x-2\"><br \/>\n                            Learn More<br \/>\n                        <\/span><\/p>\n<p>                                    <span class=\"ProductCard-ctaSubcopy\">in our Bankrate review<\/span>\n                            <\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-why-it-won', 'heading-why-it-won']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-why-it-won')\" :aria-controls=\"$id('panel-why-it-won')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<h6 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Why it won<br \/>\n    <\/h6>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p>        <span class=\"Accordion-icon Icon mb-0 block leading-none Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span><br \/>\n    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-why-it-won')\" :aria-labelledby=\"$id('heading-why-it-won')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>Both cards essentially offer the same intro APR promotion. The Citi Custom Cash has a \u00a00 percent intro APR offer on purchases and balance transfers for 15 months from account opening, but balance transfers must be completed within 4 months from account opening to qualify. After the intro period ends, an <span data-capi-apr=\"ongoing_purchases\" data-pid=\"7816\">18.24% \u2013 28.24% (Variable)<\/span> APR applies.<\/p>\n<p>Similary, the Customized Cash Rewards card offers a 0 percent intro APR for 15 billing cycles on balance transfers made within the first 60 days from account opening. After the intro period ends, an <span data-capi-apr=\"ongoing_purchases\" data-pid=\"22069416\">18.24% \u2013 28.24% Variable APR on purchases and balance transfers<\/span> applies.<\/p>\n<p>The Customized Cash Rewards card edges out the Citi Custom Cash, however, due to the difference in balance transfer fees. The Citi Custom Cash charges a balance transfer fee of $5 or 5 percent of your transfer amount, whichever is greater, while the Customized Cash Rewards charges an intro balance transfer fee of 3 percent for all balance transfers made within the first 60 days from account opening. After those 60 days, the fee rises to 4 percent.<\/p>\n<p>With a lower balance transfer fee, you\u2019ll save slightly more on interest with the Customized Cash Rewards than you would with the Citi Custom Cash. However, if you\u2019re looking to pay off a large purchase instead of a transferred debt, then you can\u2019t go wrong with either of these 0 percent intro APR cards.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/reviews\/citi-custom-cash-vs-bank-of-america-customized-cash-rewards\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Badge Icon Intro APR winner Bank of America\u00ae Customized Cash Rewards credit card Learn More in our Bankrate review Why it won Caret Down Icon Both cards essentially offer the same intro APR promotion. The Citi Custom Cash has a \u00a00 percent intro APR offer on purchases and balance transfers for 15 months from account<\/p>\n","protected":false},"author":1,"featured_media":18282,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[2143,136,369,356,2809,238,7155,2144,1587],"class_list":{"0":"post-18281","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-america","9":"tag-bank","10":"tag-card","11":"tag-cash","12":"tag-citi","13":"tag-credit","14":"tag-custom","15":"tag-customized","16":"tag-rewards"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18281"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/18281\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/18282"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}