{"id":17880,"date":"2025-07-09T09:31:14","date_gmt":"2025-07-09T09:31:14","guid":{"rendered":"https:\/\/finderica.com\/?p=17880"},"modified":"2025-07-09T09:31:14","modified_gmt":"2025-07-09T09:31:14","slug":"no-penalty-cds-what-they-are-and-how-they-work","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=17880","title":{"rendered":"No-penalty CDs: What they are and how they work"},"content":{"rendered":"\n<div class=\"BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0\">\n<div class=\"ImageContainer\">\n<div class=\"AuthorAvatar AvatarQuote shrink-0\" style=\"background-image: url(https:\/\/www.bankrate.com\/brp\/2025\/06\/10130406\/stephen-kates-headshot.png?width=240&amp;height=240&amp;fit=cover&amp;enable=upscale&amp;crop=1:1,smart)\">\n            <\/div>\n<\/p><\/div>\n<blockquote class=\"BlockQuote-text text-center md:text-left\"><p>\n        <q>No penalty CDs are ideal for someone who just can&#8217;t commit to a longer-term CD. If you need the flexibility to pull that money out sooner, the no-penalty CD can get you in the game without future stress.<\/q><br \/>\n                    <cite class=\"PullQuote-cite text-gray-900 ml-0 md:ml-4\"><br \/>\n                \u2014 Stephen Kates, CFP\u00ae | Bankrate Financial Analyst<br \/>\n            <\/cite>\n            <\/p><\/blockquote>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/banking\/cds\/no-penalty-cd\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No penalty CDs are ideal for someone who just can&#8217;t commit to a longer-term CD. If you need the flexibility to pull that money out sooner, the no-penalty CD can get you in the game without future stress. \u2014 Stephen Kates, CFP\u00ae | Bankrate Financial Analyst Source link<\/p>\n","protected":false},"author":1,"featured_media":17881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[218],"tags":[714,7227,360],"class_list":{"0":"post-17880","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"tag-cds","9":"tag-nopenalty","10":"tag-work"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/17880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17880"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/17880\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/17881"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}