{"id":17024,"date":"2025-06-20T20:42:47","date_gmt":"2025-06-20T20:42:47","guid":{"rendered":"https:\/\/finderica.com\/?p=17024"},"modified":"2025-06-20T20:42:47","modified_gmt":"2025-06-20T20:42:47","slug":"home-warranty-division-scam-what-to-know","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=17024","title":{"rendered":"Home Warranty Division Scam: What to Know"},"content":{"rendered":"
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Homeowners across the country have reported receiving letters that urge them to renew their home warranty plans immediately to avoid the risk of financial liability. However, the notice \u2014 and in some cases, the company sending it \u2014 isn\u2019t what it seems.<\/span><\/p>\n<\/div>\n

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Despite looking official and containing information like the names of homeowners\u2019 mortgage lenders, the letters are a scam that use common tactics to gain consumers\u2019 personal information and potentially swindle homeowners out of money. <\/span><\/p>\n<\/div>\n

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Here\u2019s what you need to know about the home warranty letter scam and what you can do to protect yourself.<\/span><\/p>\n<\/div>\n

How does the home warranty division scam work?<\/span><\/h2>\n
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A home warranty division scam involves a mailed letter that threatens homeowners in an attempt to get them to purchase a home warranty. The scam is so named because it uses letters that appear to be sent from the home warranty division or department of a larger company or mortgage lender.<\/span><\/p>\n<\/div>\n

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Using a letter that resembles an official notice from a <\/span>home warranty company<\/span>, the scam tells homeowners that their current home warranty plans are about to expire and that there could be financial risk if recipients don\u2019t purchase a new plan.<\/span><\/p>\n<\/div>\n

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The letter often uses terms like \u201cfinal notice\u201d and \u201cimmediate response requested\u201d to create a sense of urgency and pair them with some form of financial liability if the homeowner doesn\u2019t respond. They often emphasize the repair costs homeowners will be responsible for if they don\u2019t respond to the letter, sometimes referring to a \u201clapse of coverage.\u201d<\/span><\/p>\n<\/div>\n

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When a homeowner calls the phone number in the letter, the scammers will try to get them to provide personal information or their credit card information. This could put homeowners at risk of identity theft.<\/span><\/p>\n<\/div>\n

How to identify a home warranty scam letter<\/span><\/h2>\n
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Letters that are part of home warranty scams often look like official notices and might be difficult to identify as a scam right away. There are a few things you can look for to determine if it\u2019s a genuine offer or a potential scam.<\/span><\/p>\n<\/div>\n

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Red flags that might point to a scam include if the letter:<\/span><\/p>\n<\/div>\n

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