{"id":16810,"date":"2025-06-17T12:03:01","date_gmt":"2025-06-17T12:03:01","guid":{"rendered":"https:\/\/finderica.com\/?p=16810"},"modified":"2025-06-17T12:03:01","modified_gmt":"2025-06-17T12:03:01","slug":"top-mortgage-lenders-in-georgia","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=16810","title":{"rendered":"Top Mortgage Lenders in Georgia"},"content":{"rendered":"
\n

It\u2019s time to check out the top mortgage lenders in Georgia based on their 2024 home lending volume.<\/p>\n

These mortgage companies outranked about 960 other lenders in the state to take the top honors.<\/p>\n

Overall, about $60 billion in home loans was funded in The Peach State last year, making it one of the bigger states volume-wise nationwide.<\/p>\n

And taking the #1 spot was United Wholesale Mortgage (UWM), also the nation\u2019s largest mortgage lender.<\/p>\n

Read on to see which other companies ranked in the top 10.<\/p>\n

Top Mortgage Lenders in Georgia (Overall)<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nUWM<\/td>\n$4.9 billion<\/td>\n<\/tr>\n
2.<\/td>\nRocket Mortgage<\/td>\n$4.4 billion<\/td>\n<\/tr>\n
3.<\/td>\nAmeris Bank<\/td>\n$2.0 billion<\/td>\n<\/tr>\n
4.<\/td>\nFairway Independent<\/td>\n$1.3 billion<\/td>\n<\/tr>\n
5.<\/td>\nVeterans United<\/td>\n$1.2 billion<\/td>\n<\/tr>\n
6.<\/td>\nDHI Mortgage<\/td>\n$1.1 billion<\/td>\n<\/tr>\n
7.<\/td>\nNew American<\/td>\n$1.1 billion<\/td>\n<\/tr>\n
8.<\/td>\nFreedom Mortgage<\/td>\n$1.1 billion<\/td>\n<\/tr>\n
9.<\/td>\nPennymac<\/td>\n$1.1 billion<\/td>\n<\/tr>\n
10.<\/td>\nTruist<\/td>\n$1.0 billion<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

While the state of Georgia is one of the heavier hitters for mortgage lending, their volume has come down a lot.<\/p>\n

For comparison, $160 billion was funded in 2021 when mortgage rates hit record lows.<\/p>\n

Despite that, Pontiac, Michigan-based UWM, which happens to be the top mortgage lender nationally, led the way with $4.9 billion funded.<\/p>\n

It beat out crosstown rival Detroit-based Rocket Mortgage, which originated a relatively close $4.4 billion in home loans in Georgia last year.<\/p>\n

That was more than double their nearest competitor, Atlanta-based Ameris Bank, per HMDA data from advisory company Richey May<\/a>.<\/p>\n

It then dropped off pretty significantly, with the seven other lenders in the top ten only funding about $1 billion each.<\/p>\n

One interesting addition to the top-10 list was DHI Mortgage, the captive lender of top home builder D.R. Horton.<\/p>\n

The builders have been gaining market share in recent years because they offer big rate buydowns and have the inventory (with existing supply now so low).<\/p>\n

Top Mortgage Lenders in Georgia (for Home Buyers)<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nUWM<\/td>\n$3.2 billion<\/td>\n<\/tr>\n
2.<\/td>\nRocket Mortgage<\/td>\n$2.2 billion<\/td>\n<\/tr>\n
3.<\/td>\nAmeris Bank<\/td>\n$1.8 billion<\/td>\n<\/tr>\n
4.<\/td>\nFairway Independent<\/td>\n$1.2 billion<\/td>\n<\/tr>\n
5.<\/td>\nDHI Mortgage<\/td>\n$1.1 billion<\/td>\n<\/tr>\n
6.<\/td>\nVeterans United<\/td>\n$1.0 billion<\/td>\n<\/tr>\n
7.<\/td>\nNew American<\/td>\n$889 million<\/td>\n<\/tr>\n
8.<\/td>\nMovement Mortgage<\/td>\n$854 million<\/td>\n<\/tr>\n
9.<\/td>\nBankSouth Mortgage<\/td>\n$778 million<\/td>\n<\/tr>\n
10.<\/td>\nGuild Mortgage<\/td>\n$775 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

If we consider only home purchase lending, the list changes quite a bit and new names surface. Though because refinancing has fallen off a cliff, it wasn\u2019t too much different.<\/p>\n

UWM was also the #1 home purchase lender in Georgia with $3.2 billion funded, followed by Rocket Mortgage with $2.2 billion.<\/p>\n

Ameris Bank took third with $1.8 billion, and yes, Fairway Independent took fourth. No surprises there.<\/p>\n

In fifth was DHI Mortgage, followed by Veterans United and New American, then we got three new names.<\/p>\n

Those included Movement Mortgage, Atlanta-based BankSouth Mortgage, and Guild Mortgage.<\/p>\n

Top Refinance Lenders in Georgia (for Existing Homeowners)<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nRocket Mortgage<\/td>\n$2.1 billion<\/td>\n<\/tr>\n
2.<\/td>\nUWM<\/td>\n$1.6 billion<\/td>\n<\/tr>\n
3.<\/td>\nFreedom Mortgage<\/td>\n$741 million<\/td>\n<\/tr>\n
4.<\/td>\nPennymac<\/td>\n$443 million<\/td>\n<\/tr>\n
5.<\/td>\nloanDepot<\/td>\n$330 million<\/td>\n<\/tr>\n
6.<\/td>\nVillage Capital<\/td>\n$265 million<\/td>\n<\/tr>\n
7.<\/td>\nMr. Cooper<\/td>\n$260 million<\/td>\n<\/tr>\n
8.<\/td>\nTruist<\/td>\n$233 million<\/td>\n<\/tr>\n
9.<\/td>\nNewrez<\/td>\n$227 million<\/td>\n<\/tr>\n
10.<\/td>\nVeterans United<\/td>\n$204 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Now let\u2019s talk about the biggest refinance lenders in Georgia.<\/p>\n

As expected, Rocket Mortgage absolutely dominated with $2.1 billion funded. They always tend to lead in this category.<\/p>\n

That was about 30% more than second place UWM, a testament to how active they are in the state.<\/p>\n

In third was Freedom Mortgage with $741 million, with Pennymac a more distant fourth with $443 million funded.<\/p>\n

In fifth was loanDepot, then streamline refinance specialist Village Capital, soon-to-be acquired Mr. Cooper, Truist, Newrez, and last but not least Veterans United.<\/p>\n

Top Mortgage Lenders in Atlanta<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nUWM<\/td>\n$3.5 billion<\/td>\n<\/tr>\n
2.<\/td>\nRocket Mortgage<\/td>\n$2.9 billion<\/td>\n<\/tr>\n
3.<\/td>\nAmeris Bank<\/td>\n$1.5 billion<\/td>\n<\/tr>\n
4.<\/td>\nFairway Independent<\/td>\n$869 million<\/td>\n<\/tr>\n
5.<\/td>\nTruist<\/td>\n$831 million<\/td>\n<\/tr>\n
6.<\/td>\nDHI Mortgage<\/td>\n$736 million<\/td>\n<\/tr>\n
7.<\/td>\nChase<\/td>\n$668 million<\/td>\n<\/tr>\n
8.<\/td>\nPennymac<\/td>\n$667 million<\/td>\n<\/tr>\n
9.<\/td>\nFreedom Mortgage<\/td>\n$660 million<\/td>\n<\/tr>\n
10.<\/td>\nloanDepot<\/td>\n$628 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Top Mortgage Lenders in Augusta<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nRocket Mortgage<\/td>\n$122 million<\/td>\n<\/tr>\n
2.<\/td>\nCenterstate Bank<\/td>\n$110 million<\/td>\n<\/tr>\n
3.<\/td>\nVeterans United<\/td>\n$100 million<\/td>\n<\/tr>\n
4.<\/td>\nUWM<\/td>\n$99 million<\/td>\n<\/tr>\n
5.<\/td>\nGuild Mortgage<\/td>\n$97 million<\/td>\n<\/tr>\n
6.<\/td>\nQueensborough National<\/td>\n$82 million<\/td>\n<\/tr>\n
7.<\/td>\nMovement Mortgage<\/td>\n$66 million<\/td>\n<\/tr>\n
8.<\/td>\nFreedom Mortgage<\/td>\n$56 million<\/td>\n<\/tr>\n
9.<\/td>\nNavy Federal<\/td>\n$53 million<\/td>\n<\/tr>\n
10.<\/td>\nAugusta Mortgage Co.<\/td>\n$46 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Top Mortgage Lenders in Savannah<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Ranking<\/strong><\/td>\nCompany Name<\/strong><\/td>\n2024 Loan Volume<\/strong><\/td>\n<\/tr>\n
1.<\/td>\nUWM<\/td>\n$227 million<\/td>\n<\/tr>\n
2.<\/td>\nRocket Mortgage<\/td>\n$201 million<\/td>\n<\/tr>\n
3.<\/td>\nNew American<\/td>\n$197 million<\/td>\n<\/tr>\n
4.<\/td>\nDHI Mortgage<\/td>\n$112 million<\/td>\n<\/tr>\n
5.<\/td>\nVeterans United<\/td>\n$110 million<\/td>\n<\/tr>\n
6.<\/td>\nPennymac<\/td>\n$108 million<\/td>\n<\/tr>\n
7.<\/td>\nMovement Mortgage<\/td>\n$71 million<\/td>\n<\/tr>\n
8.<\/td>\nGuild Mortgage<\/td>\n$62 million<\/td>\n<\/tr>\n
9.<\/td>\nPulte Mortgage<\/td>\n$58 million<\/td>\n<\/tr>\n
10.<\/td>\nCenterstate Bank<\/td>\n$57 million<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Who Are Georgia\u2019s Best Mortgage Lenders?<\/span><\/h2>\n

I typically head over to Zillow and check customer reviews to determine which mortgage companies are faring best in a particular state.<\/p>\n

Here\u2019s what I found for Georgia. Atlanta-based AmeriSave has a 4.66\/5 rating from over 2,400 reviews. Not the best rating, but the most reviews by far.<\/p>\n

Then there\u2019s Atlanta\u2019s Silverton Mortgage, which has a superior 4.94\/5 rating from about 1,300 reviews.<\/p>\n

Even better is Ameris Bank\u2019s 4.96\/5 rating from nearly 1,200 customer reviews, and fellow Atlanta lender First Option Mortgage\u2019s 4.97\/5 from about 1,000 reviews.<\/p>\n

Honorable mention goes to Capital City Home Loans and its 4.95\/5 score from 300 reviews.<\/p>\n

As for the big, national brands, Rocket has a 4.48\/5, Pennymac a 4.4\/5, and Wells Fargo a 4.95\/5.<\/p>\n

So it appears there are plenty of solid options, whether you use a local, Georgia-based mortgage lender or a national brand.<\/p>\n

Also be sure to check out some local mortgage brokers to see what they can offer.<\/p>\n

(photo: sailn1<\/a>)<\/p>\n

\n
\n
\n
\"Colin<\/div>\n
\n

Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 19 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on X for hot takes.<\/p>\n<\/div>\n<\/section>\n

\n
\"Colin<\/div>\n
\n
Latest posts by Colin Robertson (see all)<\/span><\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n