{"id":16598,"date":"2025-06-12T20:18:23","date_gmt":"2025-06-12T20:18:23","guid":{"rendered":"https:\/\/finderica.com\/?p=16598"},"modified":"2025-06-12T20:18:23","modified_gmt":"2025-06-12T20:18:23","slug":"how-much-does-obamacare-insurance-cost","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=16598","title":{"rendered":"How Much Does Obamacare Insurance Cost?"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The lowest-cost marketplace health insurance plan on the Obamacare health insurance marketplace costs an average of $479 per month in 2025, according to the Centers for Medicare &amp; Medicaid Services (CMS)<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-1-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-1-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">. After tax credits, it\u2019s $37 per month, on average.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Premiums can vary significantly based on company, plan type and metal level (Bronze, Silver, Gold or Platinum), plus your age, tobacco use, family size, location, income and more.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"how-much-does-marketplace-health-insurance-cost-per-month\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">How much does marketplace health insurance cost per month?<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Marketplace health insurance<\/span><span class=\"_28z5Fp _3-to_p\"> plans, sometimes referred to as Obamacare plans or ACA plans, can be purchased by individuals and families on HealthCare.gov and state health insurance marketplaces.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Depending on a variety of factors, premiums can range from $0 to over $1,000 per month.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">For example, here are average 2025 premiums for the lowest-cost Silver plans available to three different combinations of age, family size and income as a percent of the federal poverty line (FPL), before any cost reductions, according to CMS<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-4-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-4-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">21-year-old individual earning 150% of the FPL*: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$383 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">40-year-old individual earning 150% of the FPL: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$491 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Family of four earning 325% of the FPL**: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$1,207 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">* In 2025, 150% of the FPL for an individual in the contiguous U.S. is $23,475 per year<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-6-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-6-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">.<br \/>\n** In 2025, 325% of the FPL for a family of four in the contiguous U.S. is $104,487.50 per year.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Premium tax credits<\/span><span class=\"_28z5Fp _3-to_p\"> can significantly reduce what you pay for premiums, even if your income is well above the federal poverty line. For example, here\u2019s what the three premiums above become after premium tax credits are applied<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-9-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-9-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">21-year-old individual earning 150% of the FPL: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$0 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">40-year-old individual earning 150% of the FPL: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$0 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Family of four earning 325% of the FPL: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">$165 per month.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In general, people with household income between 100% and 400% of the FPL can be eligible for premium tax credits. For an individual in the contiguous U.S., that\u2019s between $15,650 and $62,600 per year in 2025<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-11-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-11-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">. For a family of four in the contiguous United States, the range between 100% and 400% of the FPL would be $32,150 to $128,600 per year. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The largest subsidies go to people with the lowest income, then they go down on a sliding scale for those who qualify with higher income levels<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-12-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-12-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">.<\/span><\/p>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"what-are-the-out-of-pocket-costs-for-obamacare-plans\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What are the out-of-pocket costs for Obamacare plans?<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Deductible: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">Before your plan starts to pay for its portion of most covered services and prescription drugs, you might need to spend a certain amount out of pocket, such as $2,400 for an individual or $4,800 for a family.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Copay: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">You might owe a flat amount each time you get a service, such as $50 for visiting a doctor\u2019s office or $10 for filling a prescription.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Coinsurance: <\/span><\/span><span class=\"_28z5Fp _3-to_p\">You might owe a percent of the cost of a service, such as 25% of the cost of a prescription drug or 40% of an emergency room bill.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Plans also have an <\/span><span class=\"_28z5Fp _3-to_p\">out-of-pocket maximum<\/span><span class=\"_28z5Fp _3-to_p\">, which puts a cap on what you have to spend for the year in copays, coinsurance and\/or deductibles. After you reach the out-of-pocket maximum, you don\u2019t owe additional out-of-pocket costs for the rest of the year, so a lower maximum is better.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Generally speaking, plans with higher premiums tend to have lower out-of-pocket costs. Plans with lower premiums often have higher out-of-pocket costs.<\/span><\/p>\n<\/div>\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\" id=\"cost-sharing-reductions\"><span class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _3-to_p\">Cost-sharing reductions<\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you qualify for the premium tax credit and have household income up to 250% of the FPL, you can qualify for cost-sharing reductions<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-20-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-20-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">. Cost-sharing reductions shrink or eliminate copays, coinsurance, deductibles and maximum out-of-pocket costs \u2014 but only for Silver plans.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The size of the cost-sharing reductions depends on your income<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-21-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-21-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">:<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div class=\"_1cuN9-\">\n<div class=\"_2pPuG4\">\n<div vocab=\"https:\/\/schema.org\/\" typeof=\"Table\"><meta property=\"about\" content=\"Table 17651\"><\/p>\n<table class=\"_2IadDu\" aria-label=\"Table 17651\" tabindex=\"0\">\n<thead>\n<tr class=\"_12EOjr\">\n<th class=\"_1jMSHL\" scope=\"col\"><span class=\"_1xUXE0 _3p3gSd\"><\/span><\/th>\n<th class=\"_1jMSHL\" scope=\"col\"><span class=\"_1xUXE0 _3p3gSd\"><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"_3JPvLN\">\n<td class=\"_1ieTZs\">\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">100% up to 150% of the FPL<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<td class=\"_1ieTZs\"><\/td>\n<\/tr>\n<tr class=\"_3JPvLN _12EOjr\">\n<td class=\"_1ieTZs _12EOjr\">\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Greater than 150% up to 200% of the FPL<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<td class=\"_1ieTZs _12EOjr\"><\/td>\n<\/tr>\n<tr class=\"_3JPvLN\">\n<td class=\"_1ieTZs\">\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Greater than 200% up to 250% of the FPL<\/span><\/p>\n<\/div>\n<\/div>\n<\/td>\n<td class=\"_1ieTZs\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\" id=\"why-are-silver-plans-the-most-affordable\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">Why are Silver plans the most affordable?<\/span><\/h2>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Marketplace health insurance plans can come in four metal levels: Bronze, Silver, Gold and Platinum, each with different levels of coverage. For example, a Silver plan covers about 70% of members\u2019 medical costs, so you\u2019d be responsible for the other 30% out of pocket<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-4-24-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-4-24-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Marketplace health insurance plans by tier<\/span><\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Silver plans are often the most affordable because they\u2019re potentially eligible for more subsidies than any other plan type. Silver plans can end up covering more and costing less than other plans types if you qualify for cost-sharing reductions \u2014 and most marketplace enrollees do.<\/span><\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/health\/obamacare-insurance-cost\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The lowest-cost marketplace health insurance plan on the Obamacare health insurance marketplace costs an average of $479 per month in 2025, according to the Centers for Medicare &amp; Medicaid Services (CMS)[0]. After tax credits, it\u2019s $37 per month, on average. Premiums can vary significantly based on company, plan type and metal level (Bronze, Silver, Gold<\/p>\n","protected":false},"author":1,"featured_media":16599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[330,292,6754],"class_list":{"0":"post-16598","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-cost","9":"tag-insurance","10":"tag-obamacare"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/16598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16598"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/16598\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/16599"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}